Alto - Budget by Paycheck

Alto - Budget by Paycheck

Budget by paycheck, not month

1 ratings
1 review
Free
In-App Purchases

Details

Released
September 14, 2026
Updated
October 3, 2026
Alto - Budget by Paycheck screenshot #1 for iPhone
Alto - Budget by Paycheck screenshot #2 for iPhone
Alto - Budget by Paycheck screenshot #3 for iPhone
Alto - Budget by Paycheck screenshot #4 for iPhone
Alto - Budget by Paycheck screenshot #5 for iPhone
Alto - Budget by Paycheck screenshot #6 for iPhone
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About

This app helps you budget based on your paycheck schedule, not the calendar month. It allows you to plan for upcoming bills and expenses, ensuring you have enough money between paydays. You can assign funds to future pay periods and track spending within customizable categories.

✓Budget by paycheck
✓Plan across pay periods
✓Assign money to the future
✓Know what's safe to spend
✓Envelope-style categories
✓Web and iPhone support
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What's New in Alto

1.17.4

October 3, 2026

Get started with a new welcome video that explains Alto’s budgeting system before setup. Move money into or out of savings goals from a convenient drawer, with quick amounts and a preview of your new balance. This update also fixes a freeze when saving a savings deposit or withdrawal and adds Cancel beside Done above the savings keyboard.

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Subscriptions & In-App Purchases

Alto Pro Annual

Alto Pro, billed annually.

$44.991 Year
How to cancel Alto subscription ⁉️

User reviews

Great app

I’ve been looking for an app that stays consistent with uploaded transactions and this quick easy and effortless to use. Highly recommend using this app!

FAQ

How does Alto handle budgeting for different pay frequencies?

Alto allows you to budget by paycheck, supporting weekly, bi-weekly, twice a month, or monthly pay schedules. Your budget is designed to follow your payday, not the standard calendar month.

Can I see my financial outlook for future pay periods with Alto?

Yes, Alto enables you to look ahead across pay periods. You can see which bills are due in your current paycheck versus upcoming ones, giving you a clear view of your financial flow.

What is Alto Pro and how much does it cost?

Alto Pro unlocks automatic bank syncing and unlimited transactions. It is available for $4.99 per month or $44.99 per year. New users receive a 14-day Pro trial upon signup.

Does Alto have ads?

No, Alto does not contain advertisements. The app is free to start, with an optional Pro subscription for advanced features.

What devices can I use Alto on?

Alto is currently available on iPhone. A web version is also accessible, allowing for a unified Alto account across platforms.

How does Alto ensure the security of my financial data?

For automatic bank syncing, Alto Pro utilizes Plaid, a secure third-party service. Manual entry and CSV uploads are also options for users who prefer not to link bank accounts.

What are the key differences between the free and Pro versions of Alto?

The free version of Alto allows for manual budgeting and CSV uploads. Alto Pro enhances this by providing automatic bank syncing through Plaid and supporting an unlimited number of transactions.

How often is Alto updated?

The latest version of Alto is 1.17.4, which was last updated on October 3, 2026. Updates typically address bug fixes and feature enhancements to improve user experience.