Pebble — Paycheck Budget

Pebble can now tell you whether you'll make it to the next payday. • A runway in the Plan tab. One line per month ahead showing where that month ends up, and a paycheck-by-paycheck view behind it with the balance carried from one payday to the next. It answers what a month-by-month budget can't: will I make it to the next payday, and the one after that? • It reads the chain for you. "Tightest point: Sept 12, $84 left" — or, if your balance goes negative anywhere ahead, "You run short on Oct 15" instead. It says nothing at all when your balance never dips. • Your everyday spending is finally in the forecast. Months ahead used to project only your recurring bills — no groceries, no fuel, no eating out — so every one of them looked better than it would actually be. Pebble now estimates your typical spending from your own history, on its own line so it's never confused with a bill you actually owe. A Committed / Realistic switch chooses which question you're asking. • Milestones. The month a loan makes its last payment says so, and a subscription with an end date shows when it finishes — so the jump in your balance the month after has a reason attached. • Loans you can check against your lender. Setting up a loan used to ask for a "start date" that had to be the day your first payment fell, which almost nobody knows. Pebble now asks for what you owe today and when the next payment is due — the two figures on the front of a statement — and projects forward from there. Your original amount and start date are still there, now optional. • See what a transaction does before you save it. As you type an amount, a line reads "Paycheck 2 of 2 · $340.00 left after this," and turns red if it would put you under. Fixed: a month you planned ahead no longer duplicates its recurring bills when it arrives. Deleting a transaction or a planned month no longer crashes the app. Leaving Pebble open overnight no longer leaves a screen working from yesterday's date — which could make the Accounts tab subtract last month's card debt from your net worth. Editing an even split now updates the shares. Sheets no longer slide sideways under your finger. And backdating a transaction now files it against the paycheck that actually covered it. Questions or feedback? Reach us at clmsstudio.com/apps/pebble/support.