PayCheck Budget
Plan by Paycheck, Not Monthly
About
This app helps users budget based on their pay cycle, whether weekly, biweekly, or monthly. It provides a cash flow forecast, safe-to-spend amounts, and allows for dual-income household planning. Features include receipt scanning and Apple Watch integration.
What's New in PayCheck Budget
3.0.9
July 28, 2026
PayCheck Buddy fixes • "Find Savings" now gives you a real breakdown of where your money is actually going, by category • "Create Goal" now turns a saved calculation into an actual savings goal, and keeps the two linked • Removed a shortcut that wasn't ready yet Manage your membership anytime Your status and upgrade options now live in Settings.
MoreSubscription plans
Monthly Subscription
Includes family sharing, all features.
Developer apps
FAQ
How does PayCheck Budget handle different pay frequencies?
PayCheck Budget is designed for various pay cycles, including semi-monthly, biweekly, weekly, monthly, or irregular schedules. It allows you to plan your budget around the specific dates you receive income.
What is the 'safe-to-spend' feature in PayCheck Budget?
The safe-to-spend feature calculates how much money you can comfortably spend today based on your upcoming bills and the time remaining until your next payday. It adapts dynamically to help prevent overspending.
Can PayCheck Budget be used by couples or households with two incomes?
Yes, PayCheck Budget offers Dual-Income Household support. This feature allows you to combine two incomes into a single, unified budget plan for better household financial management.
Does PayCheck Budget require linking bank accounts?
No, PayCheck Budget prioritizes privacy and does not require bank linking. Your budget data stays on your device and can sync via private iCloud, ensuring your financial information is not shared.
What features are included in the premium subscription for PayCheck Budget?
The premium subscription unlocks advanced features such as paycheck budgeting, dual-income support, cash-flow forecasting, iCloud sharing, Apple Watch support, receipt scanning, detailed reports, and the Paycheck Buddy assistant.
What are the subscription costs for PayCheck Budget?
Promotional pricing in the U.S. includes a monthly option at $3.99/month and an annual option at $29.99/year for eligible customers. Standard pricing and offer details are shown before purchase.
How often is PayCheck Budget updated?
The app was last updated on May 22, 2026, indicating active development and support. Users can expect ongoing improvements and feature additions.
What devices does PayCheck Budget support?
PayCheck Budget is available on Apple Watch, iPhone, and iPad. This allows for convenient access and management of your budget across multiple Apple devices.