PayCycle: Track & Budget Bills

PayCycle: Track & Budget Bills

Money Manager by Pay Period

2 ratings
1 review
Free
In-App Purchases

Details

  • Released
  • Updated
  • December 17, 2025
  • June 4, 2026

Features

PayCycle: Track & Budget Bills screenshot #1 for iPhone
PayCycle: Track & Budget Bills screenshot #2 for iPhone
PayCycle: Track & Budget Bills screenshot #3 for iPhone
PayCycle: Track & Budget Bills screenshot #4 for iPhone
PayCycle: Track & Budget Bills screenshot #5 for iPhone
PayCycle: Track & Budget Bills screenshot #6 for iPhone
PayCycle: Track & Budget Bills screenshot #7 for iPhone
PayCycle: Track & Budget Bills screenshot #8 for iPhone
PayCycle: Track & Budget Bills screenshot #9 for iPhone
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About

This app helps you manage your money by aligning your budget with your pay schedule. It allows for flexible tracking of income and expenses, including partial payments and variable income sources. Visualize your spending and stay on top of bills with personalized insights.

Budget by paycheck, month, quarter, year
Automatic pay period generation
Flexible transaction editing
Zero data collection, on-device storage
Smart bill management with alerts
Partial payment and variable income support
Visual spending insights by pay period
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What's New in PayCycle

2.2

June 4, 2026

Squashed some bugs Improved User Experiance

Subscription plans

PayCycle Monthly

Full Access by the Month

$2.991 Month
7 Days trial
How to cancel PayCycle subscription ⁉️

User reviews

Paycheck-based budgeting done right ✅

I’ve tried so many budgeting apps, spreadsheets, Google Sheets setups, and workarounds trying to organize my finances by pay period, and nothing ever really worked. Most tools focus on bank account balances or tracking every transaction, which felt overwhelming and made my ADHD brain shut down. This is the first app I’ve found that actually checks every box for me without needing extra systems or compromises. It’s extremely user friendly, and you can tell a lot of intentional detail was put into creating this app. I really like that I can cleanly see a paycheck amount, the bills paid from it, and what’s remaining, and also look ahead at future paychecks to plan bigger purchases or other things that come up ahead of time. It has already made money planning feel calmer and far less stressful, which I really appreciate. Thank you! 🙌🏽
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Response from developer

Thank you so much for this review. Reading that you noticed the intentional detail really means a lot. I spent a long time trying to get those specifics right so everything would just work without extra systems or workarounds. I’m really glad it’s making money planning feel calmer for you. That makes it all worth it. Thanks for giving PayCycle a shot!! Jason.

FAQ

How does PayCycle organize my budget?

PayCycle organizes your budget around your specific pay schedule, whether it's weekly, biweekly, semi-monthly, or custom. It automatically generates pay periods for the next two years, ensuring your budget always aligns with when you get paid.

Can PayCycle handle variable income like tips or side gigs?

Yes, PayCycle offers flexible income support. It adapts to how you earn, including tips, side gigs, and variable hours, by deriving pay cycles from income items you designate as 'Primary'.

What happens if I can't pay a bill in full?

PayCycle supports partial payments. You can split expenses, like rent, and manage these partial payments, with any outstanding amounts automatically rolling over into your current pay period for tracking.

Is my financial data secure with PayCycle?

PayCycle prioritizes your privacy with zero data collection. All your financial information stays on your device or within your private iCloud account, and it does not require bank logins or an account.

Does PayCycle work offline?

Yes, PayCycle is designed to work offline. You can manage your budget and track expenses without needing an internet connection.

What are the subscription options for PayCycle?

PayCycle offers a 'PayCycle Monthly' subscription at $2.99 per month with a 7-day free trial, and a 'PayCycle Yearly' subscription at $24.99 per year with a 14-day free trial.

How often is PayCycle updated?

The latest version of PayCycle is 2.1, and it was last updated on March 18, 2026. Updates are released periodically to improve functionality and add features.

What devices does PayCycle support?

PayCycle is currently supported on iPhone devices.