Best budgeting app so far
This is by far one of the best budgeting apps I’ve ever used. I like the apple pay automation and the fact that all the data stays on my phone. Keep it up!
Free
In-App Purchases
About
Manage your finances with a zero-based budgeting approach. Assign every dollar of income to spending, bills, debt, or savings. Track bills, debts, and savings goals, and know exactly how much is safe to spend each day.
✓Zero-based budgeting
✓Bill and debt tracking
✓Savings goal setting
✓Paycheck scheduling
✓Automatic purchase logging
✓Monthly budget planning
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+1
What's New in Kob Budget
1.1.1
November 12, 2026
Kob's App Store name is now Kob Budget. It's the same app: your budget, bills, debts and goals stay exactly as they were. Also new: • A calendar on the Bills tab shows every bill, subscription and debt payment on its due date, with the amount under the day. Tap a day to see what's due and mark it paid. • Small text updates.
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Subscriptions & In-App Purchases
Kob Monthly
Every Kob feature, billed monthly.
$7.991 Month
1 Month trialUser reviews
FAQ
How does Kob Budget use zero-based budgeting?
Kob Budget uses zero-based budgeting by requiring you to assign every dollar of your income to specific categories like spending, bills, debt payments, or savings until no money is left unassigned. This ensures you consciously decide where your money goes before you spend it.
What are the subscription options for Kob Budget?
Kob Budget offers a free 2-week trial. After the trial, you can subscribe monthly for $7.99 or yearly for $69.99 to continue adding and changing your budget. Without a subscription, the app becomes read-only.
Is Kob Budget secure and private?
Yes, Kob Budget is designed for privacy. It requires no account, no bank login, and has no ads or tracking. Your budget data is stored locally on your iPhone, and you can lock the app with Face ID and back up your data to a file.
Can Kob Budget track bills and debts?
Yes, Kob Budget allows you to track bills and subscriptions, including due dates and payment status. It also tracks credit cards, loans, and buy-now-pay-later plans, factoring in daily interest and showing your estimated debt-free date.
How often is Kob Budget updated?
Kob Budget was last updated on 2026-11-12 with version 1.1.1. The release date was 2026-11-02, indicating regular updates to improve functionality and reliability.
What devices does Kob Budget support?
Kob Budget is currently supported on iPhone devices. It follows your iPhone's language settings or can be set to English or French independently.
How do I cancel my Kob Budget subscription?
Subscriptions for Kob Budget renew automatically unless canceled at least 24 hours before the current period ends. You can manage or cancel your subscription anytime within your Apple Account settings.
What is the user sentiment for Kob Budget based on ratings?
Kob Budget has a perfect rating of 5.0 stars from 1 rating, indicating a highly positive initial user experience. This suggests users are very satisfied with its features and functionality.
