Millie: Budget & Debt Payoff

Millie: Budget & Debt Payoff

Zero-based savings & planner

0 ratings
Free
In-App Purchases

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Details

Released
August 24, 2026
Updated
October 18, 2026
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About

Millie is a zero-based budget planner built for real families: give every dollar a job, pay down debt with a clear payoff date, and watch your savings goals fill up. If you have tried other budgeting apps and found them complicated, or overpriced, Millie is the warmer, better-priced alternative. Same proven assign-every-dollar method, minus the steep learning curve. WHY CHOOSE MILLIE * Zero-based budgeting, minus the homework Plan your month so income minus everything you assign equals zero. Millie shows Planned, Spent, and Remaining at a glance, with a simple green, amber, or red badge so you always know if your budget balances. * A planner that sees the month ahead The Planner lays out your upcoming and recurring amounts on a running timeline, so you can spot a tight week before it happens and move money with confidence. * Crush debt with a real payoff date Add your debts, pick snowball (smallest balance first) or avalanche (highest interest first), and Millie projects when each one hits zero. Log payments, track balances, and reconcile to your statement when interest posts. * Savings goals you will actually reach Set a target and a date, add a cover photo for motivation, then log contributions and withdrawals. When a goal hits 100 percent, Millie celebrates with you. * Fast, tidy transactions Add transactions in seconds, categorize them, and clear anything uncategorized in a couple of taps. Premium adds smart categorization rules that file recurring merchants for you automatically. * Budget solo or together as a family Invite your partner, share specific budget items, debts, and goals, and keep everyone on the same page. Add multiple adult profiles so the whole household budgets as one. (Premium) * Make it yours Pick from a range of themes to match your style. (Premium) PRIVATE AND SECURE BY DESIGN Your money is your business. Millie is private by default: no ads, no data selling, and no third-party ad or tracking SDKs. Your data is protected with per-account row-level security and encrypted in transit, and you can delete your account and data anytime from inside the app. Millie is a manual-entry budgeting app. You enter your own transactions and balances, so Millie never asks for your bank login. FREE TO START The free plan includes zero-based budgeting, the planner, debt payoff, savings goals, and manual transactions, with room for one adult profile, up to 50 budget items, and 3 months of history. MILLIE PREMIUM Upgrade to unlock unlimited budget items, unlimited history, unlimited adult profiles, shared debts and goals, smart categorization rules, and all themes. Try Premium free for 14 days. Monthly: 5.99 USD per month Yearly: 47.99 USD per year (save about 33 percent) Prices shown in USD and may vary by region. Payment will be charged to your Apple ID account at confirmation of purchase. Your subscription renews automatically unless canceled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the period ends. Manage or cancel your subscription anytime in your App Store account settings. Give every dollar a job and finally feel calm about money. Download Millie and start your first budget today. Questions or feedback? Reach us at support@milliemoney.com Privacy Policy: https://milliemoney.com/privacy Terms of Service: https://milliemoney.com/terms
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What's New in Millie

1.3.5

October 18, 2026

What’s new in Millie 1.3.5: • Items added while viewing a past budget now stay in that month. • Google and Apple sign-in can no longer interrupt each other. • Edit screens now show “Back” until you make a change. • Goals now show a projected finish date and whether you’re on track, ahead, or behind.

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Subscriptions & In-App Purchases

Millie Premium Monthly

Unlimited budgets, history, profiles, and themes.

$5.991 Month
14 Days trial
How to cancel Millie subscription ⁉️