Best Spendbook Apps

221+ iOS apps curated and reviewed

4.7 avg rating

20 free apps

Updated May 2026

Every iPhone needs a few good spendbook apps. We benchmark 221+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Spendbook

#1

SpendBook - Expense Tracker by DEVSKREW

Simple budget & money tracker

Editor's Choice

💰 Finance

0.0(0 ratings)

FreeAdsIn-App Purchases

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#2

BILL Spend & Expense (Divvy) by Bill.com

Corporate cards + expense mgt.

Strong Contender

💰 Finance

4.8😐(28K ratings)

FreeAds

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This app offers a free, automated solution for managing business expenses. It combines corporate cards with software to track spending, provide real-time budget insights, and automate expense recording. It helps businesses stay within budget, manage approvals, and integrate with accounting software.

What We Love

🚀 Simplicity and ease of use
👍 Intuitive and user-friendly app
🚀 Efficient expense tracking and reporting
🚀 Seamless integration with accounting software

Room to Improve

🐛 Buggy app with crashes and glitches
🕰️ Slow processing of payments and refunds
🤔 Confusing budgeting and allocation system

#3

PEX: Simplify your spending by Prepaid Expense Card Solutions Inc

The Modern Card Platform

Worth Considering

💼 Business

4.8😐(3.6K ratings)

Free

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Manage business spending and streamline expense workflows with automated controls, receipt capture, and detailed reporting. Control employee spending limits, categorize transactions, and integrate with accounting software.

What We Love

👍 Easy to use
🚀 Fast app
💡 Great for business expenses
💡 Helpful for employees

Room to Improve

🐛 Buggy app with crashes and glitches
👎 Poor user interface design
👎 Slow and unresponsive

More Spendbook apps to explore

Revolut: Send, spend and save

Revolut: Send, spend and save

Change the way you money

Manage your money with a comprehensive financial app. Spend, send, and save across multiple currencies, invest in stocks, and track your spending with smart tools. Offers features for both adults and children's financial education.

Multi-currency spending and transfersVirtual and physical card optionsStock trading with low minimums

free with in-app purchases

Spend Clarity Enterprise

Spend Clarity Enterprise

Visa Spend Clarity Enterprise

Manage your business expenses on the go with this app. Capture receipts, code and submit expenses, and approve transactions from your mobile device. Streamline your financial management and save time by moving away from spreadsheets and paper.

Capture expense dataLink receipt photosCode and submit expenses

Track Spending : Wise Budget

Track Spending : Wise Budget

Expense Tracker : Debt Tracker

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

Expense trackingBudget managementCustomizable categories

Spending Tracker

Spending Tracker

Take Control Of Your Money

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over

free with in-app purchases

Budget app - spending tracker

Budget app - spending tracker

Budget planner & money tracker

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management

free with in-app purchases

Weple Money: Expense Tracker

Weple Money: Expense Tracker

Track Spending & Manage Budget

Easily track your spending and manage your budget with this intuitive expense tracker. Record expenses step-by-step, view statistics by category, and analyze your card spending. Start building better financial habits today.

Super simple entry inputDaily, weekly, monthly viewsExpense statistics by category

free with in-app purchases

iSpending - Expense Tracker

iSpending - Expense Tracker

Income and spending tracker

Track your income and expenses with this free personal finance app. Organize transactions by category, view instant summaries, and analyze spending patterns with detailed graphs. Secure your data with passcode and Face ID.

Categorize income and expensesCustomizable spending categoriesInstant daily, weekly, monthly, yearly summaries

free with in-app purchases

Guac - Save While You Spend

Guac - Save While You Spend

This app automatically saves money by linking to your bank account and setting personalized savings goals. It offers ways to accelerate savings through a marketplace and side hustles, allowing seamless fund transfers when goals are met.

Sync bank account for automatic savingCreate personalized savings goalsSet custom savings rules

free with in-app purchases

Coins - Spending Tracker

Coins - Spending Tracker

Track spending, bills & income

$1.99 | 100% OFF

Effortlessly manage your personal finances by quickly logging expenses and income. Understand your spending habits with insightful reports and stay within budget with smart alerts. Automate tracking and personalize your experience with advanced features.

Fast expense and income loggingHome screen widgets for at-a-glance finance overviewInsightful budget reports and alerts

Enterprise Spend Platform

Enterprise Spend Platform

Manage your business expenses on the go with this platform. Easily view accounts, balances, and credit limits. Capture receipt photos, link them to expenses, and submit them for approval from your mobile device.

View accounts and balancesCapture receipt photosLink receipts to expenses

Monarch: Budget & Track Money

Monarch: Budget & Track Money

Spending, Net Worth, Investing

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard

free with in-app purchases

Quicken: Intelligent Money

Quicken: Intelligent Money

Personal & Business Finances

Manage personal and business finances in one app. Track income, expenses, and investments, create budgets, and monitor spending. Business features include invoicing and tax preparation tools.

Connect and track financial accountsCreate custom budgets and spending plansSet savings goals and track debt payoff

free with in-app purchases

Accrue: Send. Spend. Sell.

Accrue: Send. Spend. Sell.

The cross-border payment app

Easily send and receive money across Africa and the US. Save in USD to earn daily interest, shop online with virtual cards, and grow your money through simple investing. Manage all your cross-border financial needs from your phone.

Send money across Africa and to US bank accountsReceive payments in USDShop online with virtual dollar cards

free with in-app purchases

Expenses: Spending Tracker

Expenses: Spending Tracker

Bill & Subscription Manager

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Expense and income trackingMulti-currency support with auto exchange ratesCustomizable categories

free with in-app purchases

Never worry about money again

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions

EveryDollar: Budget Management

EveryDollar: Budget Management

Track Income, Bills & Spending

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income

free with in-app purchases

Expense & Budget App: Spendee

Expense & Budget App: Spendee

Money Tracker & Planner

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking

free with in-app purchases