Best Spendbook Apps

248+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated October 2026

Every iPhone needs a few good spendbook apps. We benchmark 248+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Spendbook Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SpendBook - Expense TrackerSpendBook - Expense TrackerFree—YesYesJun 2026
2Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8★ (85K)NoNoOct 2026
3Spenda - Spend SmarterSpenda - Spend SmarterFree1.0★ (1)NoYesOct 2026
4Revolut: send, spend, and saveRevolut: send, spend, and saveFree4.7★ (74K)NoNoOct 2026
5Emburse SpendEmburse SpendFree2.8★ (23)NoNoOct 2026
6BILL Spend & Expense (Divvy)BILL Spend & Expense (Divvy)Free4.8★ (30K)NoNoOct 2026
7PEX: Simplify your spendingPEX: Simplify your spendingFree4.8★ (3.8K)NoNoOct 2026
8FloatcardFloatcardFree4.7★ (85)NoNoOct 2026

Top Picks for Spendbook

Tabby: Send, spend and save#2

Tabby: Send, spend and save by Tabby FZ LLC

Take power over money
Strong Contender
💰 Finance
4.8😞(85K ratings)
Free
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Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

What We Love

  • 💡 Convenient installment payments
  • 👍 Easy to use app
  • 🚀 Smooth and efficient service
  • 🤑 Helps manage budget and afford purchases

Room to Improve

  • 🐛 Unclear purchasing power and lack of transparency
  • 🤷‍♀️ Uninformed and unhelpful customer support
  • 🚫 Risk of permanent ban for failed purchases
  • 🤬 Inaccurate payment charges and unprofessional customer service
  • 🙅‍♀️ Unauthorized notifications and spam
  • 🤔 Inconsistent and unreliable service
  • 🚫 Limited availability in certain regions
Spenda - Spend Smarter#3

Spenda - Spend Smarter by Milo Fowler

Track & improve spending
Worth Considering
💰 Finance
1.0(1 ratings)
FreeIn-App Purchases
Spenda - Spend Smarter screenshot 1
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Understand your spending habits and make smarter financial decisions. Securely connect your bank to track transactions, categorize spending, and receive personalized insights and recaps. Upgrade for advanced analysis and premium features.

More Spendbook apps to explore

FAQ about Spendbook

Are there free spendbook apps for iPhone?
Yes — 20 of the top spendbook apps we rank are free to download, including SpendBook - Expense Tracker and Tabby: Send, spend and save.
SpendBook - Expense Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 248+ spendbook apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.