Best Spendbook Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Every iPhone needs a few good spendbook apps. We benchmark 250+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Spendbook Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1SpendBook - Expense TrackerSpendBook - Expense TrackerFreeYesYesJun 2026
2Tabby: Send, spend and saveTabby: Send, spend and saveFree4.8★ (85K)NoNoSep 2026
3BILL Spend & Expense (Divvy)BILL Spend & Expense (Divvy)Free4.8★ (29K)NoNoSep 2026
4Spends - pocket money bookSpends - pocket money bookFree5.0★ (2)NoYesMay 2026
5Emburse SpendEmburse SpendFree2.6★ (21)NoNoSep 2026
6PEX: Simplify your spendingPEX: Simplify your spendingFree4.8★ (3.8K)NoNoSep 2026
7MySpendingBuddyMySpendingBuddyFree4.6★ (7)NoNoJul 2026
8Revolut: Send, spend and saveRevolut: Send, spend and saveFree4.7★ (72K)NoNoSep 2026

Top Picks for Spendbook

Tabby: Send, spend and save#2

Tabby: Send, spend and save by Tabby FZ LLC

Take power over money
Strong Contender
💰 Finance
4.8😞(85K ratings)
Free
Tabby: Send, spend and save screenshot 1
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Tabby: Send, spend and save screenshot 4
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Tabby: Send, spend and save screenshot 6

Shop now and pay later with flexible four-month installments. Discover top brands, compare prices, and find nearby stores. Manage payments, track purchases, and get 24/7 customer support.

What We Love

  • 💡 Convenient installment payments
  • 👍 Easy to use app
  • 🚀 Smooth and efficient service
  • 🤑 Helps manage budget and afford purchases

Room to Improve

  • 🐛 Unclear purchasing power and lack of transparency
  • 🤷‍♀️ Uninformed and unhelpful customer support
  • 🚫 Risk of permanent ban for failed purchases
  • 🤬 Inaccurate payment charges and unprofessional customer service
  • 🙅‍♀️ Unauthorized notifications and spam
  • 🤔 Inconsistent and unreliable service
  • 🚫 Limited availability in certain regions
BILL Spend & Expense (Divvy)#3

BILL Spend & Expense (Divvy) by Bill.com, Inc.

Corporate cards + expense mgt.
Worth Considering
💰 Finance
4.8😐(29K ratings)
Free
BILL Spend & Expense (Divvy) screenshot 1
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BILL Spend & Expense (Divvy) screenshot 3
BILL Spend & Expense (Divvy) screenshot 4
BILL Spend & Expense (Divvy) screenshot 5

This app offers a free, automated solution for managing business expenses. It combines corporate cards with software to track spending, provide real-time budget insights, and automate expense recording. It helps businesses stay within budget, manage approvals, and integrate with accounting software.

What We Love

  • 🚀 Simplicity and ease of use
  • 👍 Intuitive and user-friendly app
  • 🚀 Efficient expense tracking and reporting
  • 🚀 Seamless integration with accounting software
  • 👍 Helpful customer support

Room to Improve

  • 🐛 Buggy app with crashes and glitches
  • 🕰️ Slow processing of payments and refunds
  • 🤔 Confusing budgeting and allocation system
  • 🤔 Lack of advanced features and customization
  • 🤔 Inconsistent user experience across platforms

More Spendbook apps to explore

FAQ about Spendbook

Are there free spendbook apps for iPhone?
Yes — 20 of the top spendbook apps we rank are free to download, including SpendBook - Expense Tracker and Tabby: Send, spend and save.
SpendBook - Expense Tracker shows ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ spendbook apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.