Best Spending Apps

249+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated October 2026

If you already know Spending Tracker, this is the deeper bench. 249+ spending apps for iPhone, all reviewed and ranked by user rating, recency, and download trend as of October 2026.

Compare top Spending Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (19K)YesYesOct 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesOct 2026
3SpendingSpendingFree3.6★ (7)NoNoMay 2026
4EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesOct 2026
5Expenses: Spending TrackerExpenses: Spending TrackerFree4.8★ (1.8K)NoYesOct 2026
6MoneyLog – Track SpendingMoneyLog – Track SpendingFree—NoNoJul 2026
7Spending Tracker - MochiMoneySpending Tracker - MochiMoneyFree5.0★ (1)NoYesJun 2026
8iSpending - Expense TrackeriSpending - Expense TrackerFree4.4★ (634)YesYesSep 2026

Top Picks for Spending

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
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Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories
Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#66in Finance
Budget app - spending tracker screenshot 1
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Budget app - spending tracker screenshot 3
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Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior
Spending#3
3.6(7 ratings)
Free
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Easily track your daily and monthly expenses by category. This app helps you understand where your money goes, focusing on small, frequent purchases that can add up. Visualize your spending with graphs and manage multiple budgets for different needs.

More Spending apps to explore

FAQ about Spending

What are the best spending apps for iPhone?
Spending Tracker tops our spending apps ranking as of October 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Yes — 20 of the top spending apps we rank are free to download, including Spending Tracker and Budget app - spending tracker.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 249+ spending apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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