Comparison

Budget Envelopes vs Truly Simple Envelopes

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Envelopes

This app helps you manage your money using the envelope budgeting system. Track income, expenses, and savings with real-time budget monitoring. It offers insights and reports to help you stay within limits and reach your financial goals.

Highlights
  • Envelope budgeting system
  • Track income, expenses, and savings
  • Real-time budget tracking
  • Fast expense logging
  • Spending breakdown reports
  • Works offline
  • No ads or tracking
Features
Read full description

Budget Planner & Expense Tracker with Envelope Budgeting Take control of your money with a simple, powerful budget planner and expense tracker built on the proven envelope budgeting system. Track every dollar, stop overspending, and finally feel in control of your finances. # WHY IT WORKS Envelope budgeting gives every dollar a job. When a category runs out, you stop spending — it’s that simple. • Stop overspending • Build better money habits • Stay on budget every month • Reach your financial goals faster # KEY FEATURES ### All-in-One Money Manager • Track income, expenses, and savings • See your full financial picture instantly • Real-time budget tracking ### Envelope Budgeting System • Create unlimited categories (envelopes) • Set monthly budgets • Track remaining balance live • Stay within your limits ### Fast Expense Tracking • Log expenses in seconds • Add notes and details • Search and filter transactions ### Reports & Insights • Spending breakdown by category • Income vs expense tracking • Monthly trends and charts ### Built for Real Life • Multiple income sources • Flexible budgets • Works for individuals & families ## PRIVATE BY DESIGN Your financial data stays yours. • No ads • No tracking • No accounts • Data stored in your iCloud • Works offline Not sold. Not shared. Not mined. ## WHO IT’S FOR • People tired of overspending • Families managing household budgets • Anyone who wants a simple budget planner • Fans of envelope budgeting / cash system • Users who value privacy ## WHY CHOOSE BUDGET ENVELOPES Unlike complex finance apps, this is a simple, focused money tracker that actually helps you stick to a budget. No clutter. No confusion. Just results. ## GET STARTED IN MINUTES 1. Add income 2. Create envelopes 3. Track spending 4. Stay on budget ## Start your journey to financial control today Download now and take the first step toward a better financial future. ** Your Privacy Matters • No Third party Ads — ever • No Tracking — zero analytics SDKs • Your data stays in your iCloud • Not sold. Not shared. Not mined. • Works offline by design Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy : https://www​.mobileinnov​.com​/​Privacy​Policy​.html Built using latest Apple technologies **SUPPORT & FEEDBACK** We're committed to helping you achieve your financial goals. Questions or suggestions? We'd love to hear from you! Download Budget Envelopes today and take the first step toward financial freedom. Your future self will thank you!

About

Truly Simple Envelopes

Read full description

Managing money is stressful, and modern budgeting apps usually make it worse. They connect to your bank, download hundreds of transactions you don't recognize, bombard you with confusing pie charts, and charge you a hefty monthly subscription for the privilege. Truly Simple Envelopes is the opposite. It’s a digital version of the classic "cash stuffing" envelope method, built to be visually calm, completely manual, and intentionally friction-free. It never links to your bank accounts or automatically pulls in data. Instead, it asks you to mindfully put money into digital envelopes, and manually subtract it when you spend. By stripping away the bloat and focusing entirely on how much money you have left for different priorities, it brings peace of mind back to your finances while helping you develop healthy and sustainable financial habits. The core app, including iCloud syncing between your devices, is entirely free. If you find it useful, a one-time, lifetime $4.99 fee unlocks unlimited envelopes. Features: • The Main Wallet: A central holding bucket for all unallocated income. Add your paycheck here, then distribute the cash to your categories. • Custom Envelopes: Create dedicated folders for Groceries, Rent, Vacation, etc. Customize them with tactile, earthy colors and native Apple icons. • iCloud Sync: Built natively for Apple devices. Your balances and transactions sync instantly and privately across your Mac, iPhone, and iPad. • Accessible: Designed strictly to WCAG AA accessibility standards. Enjoy high-contrast text, large touch targets, and full support for Apple's Dynamic Type text scaling. • Complete Control: Swipe to delete a mistaken transaction, use the built-in Reconcile tool to clean up duplicate sync records, or hit the "Reset App Data" button to completely wipe your slate clean at any time. • Proudly Subscription-Free: We hate recurring billing as much as you do. Stick with the free version, or pay once and use the software forever. No ads, no trackers, no hidden fees.

Screenshots

Budget Envelopes4 screens
Truly Simple Envelopes3 screens

Verdict

The call

The clearest difference is ratings volume: Budget Envelopes at 5 against Truly Simple Envelopes's 1. On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Envelopes sells 2 in-app purchases, starting at $1.99 per month and Truly Simple Envelopes sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Budget Envelopes against 5.0 for Truly Simple Envelopes. That said, the two scores are not equally well evidenced: Budget Envelopes has 5 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Budget Envelopes ships an update every 8 days, Truly Simple Envelopes every 2 weeks. The most recent releases landed on October 26, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 8 level
Budget Envelopes versus Truly Simple Envelopes: the parameters behind the verdict, then further details
ParameterBudget EnvelopesTruly Simple Envelopes
PriceFreeFree
Rating5.0 (5 ratings)5.0 (1 ratings)
Number of ratings5 — better1
Update frequencyEvery 8 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, Mac — better
Requires iOS18.617.0 — better
Further details — not scored
Size13 MB1 MB
Age rating4+4+
DeveloperMobile Innovations LLCColin Wright

In-app purchases

2 purchases

Budget Envelopes

Subscriptions2
  • Pro Upgrade - Monthly7 Days trial$1.991 Month
  • Pro Upgrade - Yearly7 Days trial$9.991 Year
1 purchases

Truly Simple Envelopes

One-time1
  • Unlock Pro$4.99

Questions

Is Budget Envelopes free?
Budget Envelopes is free to download, with in-app purchases available.
Is Truly Simple Envelopes free?
Truly Simple Envelopes is free to download, with in-app purchases available.
Which has better reviews, Budget Envelopes or Truly Simple Envelopes?
Budget Envelopes and Truly Simple Envelopes are both rated 5.0 out of 5 on the App Store, from 5 and 1 ratings respectively.
Do Budget Envelopes or Truly Simple Envelopes have ads?
Neither Budget Envelopes nor Truly Simple Envelopes shows ads.
Which is updated more often, Budget Envelopes or Truly Simple Envelopes?
Budget Envelopes ships an update every 8 days, and Truly Simple Envelopes every 2 weeks. Most recently, Budget Envelopes was updated on October 26, 2026 and Truly Simple Envelopes on October 31, 2026.

Other comparisons