Best Debt Relief Apps

248+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our debt relief list covers 248+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Debt Relief Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Freedom Debt ReliefFreedom Debt ReliefFree4.9★ (20K)NoNoAug 2026
2Relief: Get out of debtRelief: Get out of debtFree4.6★ (2.5K)NoNoAug 2026
3National Debt ReliefNational Debt ReliefFree5.0★ (12)NoNoAug 2026
4DebtAppDebtAppFree4.0★ (54)NoNoAug 2026
5Lexington Law - Credit RepairLexington Law - Credit RepairFree4.8★ (109K)YesNoAug 2026
6Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoAug 2026
7Alleviate: Real Debt ReliefAlleviate: Real Debt ReliefFree4.2★ (5)NoNoAug 2026
8Liberty Debt ReliefLiberty Debt ReliefFree5.0★ (2)NoNoAug 2026

Top Picks for Debt Relief

Freedom Debt Relief#1

Freedom Debt Relief by FreedomDebtRelief LLC

Client Dashboard
Editor's Choice
💰 Finance
4.9😊(20K ratings)
Free
Freedom Debt Relief screenshot 1
Freedom Debt Relief screenshot 2
Freedom Debt Relief screenshot 3
Freedom Debt Relief screenshot 4
Freedom Debt Relief screenshot 5
Freedom Debt Relief screenshot 6

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

What We Love

  • 👍 Stress-free and easy to use
  • 👍 Professional and responsible service
  • 👍 Excellent customer service
  • 👍 Custom debt settlement plan based on income and expenses

Room to Improve

  • 🐛 App does not accurately reflect account information
  • 💰 20% service fee, which can be costly
Relief: Get out of debt#2

Relief: Get out of debt by Relief Technologies incorporated

Reduce your credit card debt
Strong Contender
💰 Finance
4.6😊(2.5K ratings)
Free
Relief: Get out of debt screenshot 1
Relief: Get out of debt screenshot 2
Relief: Get out of debt screenshot 3
Relief: Get out of debt screenshot 4
Relief: Get out of debt screenshot 5
Relief: Get out of debt screenshot 6

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

What We Love

  • 🚀 Fast and efficient
  • 💰 Significant debt reduction
  • 👍 Easy to use
  • 🙏 Helpful customer service

Room to Improve

  • 🐛 Login and app issues
  • ❌ Doesn't work with all creditors
  • 💰 Expensive fees
National Debt Relief#3

National Debt Relief by National Debt Relief

Client Dashboard
Worth Considering
💰 Finance
5.0(12 ratings)
Free
National Debt Relief screenshot 1
National Debt Relief screenshot 2
National Debt Relief screenshot 3
National Debt Relief screenshot 4
National Debt Relief screenshot 5
National Debt Relief screenshot 6

Manage your debt reduction journey with this client dashboard. Track progress, view statements, receive alerts, and communicate with debt specialists. Securely approve offers and access exclusive client perks.

More Debt Relief apps to explore

4
DebtApp
DebtApp
DebtApp
by DebtApp, LLC
Free

Manage unsecured debt and track savings with this finance app. View negotiated settlement offers from creditors and stay on top of your financial goals.

View unsecured debt balancesTrack current savingsManage creditor settlement offers
💰 Finance
(54)
free
5
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates
💰 Finance
(109K)
free with in-app purchases
6
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Access cash advances up to $750 with no credit check and no interest. Explore loan offers up to $10,000 with no score impact. Rebuild your credit history through on-time payments and rent reporting, and receive AI-driven budgeting and debt-payoff plans.

Cash advance up to $750Loan offers up to $10,000Credit history rebuilding
💰 Finance
(258K)
subscription
7
Alleviate: Real Debt Relief
Alleviate: Real Debt Relief
Alleviate: Real Debt Relief
100,000+ Clients. Real Results
Free

This app helps individuals manage and reduce their debt by providing personalized plans, creditor negotiation, and progress tracking. It offers options to consolidate debt into a single lower payment or negotiate balances down directly with creditors, aiming for significant savings.

Personalized debt relief plansDebt consolidation optionsCreditor negotiation
💰 Finance
(5)
free
8
Liberty Debt Relief
Liberty Debt Relief
Liberty Debt Relief
by Liberty Debt Relief
Free

This app allows users to manage their debt relief programs efficiently. Track payments, view active settlements, and access important documents. Easily reschedule, skip, or increase payments directly through the application.

Manage debt relief programsView active settlementsAccess important documents
💰 Finance
(2)
free
9
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus
💰 Finance
(3.7K)
subscription
10
Debt Relief India
Debt Relief India
Debt Relief India
Debt Relief India
Free
💼 Business
(0)
11
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
12
Experian®
Experian®
Experian®
Control Your Credit & Finances
Free

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

Free credit report and FICO ScoreExperian Boost to raise FICO ScoreCredit monitoring and alerts
💰 Finance
(2.7M)
free with in-app purchases
13
Debt Fighter
Debt Fighter
Debt Fighter
by Accurate Financial Solutions SAS
Free
💰 Finance
(0)
14
Debt Relief Karma
Debt Relief Karma
Debt Relief Karma
Manage your debt in one place.
Free

This app helps you manage and reduce your debt by analyzing your financial situation. It offers personalized solutions and connects you with debt relief program providers to help you become debt-free faster.

AI Debt CalculatorPersonalized RecommendationsDebt Type Support
💰 Finance
(4)
free with in-app purchases
15
Dune Step Budget
Dune Step Budget
Dune Step Budget
by Steven Hopkin
Free
📊 Productivity
(0)
16
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This app helps you manage your finances, budget effectively, and pay off debts faster. It offers tools to negotiate debt, find personalized loan offers, and monitor your credit score. Achieve financial freedom with a smart, secure, and free money management solution.

Negotiate and erase debtAutomated budgetingPersonal loan shopping
💰 Finance
(2.8K)
free
17
Progress Law Debt Relief
Progress Law Debt Relief
Progress Law Debt Relief
by Progress Law LLC
Free
💰 Finance
(0)
18
Debt Snowball Planner
Debt Snowball Planner
Debt Snowball Planner
Pay Off Credit Card Debt!
$1.99
💰 Finance
(0)
19
PayoffPath: Debt & Money
PayoffPath: Debt & Money
PayoffPath: Debt & Money
Debt-free countdown & budget
Free
💰 Finance
(0)
20
Debt Consolidation - OneBill
Debt Consolidation - OneBill
Debt Consolidation - OneBill
Debt Relief & Personal Loans
Free

Explore options to merge multiple debts into a single loan with one predictable payment. This app helps you review potential consolidation offers from third-party lenders, aiming for lower interest rates and simplified financial management.

Explore debt consolidation opportunitiesReview potential offers from third-party lendersCompare estimated repayment plans
💰 Finance
(9)
free

FAQ about Debt Relief

What are the best debt relief apps for iPhone?
Freedom Debt Relief tops our debt relief apps ranking as of August 2026, with a 4.9-star average from 20K App Store ratings, and it's free to download.
Yes — 19 of the top debt relief apps we rank are free to download, including Freedom Debt Relief and Relief: Get out of debt.
Freedom Debt Relief has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 248+ debt relief apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Key features include instant push notifications for settlement offers, the ability to review and authorize offers with a single tap, a comprehensive overview of deposits and account balances, tracking of enrolled debts and active settlements, and a view of your total savings.
This app is designed for existing clients of Freedom Debt Relief who are enrolled in a debt relief plan. It provides them with a convenient way to monitor and manage their plan's progress directly from their mobile device.

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