Best Debt Relief Apps

248+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated September 2026

From beginner-friendly picks to power-user tools, our debt relief list covers 248+ iPhone apps updated through September 2026. Compare ratings, prices, and screenshots in one place.

Compare top Debt Relief Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1National Debt ReliefNational Debt ReliefFree4.9★ (2.3K)NoNoSep 2026
2Relief: Get out of debtRelief: Get out of debtFree4.5★ (3.6K)NoNoSep 2026
3Freedom Debt ReliefFreedom Debt ReliefFree4.9★ (20K)NoNoSep 2026
4Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
5DebtAppDebtAppFree4.0★ (54)NoNoSep 2026
6Lexington Law - Credit RepairLexington Law - Credit RepairFree4.8★ (109K)YesNoSep 2026
7Gauss: Payoff Credit Card DebtGauss: Payoff Credit Card DebtFree4.9★ (4.2K)NoNoSep 2026
8Bright: Loans & Credit BuilderBright: Loans & Credit BuilderFree4.8★ (258K)YesNoSep 2026

Top Picks for Debt Relief

Relief: Get out of debt#2

Relief: Get out of debt by Relief Technologies incorporated

Reduce your credit card debt
Strong Contender
💰 Finance
4.5😊(3.6K ratings)
Free
Relief: Get out of debt screenshot 1
Relief: Get out of debt screenshot 2
Relief: Get out of debt screenshot 3
Relief: Get out of debt screenshot 4
Relief: Get out of debt screenshot 5
Relief: Get out of debt screenshot 6

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

What We Love

  • 🚀 Fast and efficient
  • 💰 Significant debt reduction
  • 👍 Easy to use
  • 🙏 Helpful customer service

Room to Improve

  • 🐛 Login and app issues
  • ❌ Doesn't work with all creditors
  • 💰 Expensive fees
  • 🕰️ Slow response times
Freedom Debt Relief#3

Freedom Debt Relief by FreedomDebtRelief LLC

Client Dashboard
Worth Considering
💰 Finance
4.9😊(20K ratings)
Free
Freedom Debt Relief screenshot 1
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Freedom Debt Relief screenshot 4
Freedom Debt Relief screenshot 5
Freedom Debt Relief screenshot 6

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

What We Love

  • 👍 Stress-free and easy to use
  • 👍 Professional and responsible service
  • 👍 Excellent customer service
  • 👍 Custom debt settlement plan based on income and expenses

Room to Improve

  • 🐛 App does not accurately reflect account information
  • 💰 20% service fee, which can be costly

More Debt Relief apps to explore

FAQ about Debt Relief

What are the best debt relief apps for iPhone?
National Debt Relief tops our debt relief apps ranking as of September 2026, with a 4.9-star average from 2.3K App Store ratings, and it's free to download.
Yes — 19 of the top debt relief apps we rank are free to download, including National Debt Relief and Relief: Get out of debt.
National Debt Relief has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 248+ debt relief apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
National Debt Relief allows you to track your debt reduction program progress, view savings account balances and statements, receive important alerts, and approve settlement offers securely. You can also chat with Certified Debt Specialists and review transactions.
National Debt Relief assists with most unsecured debts, including credit cards, personal loans, lines of credit, medical bills, collections, repossessions, business debts, and certain student debts. They negotiate with major credit card issuers and banks to help reduce what you owe.

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