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Are you overwhelmed by multiple debts and don't know where to start?
ClearDebt helps you create a clear, step-by-step plan to pay off every loan, credit card, and debt — and shows you exactly when you'll be debt-free.
CHOOSE YOUR STRATEGY
• Debt Snowball — Pay smallest balances first for quick wins and motivation
• Debt Avalanche — Target highest interest rates first to save the most money
• Custom — Set your own payoff order
SEE YOUR DEBT-FREE DATE
Enter your debts once. ClearDebt calculates your exact payoff date and shows how every extra dollar you put in gets you there faster.
MONTHLY BREAKDOWN
Know exactly how much to pay each debt this month — minimum payment, extra payment, and interest breakdown. No more guessing.
VISUAL PROGRESS CHARTS
Watch your total debt shrink month by month with beautiful animated charts. Share your progress milestone with friends.
COMPARE STRATEGIES SIDE-BY-SIDE
Snowball vs Avalanche vs Custom — see the difference in total interest and payoff time in one clear view. Adjust your extra monthly payment with a slider and watch results update instantly.
WORKS OFFLINE
No account required. No bank connections. Your data stays private on your device.
FREE TO USE
Full debt payoff planning is free. Upgrade to Pro for unlimited debts, chart export, and ad-free experience.
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The average American household carries over $101,000 in debt. ClearDebt gives you the clarity and plan to change that — one payment at a time.
Download ClearDebt and see your debt-free date today.
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What's New in Clear Debt & FIRE
1.0.0
April 20, 2026









