Best Debt Relief App

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

Finding the right debt relief app can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Debt Relief App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Freedom Debt ReliefFreedom Debt ReliefFree4.9★ (19K)NoNoAug 2026
2Relief: Get out of debtRelief: Get out of debtFree4.6★ (2.3K)NoNoAug 2026
3DebtAppDebtAppFree4.0★ (54)NoNoAug 2026
4Gauss: Payoff Credit Card DebtGauss: Payoff Credit Card DebtFree4.9★ (3.6K)NoNoAug 2026
5Debt Consolidation - OneBillDebt Consolidation - OneBillFree5.0★ (5)NoNoAug 2026
6National Debt ReliefNational Debt ReliefFree5.0★ (12)NoAug 2026
7Liberty Debt ReliefLiberty Debt ReliefFree5.0★ (2)NoNoAug 2026
8Harbor: Debt, GentlyHarbor: Debt, GentlyFreeNoAug 2026

Top Picks for Debt Relief App

Freedom Debt Relief#1

Freedom Debt Relief by FreedomDebtRelief LLC

Client Dashboard
Editor's Choice
💰 Finance
4.9😊(19K ratings)
Free
Freedom Debt Relief screenshot 1
Freedom Debt Relief screenshot 2
Freedom Debt Relief screenshot 3
Freedom Debt Relief screenshot 4
Freedom Debt Relief screenshot 5
Freedom Debt Relief screenshot 6

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

What We Love

  • 👍 Stress-free and easy to use
  • 👍 Professional and responsible service
  • 👍 Excellent customer service
  • 👍 Custom debt settlement plan based on income and expenses

Room to Improve

  • 🐛 App does not accurately reflect account information
  • 💰 20% service fee, which can be costly
Relief: Get out of debt#2

Relief: Get out of debt by Relief Technologies incorporated

Reduce your credit card debt
Strong Contender
💰 Finance
4.6😊(2.3K ratings)
Free
Relief: Get out of debt screenshot 1
Relief: Get out of debt screenshot 2
Relief: Get out of debt screenshot 3
Relief: Get out of debt screenshot 4
Relief: Get out of debt screenshot 5
Relief: Get out of debt screenshot 6

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

What We Love

  • 🚀 Fast and efficient
  • 💰 Significant debt reduction
  • 👍 Easy to use
  • 🙏 Helpful customer service

Room to Improve

  • 🐛 Login and app issues
  • ❌ Doesn't work with all creditors
  • 💰 Expensive fees
DebtApp#3

DebtApp by DebtApp, LLC

Worth Considering
💰 Finance
4.0(54 ratings)
Free
DebtApp screenshot 1
DebtApp screenshot 2
DebtApp screenshot 3
DebtApp screenshot 4
DebtApp screenshot 5

Manage unsecured debt and track savings with this finance app. View negotiated settlement offers from creditors and stay on top of your financial goals.

More Debt Relief App apps to explore

4
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus
💰 Finance
(3.6K)
subscription
5
Debt Consolidation - OneBill
Debt Consolidation - OneBill
Debt Consolidation - OneBill
Fast & Easy Way to Pay Debts
Free

Explore options to merge multiple debts into a single loan with one predictable payment. This app helps you review potential consolidation offers from third-party lenders, aiming for lower interest rates and simplified financial management.

Explore debt consolidation opportunitiesReview potential offers from third-party lendersCompare estimated repayment plans
💰 Finance
(5)
free
6
National Debt Relief
National Debt Relief
National Debt Relief
by National Debt Relief, LLC
Free

Manage your debt reduction journey with this client dashboard. Track progress, view statements, receive alerts, and communicate with debt specialists. Securely approve offers and access exclusive client perks.

Track program progressView account balances and statementsReceive alerts and notifications
💰 Finance
(12)
free
7
Liberty Debt Relief
Liberty Debt Relief
Liberty Debt Relief
by Liberty Debt Relief
Free

This app allows users to manage their debt relief programs efficiently. Track payments, view active settlements, and access important documents. Easily reschedule, skip, or increase payments directly through the application.

Manage debt relief programsView active settlementsAccess important documents
💰 Finance
(2)
free
8
Harbor: Debt, Gently
Harbor: Debt, Gently
Harbor: Debt, Gently
by Eren Tutgun
Free
💰 Finance
(0)
9
Alleviate: Real Debt Relief
Alleviate: Real Debt Relief
Alleviate: Real Debt Relief
100,000+ Clients. Real Results
Free

This app helps individuals manage and reduce their debt by providing personalized plans, creditor negotiation, and progress tracking. It offers options to consolidate debt into a single lower payment or negotiate balances down directly with creditors, aiming for significant savings.

Personalized debt relief plansDebt consolidation optionsCreditor negotiation
💰 Finance
(5)
free
10
Debt Free Fast - SmartPayoff
Debt Free Fast - SmartPayoff
Debt Free Fast - SmartPayoff
Snowball Loan & Budget Planner
Free
💰 Finance
(0)
11
Debt Relief Karma
Debt Relief Karma
Debt Relief Karma
Manage your debt in one place.
Free

This app helps you manage and reduce your debt by analyzing your financial situation. It offers personalized solutions and connects you with debt relief program providers to help you become debt-free faster.

AI Debt CalculatorPersonalized RecommendationsDebt Type Support
💰 Finance
(4)
free with in-app purchases
12
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
💰 Finance
(88K)
free
13
Debts.app
Debts.app
Debts.app
Debt tracking made easy
Free
💰 Finance
(0)
14
SettleCub: Split Debts
SettleCub: Split Debts
SettleCub: Split Debts
by Ahmed MOHAMED
Free
💰 Finance
(0)
15
DebtBoss
DebtBoss
DebtBoss
Fight your debts
Free
💰 Finance
(0)
16
Settlo - Settle your debts
Settlo - Settle your debts
Settlo - Settle your debts
Debt Tracker & Payment Planner
Free
💰 Finance
(0)
17
Debt Free Dad
Debt Free Dad
Debt Free Dad
Community Membership App
Free
💼 Business
(0)
18
Progress Law Debt Relief
Progress Law Debt Relief
Progress Law Debt Relief
by Progress Law LLC
Free
💰 Finance
(0)
19
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This app helps you manage your finances, budget effectively, and pay off debts faster. It offers tools to negotiate debt, find personalized loan offers, and monitor your credit score. Achieve financial freedom with a smart, secure, and free money management solution.

Negotiate and erase debtAutomated budgetingPersonal loan shopping
💰 Finance
(2.8K)
free
20
Debt Attack AI
Debt Attack AI
Debt Attack AI
by Samuel Mikhov
Free
💰 Finance
(0)

FAQ about Debt Relief App

What is the best debt relief app for iPhone?
Freedom Debt Relief tops our debt relief app ranking as of August 2026, with a 4.9-star average from 19K App Store ratings, and it's free to download.
Yes — 20 of the top debt relief app we rank are free to download, including Freedom Debt Relief and Relief: Get out of debt.
Freedom Debt Relief has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 250+ debt relief app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Key features include instant push notifications for settlement offers, the ability to review and authorize offers with a single tap, a comprehensive overview of deposits and account balances, tracking of enrolled debts and active settlements, and a view of your total savings.
This app is designed for existing clients of Freedom Debt Relief who are enrolled in a debt relief plan. It provides them with a convenient way to monitor and manage their plan's progress directly from their mobile device.

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