Best Debt Relief App

247+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Finding the right debt relief app can be overwhelming with so many options. We've analyzed 247+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Debt Relief App (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Freedom Debt ReliefFreedom Debt ReliefFree4.9โ˜… (20K)NoNoAug 2026
2Relief: Get out of debtRelief: Get out of debtFree4.6โ˜… (2.5K)NoNoAug 2026
3National Debt ReliefNational Debt ReliefFree5.0โ˜… (12)NoNoAug 2026
4DebtAppDebtAppFree4.0โ˜… (54)NoNoAug 2026
5ExperianยฎExperianยฎFree4.8โ˜… (2.7M)NoYesAug 2026
6Liberty Debt ReliefLiberty Debt ReliefFree5.0โ˜… (2)NoNoAug 2026
7Intuit Credit KarmaIntuit Credit KarmaFree4.8โ˜… (7.7M)NoNoAug 2026
8Gauss: Payoff Credit Card DebtGauss: Payoff Credit Card DebtFree4.9โ˜… (3.7K)NoNoAug 2026

Top Picks for Debt Relief App

Freedom Debt Relief#1

Freedom Debt Relief by FreedomDebtRelief LLC

Client Dashboard
Editor's Choice
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(20K ratings)
Free
Freedom Debt Relief screenshot 1
Freedom Debt Relief screenshot 2
Freedom Debt Relief screenshot 3
Freedom Debt Relief screenshot 4
Freedom Debt Relief screenshot 5
Freedom Debt Relief screenshot 6

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

What We Love

  • ๐Ÿ‘ Stress-free and easy to use
  • ๐Ÿ‘ Professional and responsible service
  • ๐Ÿ‘ Excellent customer service
  • ๐Ÿ‘ Custom debt settlement plan based on income and expenses

Room to Improve

  • ๐Ÿ› App does not accurately reflect account information
  • ๐Ÿ’ฐ 20% service fee, which can be costly
Relief: Get out of debt#2

Relief: Get out of debt by Relief Technologies incorporated

Reduce your credit card debt
Strong Contender
๐Ÿ’ฐ Finance
4.6๐Ÿ˜Š(2.5K ratings)
Free
Relief: Get out of debt screenshot 1
Relief: Get out of debt screenshot 2
Relief: Get out of debt screenshot 3
Relief: Get out of debt screenshot 4
Relief: Get out of debt screenshot 5
Relief: Get out of debt screenshot 6

This app helps users reduce their credit card debt by negotiating with creditors and stopping collection harassment. It aims to settle debts for less, potentially reducing balances by up to 60%, and offers legal support throughout the process.

What We Love

  • ๐Ÿš€ Fast and efficient
  • ๐Ÿ’ฐ Significant debt reduction
  • ๐Ÿ‘ Easy to use
  • ๐Ÿ™ Helpful customer service

Room to Improve

  • ๐Ÿ› Login and app issues
  • โŒ Doesn't work with all creditors
  • ๐Ÿ’ฐ Expensive fees
National Debt Relief#3

National Debt Relief by National Debt Relief

Client Dashboard
Worth Considering
๐Ÿ’ฐ Finance
5.0(12 ratings)
Free
National Debt Relief screenshot 1
National Debt Relief screenshot 2
National Debt Relief screenshot 3
National Debt Relief screenshot 4
National Debt Relief screenshot 5
National Debt Relief screenshot 6

Manage your debt reduction journey with this client dashboard. Track progress, view statements, receive alerts, and communicate with debt specialists. Securely approve offers and access exclusive client perks.

More Debt Relief App apps to explore

4
DebtApp
DebtApp
DebtApp
by DebtApp, LLC
Free

Manage unsecured debt and track savings with this finance app. View negotiated settlement offers from creditors and stay on top of your financial goals.

View unsecured debt balancesTrack current savingsManage creditor settlement offers
๐Ÿ’ฐ Finance
(54)
free
5
Experianยฎ
Experianยฎ
Experianยฎ
Control Your Credit & Finances
Free

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

Free credit report and FICO ScoreExperian Boost to raise FICO ScoreCredit monitoring and alerts
๐Ÿ’ฐ Finance
(2.7M)
free with in-app purchases
6
Liberty Debt Relief
Liberty Debt Relief
Liberty Debt Relief
by Liberty Debt Relief
Free

This app allows users to manage their debt relief programs efficiently. Track payments, view active settlements, and access important documents. Easily reschedule, skip, or increase payments directly through the application.

Manage debt relief programsView active settlementsAccess important documents
๐Ÿ’ฐ Finance
(2)
free
7
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
๐Ÿ’ฐ Finance
(7.7M)
free with in-app purchases
8
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus
๐Ÿ’ฐ Finance
(3.7K)
subscription
9
Alleviate: Real Debt Relief
Alleviate: Real Debt Relief
Alleviate: Real Debt Relief
100,000+ Clients. Real Results
Free

This app helps individuals manage and reduce their debt by providing personalized plans, creditor negotiation, and progress tracking. It offers options to consolidate debt into a single lower payment or negotiate balances down directly with creditors, aiming for significant savings.

Personalized debt relief plansDebt consolidation optionsCreditor negotiation
๐Ÿ’ฐ Finance
(5)
free
10
Progress Law Debt Relief
Progress Law Debt Relief
Progress Law Debt Relief
by Progress Law LLC
Free
๐Ÿ’ฐ Finance
(0)
11
Forth
Forth
Forth
by Set Forth, Inc.
Free

Manage your debt relief program effortlessly. Track your progress towards financial wellness with a clear overview of your program and payment history. Update account details and receive timely payment alerts.

Debt relief program overviewPayment history trackingBank account updates
๐Ÿ’ฐ Finance
(15)
free
12
Debt Relief Karma
Debt Relief Karma
Debt Relief Karma
Manage your debt in one place.
Free

This app helps you manage and reduce your debt by analyzing your financial situation. It offers personalized solutions and connects you with debt relief program providers to help you become debt-free faster.

AI Debt CalculatorPersonalized RecommendationsDebt Type Support
๐Ÿ’ฐ Finance
(4)
free with in-app purchases
13
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

Manage your personal or auto loan on the go. Make payments, set up automatic payments, and receive paperless statements and alerts. You can also monitor your credit score and track your spending to potentially save money.

Make loan paymentsSet up AutoPaySign up for paperless statements
๐Ÿ’ฐ Finance
(91K)
free
14
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Clerkie Payoff Debt Bills Fees
Loan Money Build Credit Budget
Free

This app helps you manage your finances, budget effectively, and pay off debts faster. It offers tools to negotiate debt, find personalized loan offers, and monitor your credit score. Achieve financial freedom with a smart, secure, and free money management solution.

Negotiate and erase debtAutomated budgetingPersonal loan shopping
๐Ÿ’ฐ Finance
(2.8K)
free
15
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Upstart: Personal Loans + More
Money for moments that matter
Free

Access funds quickly with a transparent and simple borrowing process. Check your rate in minutes without impacting your credit score. Apply for fixed-rate loans from $500 to $75,000 for various needs.

Check rate without credit score impactFast approvals and fundingPersonal loans up to $75,000
๐Ÿ’ฐ Finance
(41K)
free
16
Credit9
Credit9
Credit9
by Credit9 LLC
Free

Manage your debt resolution loans with ease. This app provides access to your client portal, allowing you to schedule payments, view transactions, and update your information securely. It offers the same functionality as the desktop portal for convenient on-the-go financial management.

Loan portal accessPayment schedulingTransaction history
๐Ÿ’ฐ Finance
(20)
free
17
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Debt Relief & budget app
Free

This app helps you track spending and create a personalized plan to get out of debt faster. Gain insights into your financial habits and see estimated timelines for becoming debt-free. It allows you to prioritize debt repayment and explore potential debt solutions.

Track spendingCreate debt payoff plansView financial insights
๐Ÿ’ฐ Finance
(809)
ad-supported
18
Loan & Debt Tracker
Loan & Debt Tracker
Loan & Debt Tracker
Debt-free journey
Free

Manage all your debts and loans in one place. Track money owed to you and money you owe to others, with clear overviews of balances and due dates. Achieve financial freedom with tools to help you stay organized and motivated.

Track borrowed and lent moneyManage student loans, credit cards, and personal debtsClear overview of balances and due dates
๐Ÿ’ผ Business
(2)
free
19
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
๐Ÿ’ฐ Finance
(5.4K)
free with in-app purchases
20
Lift Debt
Lift Debt
Lift Debt
by Denis Christian Grzybek
Free
๐Ÿ’ฐ Finance
(0)

FAQ about Debt Relief App

What is the best debt relief app for iPhone?
Freedom Debt Relief tops our debt relief app ranking as of August 2026, with a 4.9-star average from 20K App Store ratings, and it's free to download.
Yes โ€” 20 of the top debt relief app we rank are free to download, including Freedom Debt Relief and Relief: Get out of debt.
Freedom Debt Relief has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 247+ debt relief app on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Key features include instant push notifications for settlement offers, the ability to review and authorize offers with a single tap, a comprehensive overview of deposits and account balances, tracking of enrolled debts and active settlements, and a view of your total savings.
This app is designed for existing clients of Freedom Debt Relief who are enrolled in a debt relief plan. It provides them with a convenient way to monitor and manage their plan's progress directly from their mobile device.

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