Best Debt Relief App

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated November 2026

Finding the right debt relief app can be overwhelming with so many options. We've analyzed 250+ apps to bring you the best choices for 2026, from free options to premium solutions with advanced features.

Compare top Debt Relief App (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1National Debt ReliefNational Debt ReliefFree4.9★ (4.6K)NoNoNov 2026
2Relief: Get out of debtRelief: Get out of debtFree4.5★ (6.1K)NoNoNov 2026
3Freedom Debt ReliefFreedom Debt ReliefFree4.9★ (23K)NoNoNov 2026
4Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.8M)NoNoNov 2026
5Alleviate: Real Debt ReliefAlleviate: Real Debt ReliefFree4.0★ (8)NoNoOct 2026
6DebtlessDebtlessFree5.0★ (6)NoNoNov 2026
7Gauss: Payoff Credit Card DebtGauss: Payoff Credit Card DebtFree4.9★ (4.6K)NoNoNov 2026
8DebtCleared: Payoff TrackerDebtCleared: Payoff TrackerFree—NoNoMay 2026

Top Picks for Debt Relief App

National Debt Relief#1

National Debt Relief by National Debt Relief

Client Dashboard
Editor's Choice
💰 Finance
4.9(4.6K ratings)
Free
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Manage your debt repayment journey with this financial dashboard. Track progress, view statements, receive alerts, and communicate with debt specialists. Securely approve offers and review transactions to achieve your financial goals.

Relief: Get out of debt#2

Relief: Get out of debt by Relief Technologies incorporated

Reduce your credit card debt
Strong Contender
💰 Finance
4.5😊(6K ratings)
Free
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This app helps individuals manage and reduce unsecured debt in collections. It provides tools to silence debt collector calls, track potential violations of consumer rights, and understand options for responding to lawsuits. An AI advisor offers guidance on debt resolution and settlement.

What We Love

  • 🚀 Fast and efficient
  • 💰 Significant debt reduction
  • 👍 Easy to use
  • 🙏 Helpful customer service

Room to Improve

  • 🐛 Login and app issues
  • ❌ Doesn't work with all creditors
  • 💰 Expensive fees
  • 🕰️ Slow response times
Freedom Debt Relief#3

Freedom Debt Relief by FreedomDebtRelief LLC

Client Dashboard
Worth Considering
💰 Finance
4.9😊(23K ratings)
Free
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Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

What We Love

  • 👍 Stress-free and easy to use
  • 👍 Professional and responsible service
  • 👍 Excellent customer service
  • 👍 Custom debt settlement plan based on income and expenses

Room to Improve

  • 🐛 App does not accurately reflect account information
  • 💰 20% service fee, which can be costly

More Debt Relief App apps to explore

FAQ about Debt Relief App

What is the best debt relief app for iPhone?
National Debt Relief tops our debt relief app ranking as of November 2026, with a 4.9-star average from 4.6K App Store ratings, and it's free to download.
Yes — 20 of the top debt relief app we rank are free to download, including National Debt Relief and Relief: Get out of debt.
National Debt Relief has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 250+ debt relief app on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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