Debtless
Private debt payoff planner
About
This app helps you track and plan your debt payoff. It offers features like unlimited debt tracking, payment logging, and strategy comparison. All features are free with no ads or subscriptions, prioritizing user privacy by keeping data on-device.
What's New in Debtless
1.7
September 9, 2026
• Updated website, support, and privacy links to debtlessapp.com. • Improved the timing and reliability of optional App Store review requests after payment and payoff milestones.
MoreSubscriptions & In-App Purchases
$0.99
Thanks for the Support!
Thanks for the Support!
Developer apps
FAQ
How does Debtless help me pay off debt?
Debtless allows you to track unlimited debts, log payments, and compare payoff strategies like avalanche and snowball. It prominently displays your projected debt-free date, which updates as your balances change.
Is Debtless free to use?
Yes, Debtless is 100% free. There are no subscriptions, in-app purchases, paywalls, or advertisements. All features are available without any cost to the user.
How does Debtless ensure user privacy?
Debtless is designed with privacy in mind. It does not require bank linking or sign-in accounts, and all your debt ledger and processing data remain on your device. It also avoids third-party ad, tracking, or analytics SDKs.
What are the supported devices for Debtless?
Currently, Debtless is supported on iPhone devices. The app was last updated on September 9, 2026, with version 1.7.
Can Debtless help me find ways to earn more money?
Yes, Debtless offers 'Earn ideas' tailored to your skills and your most expensive debt. This feature aims to provide suggestions that could help accelerate your debt payoff.
Does Debtless have ads?
No, Debtless explicitly states it has no ads. The app is designed to be completely free of advertisements, ensuring an uninterrupted user experience.
What is the age rating for Debtless?
Debtless has an age rating of 4+. This indicates it is suitable for users of all ages, with no mature content or themes.
Can I export my debt data from Debtless?
Yes, you can export your debt ledger to a CSV file. This allows you to use your financial data with other applications or for your own record-keeping.
