DebtWise — Debt Payoff Planner
Your Order. Your Freedom Date
About
This app helps you create a personalized debt payoff plan and stick to it. It offers custom ordering of debts, automatic payment reminders, and progress tracking. It also includes classic payoff strategies and works offline in multiple languages.
What's New in DebtWise
1.3.0
October 7, 2026
A fresh look, built around what's due. • New home: this month's payments, one tap to mark paid (with Undo), your journey • Upcoming payments with dates • Debts: compact list; sort by type, tap to flip • Debt detail: interest share of each payment • Free: extra payment, backup import • Easier to use: contrast, tap areas, large text, screen readers • Fixed: an extra payment no longer marks the month paid • Fixed: balances no longer jump when you mark a payment on a debt you'd already been paying
MoreSubscriptions & In-App Purchases
DebtWise Pro
Unlimited debts, strategy comparison, export/import
Developer apps
FAQ
How does DebtWise help me pay off debt?
DebtWise allows you to create a personalized debt payoff plan by letting you order your debts in a sequence that suits you. It provides reminders for due dates and tracks your progress towards becoming debt-free.
What payoff strategies does DebtWise offer?
DebtWise offers the classic Avalanche and Snowball strategies. With the Pro version, you can also implement your own custom order and utilize the cascade effect where paid-off debt minimums roll into the next debt.
Is DebtWise secure and private?
Yes, DebtWise is designed for privacy. It operates entirely on your device with no account creation or cloud sync, and it does not display any advertisements.
Can I use DebtWise without an internet connection?
Absolutely. DebtWise is fully functional offline, making it convenient to manage your debts from anywhere without needing an internet connection.
What are the costs associated with DebtWise?
DebtWise is free to start, allowing you to track unlimited debts with reminders and milestones. Optional Pro features are available via a yearly plan or a one-time purchase, with subscription options starting at $2.49 for 7 days.
How often is DebtWise updated?
The latest version, 1.3.0, was released on October 7, 2026, indicating regular updates to improve functionality and reliability.
What devices support DebtWise?
DebtWise is available for iPhone and iPad, catering to Apple users who need a robust debt management solution.
What languages does DebtWise support?
DebtWise is available in 9 languages, including English, Spanish, French, German, Italian, Portuguese, Japanese, Korean, and Chinese, making it accessible to a global audience.
