
DebtWise — Debt Payoff Planner
Your Order. Your Freedom Date
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Free
In-App Purchases
About
DebtWise helps you build a realistic, personalized debt payoff plan —
and actually stick to it.
Most debt apps force you into Avalanche (highest interest first) or
Snowball (smallest balance first). DebtWise gives you a third option:
your own order.
CUSTOM PAYOFF ORDER
Drag your debts into any sequence that makes sense for your life.
Pay off the family loan first. Tackle the one causing you the most
stress. DebtWise recalculates your freedom date instantly every time
you reorder — no re-entering data, no spreadsheet fiddling.
AVALANCHE & SNOWBALL TOO
Compare all three strategies side by side. See exactly how much
interest each one saves and which gets you debt-free fastest.
CASCADE EFFECT
When a debt is paid off, its minimum payment automatically rolls into
the next one — accelerating your payoff without any extra effort.
TRACK YOUR PROGRESS
Watch your freedom date get closer. Unlock milestones as you pay down
each debt. See your total interest shrinking month by month.
FREE TO START
Track up to 2 debts completely free. Upgrade to Pro for unlimited debts, strategy comparison, milestones, and data export.
COMPLETELY PRIVATE
No account. No cloud sync. Your data lives only on your device.
DEBTWISE PRO
Unlock unlimited debts, strategy comparison, milestones, and data export.
• Annual: $9.99/year (auto-renews)
• Lifetime: $19.99 (one-time)
Subscriptions auto-renew until cancelled. Manage in iOS Settings → Apple ID → Subscriptions.
Terms of Use: https://sites.google.com/view/debtwise-terms-of-use/home
Privacy Policy: https://sites.google.com/view/debtwise-privacy/home
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What's New in DebtWise
1.1.4
July 24, 2026
New: choose a yearly plan or a one-time lifetime purchase. Fixes layout issues on larger iPhones and improves reminders.
Subscription plans
DebtWise Pro
Unlimited debts, strategy comparison, export/import
$5.991 Month
1
In-App Purchases
$99.99
DebtWise Pro
Unlimited debts, strategy comparison, export/import






