Organize your debts, track your repayment progress, and gain clarity on your financial journey. This app provides a calm and supportive environment to manage balances, record payments, and explore guidance towards becoming debt-free.






249+ iOS apps curated and reviewed
Debt Ruthless is the household name in debt ruthless, but it's far from the only option. We track 249+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.
| # | App | Price | Rating | Ads | In-App Purchases | Updated | |
|---|---|---|---|---|---|---|---|
| 1 | Free | — | No | No | Oct 2026 | ||
| 2 | Free | — | No | Yes | Oct 2026 | ||
| 3 | Free | 4.8★ (75) | No | Yes | Nov 2026 | ||
| 4 | Free | 4.6★ (35) | No | No | Oct 2026 | ||
| 5 | Free | — | No | Yes | Jun 2026 | ||
| 6 | Free | 5.0★ (8) | No | Yes | Oct 2026 | ||
| 7 | Free | 5.0★ (6) | No | No | Jul 2026 | ||
| 8 | Free | — | No | Yes | Aug 2026 |












Organize your debts, track your repayment progress, and gain clarity on your financial journey. This app provides a calm and supportive environment to manage balances, record payments, and explore guidance towards becoming debt-free.






Effortlessly track money owed between friends and split group expenses. Easily record who owes whom, even for shared meals, by snapping photos of bills and assigning items. Stay on top of your social finances without the hassle.