Best Debt Ruthless Apps

0.0(0 ratings)

Free

Clarity Debt Resolution by Clarity Debt Resolutions, Inc

Debt Free, Done Right.

Strong Contender

1.6(13 ratings)

Free

Manage your debts and financial goals with this intuitive mobile application. Track finances, view transaction history, and access important documents all in one place. Achieve financial freedom with organized tools for debt management and budgeting.

Debtyy – Debt Tracker & IOU by Akylbek Utekeshev

Who owes me? Loans to friends

Worth Considering

Clear Balance: Debt Tracker

3.0(1 ratings)

FreeIn-App Purchases

Debtyy – Debt Tracker & IOU screenshot 1

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Debtyy – Debt Tracker & IOU screenshot 3

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Debtyy – Debt Tracker & IOU screenshot 5

Debtyy – Debt Tracker & IOU screenshot 6

Easily track money lent to friends or borrowed from family. Record payments, set reminders, and manage all your personal loans and IOUs in one private place. Focuses solely on interpersonal debt, not general expenses.

More Debt Ruthless apps to explore

Payoff planner, budget manager

Organize and add debtsRecord payments and update balancesTrack progress over time

Organize your debts, track your repayment progress, and gain clarity on your financial journey. This app provides a calm and supportive environment to manage balances, record payments, and explore guidance towards becoming debt-free.

WhoWhom — IOU & debt tracker

freemium

Money between friends, sorted

Payment Tracker: Debt & Credit

Simple Ledger for Payments

Manage personal debts and loans with this intuitive application. Track what you owe and what others owe you, organize finances with categories and due dates, and stay on top of payments. It offers offline functionality with optional cloud backup and real-time friend notifications.

Track debts easilyOrganize finances with categoriesOffline functionality

Debtly: Personal Debt Tracker

(2)

freemium

Track IOUs, Loans & Bills

Sono: Debt tracker and manager

Record & Track Debts

Record borrowed and lent moneyDisplay debt summariesManage debtors and creditors

Easily track money borrowed and lent with this finance management tool. Record transactions, manage contacts, and get summaries of your debts. Offers cloud storage, PIN lock, and data export options.

free with in-app purchases

(23)

PayMeLater Friend Debt Tracker

Track debts and split bills

Track running tallies of debtsSplit bills by assigning items from receipt photosSign up with phone number

Effortlessly track money owed between friends and split group expenses. Easily record who owes whom, even for shared meals, by snapping photos of bills and assigning items. Stay on top of your social finances without the hassle.

free with in-app purchases

(71)

PayUp: Personal Debt Tracker

They borrowed. Time to Pay Up

Log debts and IOUsTrack payment historySplit group expenses

Easily track money owed to you by friends and family. Log debts, record payments, and split group expenses without needing an account. Premium features are available via in-app purchase.

free with in-app purchases

(3)

Paid - Debt Tracker

Debts tracked. Money back.

Intuitive debt trackingOne-tap payment remindersAI Receipt Splitter

Manage all your debts effortlessly with this intuitive application. It offers one-tap reminders to ensure you never miss a payment and an AI-powered receipt splitter for easy expense division.

Manage all your debts and loans in one place. Track money owed to you and money you owe to others, with clear overviews of balances and due dates. Achieve financial freedom with tools to help you stay organized and motivated.

Track borrowed and lent moneyManage student loans, credit cards, and personal debtsClear overview of balances and due dates

💼 Business

(2)

Track Debt Free: DebtBuddy

Track Debt - Free Forever

Track all types of debtsSmart payoff strategies (Snowball/Avalanche)Clear debt-free payoff dates

This finance app helps users manage and pay off debts efficiently and stress-free. It offers smart payoff strategies and clear projections to visualize debt freedom. The app is completely free and ad-free, focusing solely on user progress.

(1)

Stack - Simple Debt Manager

The fastest debt manager app

Categorize credit and debtCreate multiple financial spacesShare debt summaries

Easily track and manage personal finances by categorizing credit and debt across multiple devices. Create separate spaces for different financial situations, share summaries, and use the built-in calculator for complex calculations.

(6)

DebtMe: IOU & Debt Tracker

Lend, Borrow, Loan & Interest

Track lent and borrowed moneyLog partial repaymentsAutomatic interest calculation

This app helps you track money lent and borrowed between individuals. Log loans, record repayments, and calculate interest automatically. It offers reminders and customizable messages to help you manage your debts privately and securely on your device.

Knot - Track Debt with Friends

freemium

Shared Balances, Simplified

Track balances owed and owingConfirm, dispute, and settle balancesView connected balances for efficient clearing

This app helps friends and acquaintances manage shared debts and IOUs. It allows users to record what they owe and what is owed to them, with options to confirm, dispute, or settle balances. Privacy is a key feature, as details are only visible when all participants agree.

(1)

Debt Manager - Money Tracker

iOweYou: Debt Tracker

by Haydar Salim

Smart debt trackingMulti-currency support with conversionIntuitive user interface

Organize your debts and financial transactions with this smart digital ledger. Track amounts owed or due to you, manage multiple currencies with automatic conversion, and view detailed financial histories. Securely back up your data and share transaction reports easily.

(6)

Budget Expense Tracker|Manager

Home Budget & Personal Finance

Expense trackingBudget creationFinancial goal setting

Manage your personal finances with this comprehensive tool. Track income and expenses, create budgets, and monitor savings. Features include financial forecasting, loan management, multi-currency support, and secure data synchronization via Dropbox.