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Best Paying Off Debt Apps & Games

249+ iOS apps & games curated and reviewed

4.6 avg rating
20 free apps & games
Updated August 2026

If you already know Debt Payoff Planner & Tracker, this is the deeper bench. 249+ paying off debt apps and games for iPhone, all reviewed and ranked by user rating, recency, and download trend as of August 2026.

Compare top Paying Off Debt Apps & Games (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.2K)YesYesAug 2026
2Debt Snowball - Payoff PlannerDebt Snowball - Payoff PlannerFree4.7★ (1.3K)NoYesAug 2026
3Bills Organizer & ReminderBills Organizer & ReminderFree4.7★ (24K)NoYesAug 2026
4Debt Payoff Box: Snowball PlanDebt Payoff Box: Snowball PlanFree4.5★ (2.4K)NoYesAug 2026
5Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
6Debt Payoff AcceleratorDebt Payoff AcceleratorFree—NoNoMay 2026
7Don't step the white tileDon't step the white tileFree4.5★ (207)YesYesAug 2026
8Freedom Debt ReliefFreedom Debt ReliefFree4.9★ (20K)NoNoSep 2026

Top Picks for Paying Off Debt

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
💰 Finance
4.7😊(7.2K ratings)
FreeAdsIn-App Purchases
#69in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
Debt Snowball - Payoff Planner#2

Debt Snowball - Payoff Planner by Polybit Studio Pty Ltd

Credit card & payment tracker
Strong Contender
💰 Finance
4.7😞(1.3K ratings)
FreeIn-App Purchases
Debt Snowball - Payoff Planner screenshot 1
Debt Snowball - Payoff Planner screenshot 2
Debt Snowball - Payoff Planner screenshot 3
Debt Snowball - Payoff Planner screenshot 4
Debt Snowball - Payoff Planner screenshot 5
Debt Snowball - Payoff Planner screenshot 6

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

What We Love

  • 👍 Simple and easy-to-use interface
  • 🚀 Straightforward debt tracking
  • 💡 Debt payment strategies
  • 🔒 Secure data storage

Room to Improve

  • 🐛 Bugs and glitches
  • 💰 Paid features not worth the cost
  • 🔍 Limited functionality for the price
Bills Organizer & Reminder#3

Bills Organizer & Reminder by Dennis Kruta

Bill Manager and Bill Monitor
Worth Considering
💰 Finance
4.7😊(24K ratings)
FreeIn-App Purchases
Bills Organizer & Reminder screenshot 1
Bills Organizer & Reminder screenshot 2
Bills Organizer & Reminder screenshot 3
Bills Organizer & Reminder screenshot 4
Bills Organizer & Reminder screenshot 5

Manage all your bills in one place to avoid late fees and penalties. Track upcoming payments with customizable reminders and view your financial overview through charts and calendars. Securely access your data and easily mark bills as paid.

What We Love

  • 👍 Simple and easy to use
  • 💡 Helpful for staying on top of bills
  • 🚀 Efficient bill tracking and reminders
  • 🔒 No need to link bank accounts

Room to Improve

  • 🔒 Limited to 5 bills in free version
  • 🐛 Crashes and glitches for some users
  • 🔒 Ads in paid version

More Paying Off Debt apps to explore

4
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

Debt payoff planningSnowball and avalanche methodsExtra payment strategy
💰 Finance
(2.4K)
free with in-app purchases
5
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
6
Debt Payoff Accelerator
Debt Payoff Accelerator
Debt Payoff Accelerator
Simple loan calculator
Free
💰 Finance
(0)
7
Don't step the white tile
Don't step the white tile
Don't step the white tile
Original tile tap game
Free

A reflex-testing game where players tap black tiles to advance, avoiding white ones. It features multiple modes to challenge speed, accuracy, and endurance, with collectible in-game rewards.

Tap black tiles to progressAvoid white tilesTime Attack Mode
🎮 Games
(207)
free with in-app purchases
8
Freedom Debt Relief
Freedom Debt Relief
Freedom Debt Relief
Client Dashboard
Free

Manage your debt relief plan efficiently with instant notifications for settlement offers. Track deposits, balances, and savings, and stay updated on active settlements. Access your online dashboard for more resources.

Instant settlement offer notificationsReview and authorize offersView upcoming deposits and balances
💰 Finance
(20K)
free
9
Debt Keeper
Debt Keeper
Debt Keeper
by Abraham Mwanza
Free
💰 Finance
(0)
10
Liberty Debt Relief
Liberty Debt Relief
Liberty Debt Relief
by Liberty Debt Relief
Free

This app allows users to manage their debt relief programs efficiently. Track payments, view active settlements, and access important documents. Easily reschedule, skip, or increase payments directly through the application.

Manage debt relief programsView active settlementsAccess important documents
💰 Finance
(2)
free
11
GAPI Adhérents
GAPI Adhérents
GAPI Adhérents
by SOFTLAM
Free

Manage your health contracts and access assistance services globally. This app offers a modern interface to view contracts, track reimbursements, and find healthcare professionals.

View health contractsCall assistance servicesCheck reimbursement history
💼 Business
(0)
free
12
National Debt Relief
National Debt Relief
National Debt Relief
Client Dashboard
Free

Manage your debt reduction journey with this client dashboard. Track progress, view statements, receive alerts, and communicate with debt specialists. Securely approve offers and access exclusive client perks.

Track program progressView account balances and statementsReceive alerts and notifications
💰 Finance
(12)
free
13
Resync Resolution
Resync Resolution
Resync Resolution
Rewrite Your Future
Free

Easily manage all your debts in one centralized location. This app helps you stay organized and on track with your financial goals by monitoring accounts and providing access to important documents.

Debt managementFinancial goal trackingAccount monitoring
💰 Finance
(1)
free
14
Debt Pets
Debt Pets
Debt Pets
Shrink Debt! Grow Your Pet!
Free
💰 Finance
(0)
15
Debtoff – Debt Payoff Planner
Debtoff – Debt Payoff Planner
Debtoff – Debt Payoff Planner
Loan Calculator & Tracker
Free

Organize and manage all your loans, mortgages, and debts in one place. Set up repayment schedules, receive timely reminders to avoid late fees, and track your progress towards becoming debt-free.

All-in-one debt and loan managementRepayment schedule and remindersLoan and debt repayment planning
🔧 Utilities
(2)
freemium
16
Forth
Forth
Forth
by Set Forth, Inc.
Free

Manage your debt relief program effortlessly. Track your progress towards financial wellness with a clear overview of your program and payment history. Update account details and receive timely payment alerts.

Debt relief program overviewPayment history trackingBank account updates
💰 Finance
(15)
free
17
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.5K)
free with in-app purchases
18
DebtCleared: Payoff Tracker
DebtCleared: Payoff Tracker
DebtCleared: Payoff Tracker
Manage loans & track payments
Free
$9.99 | 100% OFF
🌟 Lifestyle
(0)
19
Debt Fighter
Debt Fighter
Debt Fighter
by Accurate Financial Solutions SAS
Free
💰 Finance
(0)
20
Cash Advance - CLS Money
Cash Advance - CLS Money
Cash Advance - CLS Money
Personal Loan Offers Compared
Free
💰 Finance
(0)

FAQ about Paying Off Debt

What are the best paying off debt apps & games for iPhone?
Debt Payoff Planner & Tracker tops our paying off debt apps & games ranking as of August 2026, with a 4.7-star average from 7.2K App Store ratings, and it's free to download.
Yes — 20 of the top paying off debt apps & games we rank are free to download, including Debt Payoff Planner & Tracker and Debt Snowball - Payoff Planner.
Debt Payoff Planner & Tracker shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 249+ paying off debt apps & games on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app helps you create a personalized, step-by-step plan to pay off your loans. It uses your loan details and budget to generate customized repayment schedules and allows you to track your progress towards becoming debt-free.
The app supports several popular strategies including Dave Ramsey's Debt Snowball (paying off smallest balances first), Debt Avalanche (paying off highest interest rates first), Debt Snowflake (making one-time extra payments), and custom payoff plans.