Best Pay Off Debt Tracker Apps

250+ iOS apps curated and reviewed

4.9 avg rating
20 free apps
Updated October 2026

Looking for free pay off debt tracker apps? 20 of our 250+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Pay Off Debt Tracker Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.4K)YesYesOct 2026
2Payoff — Debt TrackerPayoff — Debt TrackerFree—NoYesOct 2026
3Ditch: Pay Off Debt FasterDitch: Pay Off Debt FasterFree4.8★ (4.1K)YesYesOct 2026
4Debt Payoff Tracker & PlannerDebt Payoff Tracker & PlannerFree5.0★ (11)NoYesOct 2026
5Debt Payoff Box: Snowball PlanDebt Payoff Box: Snowball PlanFree4.5★ (2.5K)NoYesOct 2026
6Debt Compass - Card TrackerDebt Compass - Card TrackerFree—NoNoJun 2026
7Clear Balance: Debt TrackerClear Balance: Debt TrackerFree—NoYesOct 2026
8Debtoff – Debt Payoff PlannerDebtoff – Debt Payoff PlannerFree5.0★ (2)NoYesOct 2026

Top Picks for Pay Off Debt Tracker

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
💰 Finance
4.7😊(7.4K ratings)
FreeAdsIn-App Purchases
#88in Finance
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Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface
  • 🤑 Affordable premium subscription
  • 🔢 Customizable debt payoff strategies

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
  • 🔢 Difficulty making changes to existing debt entries
  • 💸 Concerns about recurring subscription costs
Ditch: Pay Off Debt Faster#3

Ditch: Pay Off Debt Faster by Ditch Technologies

Automate Payoff & Track Debt
Worth Considering
💰 Finance
4.8(4.1K ratings)
FreeAdsIn-App Purchases
#14in Finance
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Effortlessly pay down debt with automated roundups from your purchases. Track all your loans, gain personalized insights from an AI assistant, and discover debt-friendly budgeting strategies to reach your financial goals faster.

More Pay Off Debt Tracker apps to explore

FAQ about Pay Off Debt Tracker

What are the best pay off debt tracker apps for iPhone?
Debt Payoff Planner & Tracker tops our pay off debt tracker apps ranking as of October 2026, with a 4.7-star average from 7.4K App Store ratings, and it's free to download.
Yes — 20 of the top pay off debt tracker apps we rank are free to download, including Debt Payoff Planner & Tracker and Payoff — Debt Tracker.
Debt Payoff Planner & Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ pay off debt tracker apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.