DebtTracker: Debt Payoff Plan

DebtTracker turns your debts into a clear plan and a real debt-free date. Add your credit cards, loans and Buy Now Pay Later balances in seconds. DebtTracker builds your payoff plan, shows exactly when you'll be debt-free, and moves that date closer with every payment you log. PICK THE SMARTEST STRATEGY • Avalanche: highest interest first, saves the most money • Snowball: smallest balance first, quick wins that keep you going • Compare both side by side on your exact numbers SEE WHAT EXTRA MONEY DOES • Payoff Time Machine: slide to add a little extra each month and watch your date and interest saved update instantly • Plan for tax refunds, bonuses and yearly raises • What-if Lab: test a consolidation loan or 0% balance transfer before you sign TRACK MONEY WITH FRIENDS • Record who owes whom: dinners, rent, family loans • Send a polite reminder in one tap STAY ON TRACK • Gentle due-date and payday reminders • Milestones and shareable progress cards • Home Screen and Lock Screen widgets, plus Siri PRIVATE BY DESIGN No bank login, no account, no ads. Your numbers stay on your iPhone. Optional iCloud sync uses your private iCloud database. DEBTTRACKER PRO Unlimited debts and IOUs, hybrid and custom strategies, 0% promo rates, Plan Playground, statement scan, autopay, payment calendar, cash flow, monthly PDF report, AI Debt Coach, CSV export and iCloud sync. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the period. Manage them in your App Store account settings. Terms: https://thunderapps.xyz/debttracker Privacy: https://thunderapps.xyz/debttracker