WealthWise - Budget & Finance

WealthWise Insights has been completely rebuilt. Your app no longer just records what you spent — it tells you what it means. FINANCIAL HEALTH SCORE One number that shows how you're really doing, built from your savings rate, budget discipline, spending steadiness, and income reliability. It also shows which of the four is holding you back, so you know exactly what to work on. MONTH-END FORECAST See where your spending will land before the month is over — including the recurring bills you haven't been charged for yet. WHAT CHANGED WealthWise now watches for anything that breaks your pattern: a category running hot, a charge far bigger than usual, something new this month. Every finding comes with a next step, so you can set a budget, review the transactions, or mark it as a one-off in a single tap. SUBSCRIPTION AUDIT Finds charges that quietly repeat — even the ones you never labelled — and shows what each one really costs per year. The forgotten ones are usually the expensive ones. COACH PRESETS Eight one-tap analyses of your own numbers. Give me a reality check. Where would spare money come from? Are my budgets realistic? Compare me to last quarter. No typing, no guessing what to ask. GOAL PLANNER Tell WealthWise what you want to save and by when. It tells you instantly whether that's realistic based on your actual income and spending, then builds a plan showing where the money comes from. ASK WEALTHWISE Ask any question about your money in plain English and get an answer from your real transactions. Now works across any period, from this month to the last twelve — so "how much did I spend on travel last year" finally has an answer. WEEKLY DIGEST & DAILY CHECK-INS An optional Sunday summary of your week, and an optional daily nudge to keep logging. Both are gentle, and both are off in one tap. ALSO IN THIS RELEASE Significantly faster Insights screen, especially if you have years of transactions Your score, forecast and alerts are calculated on your iPhone — instant, and they work offline Various fixes and refinements throughout Your first 10 AI insights are free.