Best Debt Payoff Mortgage Apps

233+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated August 2026

Looking for free debt payoff mortgage apps? 20 of our 233+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Debt Payoff Mortgage Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Debt Payoff Box: Snowball PlanDebt Payoff Box: Snowball PlanFree4.5★ (2.4K)NoYesAug 2026
2Debt & Loan Calculator - Pay Off Debts and LoansDebt & Loan Calculator - Pay Off Debts and LoansFree1.0★ (6)NoYesAug 2026
3Debt Payoff Tracking & PlannerDebt Payoff Tracking & PlannerFreeNoYesJul 2026
4PayOff Pro: Mortgage TrackerPayOff Pro: Mortgage TrackerFree4.5★ (8)NoYesAug 2026
5Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
6Mortgage Payoff TrackMortgage Payoff TrackFree2.9★ (55)YesNoMay 2026
7Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.2K)YesYesAug 2026
8Debt Snowball - Payoff PlannerDebt Snowball - Payoff PlannerFree4.7★ (1.3K)NoYesAug 2026

Top Picks for Debt Payoff Mortgage

Debt Payoff Box: Snowball Plan#1

Debt Payoff Box: Snowball Plan by Natalia Alekseenko

Loan Tracker and Planner
Editor's Choice
💰 Finance
4.5😞(2.4K ratings)
FreeIn-App Purchases
Debt Payoff Box: Snowball Plan screenshot 1
Debt Payoff Box: Snowball Plan screenshot 2
Debt Payoff Box: Snowball Plan screenshot 3
Debt Payoff Box: Snowball Plan screenshot 4
Debt Payoff Box: Snowball Plan screenshot 5

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

What We Love

  • 👍 Simple and easy to use
  • 🚀 Helpful for debt planning
  • 🚀 Straightforward layout
  • 🚀 Provides amortization schedules

Room to Improve

  • 🐛 Buggy and glitchy
  • 💰 Requires paid upgrade for basic features
  • 🔒 No cloud sync or backup

More Debt Payoff Mortgage apps to explore

4
PayOff Pro: Mortgage Tracker
PayOff Pro: Mortgage Tracker
PayOff Pro: Mortgage Tracker
Extra Payments & Debt Free
Free

Understand the true cost of your mortgage and discover strategies to pay it off faster. Track extra payments, visualize interest savings, and monitor your debt-free countdown with detailed analytics and exportable schedules.

Savings Reveal for total interest costExtra payment trackingFull amortization schedule
💰 Finance
(8)
subscription
5
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Loan Calculator - Debt Planner
Mortgage, Car, School, Payday
Free

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

Reveals total interest paidCalculates debt-free dateAnalyzes extra payment savings
💰 Finance
(22K)
free with in-app purchases
6
Mortgage Payoff Track
Mortgage Payoff Track
Mortgage Payoff Track
by Yutaka Onizuka
Free

Monitor your mortgage payoff progress and additional principal payments. Visualize your loan reduction and interest savings with customizable graphs. Supports various payment frequencies and data import/export.

Track additional principal paymentsVisualize loan progress with graphsCalculate interest savings
💰 Finance
(55)
ad-supported
7
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Payoff Planner & Tracker
Debt Free Snowball Calculator
Free

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

Customized debt repayment scheduleDebt Snowball payoff strategyDebt Avalanche payoff strategy
💰 Finance
(7.2K)
free with in-app purchases
8
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

Add multiple debtsChoose repayment frequencyTrack payments
💰 Finance
(1.3K)
free with in-app purchases
9
Debt Payoff Planner - Snowball
Debt Payoff Planner - Snowball
Debt Payoff Planner - Snowball
Repay Loan Tracker, Calculator
Free

Easily manage all your loans in one place to become debt-free faster. Visualize interest savings and track progress with smart payment strategies. Build healthy financial habits and stop overpaying interest.

Track all loans in one placeVisualize interest and time savingsSmart payment strategies (snowball method)
💰 Finance
(22)
free with in-app purchases
10
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Changed: Automate Debt Payoff
Track Debt, Pay It Down Faster
Free

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

Automated extra paymentsRound up purchasesTrack all debt types
💰 Finance
(5.4K)
free with in-app purchases
11
Extra Mortgage Payment Benefit
Extra Mortgage Payment Benefit
Extra Mortgage Payment Benefit
Freedom from mortgage debt
Free
💰 Finance
(0)
12
Payoff — Debt Tracker
Payoff — Debt Tracker
Payoff — Debt Tracker
Crush debt. Keep more money.
Free
💰 Finance
(0)
13
Debt Guide - Payoff Planner
Debt Guide - Payoff Planner
Debt Guide - Payoff Planner
Snowball Calculator & Tracker
Free

Manage and track multiple debts with a personalized repayment plan. Utilize proven strategies like Snowball and Avalanche to pay off loans and credit cards faster. Visualize your progress with charts and receive payment reminders to stay on track.

Personalized debt repayment plansSnowball and Avalanche payoff methodsTrack multiple loans and credit cards
💰 Finance
(49)
freemium
14
Debtor Debt Pay Off Calculator
Debtor Debt Pay Off Calculator
Debtor Debt Pay Off Calculator
Helps visualize debt costs.
Free

This budgeting tool helps you visualize debt costs with two distinct calculators. One calculates per-month interest for credit cards, while the other determines amortized monthly payments over a specified period for larger loans. A comparison feature highlights potential savings or extra costs based on payment adjustments.

Per-Month debt interest calculationBy-Months loan amortizationVisualize credit card costs
💰 Finance
(44)
ad-supported
15
Debt Payoff Plan Calculator
Debt Payoff Plan Calculator
Debt Payoff Plan Calculator
Snowball repayment strategies
Free

This app helps you pay off your debts faster by calculating optimal payment strategies. Choose from various methods like snowball or highest balance first, and visualize your progress with detailed schedules and graphs.

Debt repayment strategy calculatorSnowball method optionsHighest balance first strategy
💰 Finance
(135)
free
16
Pay Off Debt: Debt Calculator
Pay Off Debt: Debt Calculator
Pay Off Debt: Debt Calculator
Lump Sum & Prepay Calculator
Free

This tool helps you pay off loans faster by calculating the impact of extra payments. Input your debt details and see how lump sums or recurring additional payments can save you interest and shorten repayment periods.

Calculate interest paid on loansSimulate extra one-time paymentsSimulate recurring extra payments
💰 Finance
(7)
free with in-app purchases
17
DebtDrop: Mortgage & Payoff
DebtDrop: Mortgage & Payoff
DebtDrop: Mortgage & Payoff
Debt Payoff Budget & Tracker
Free

This app helps you manage and pay off debts, featuring a unique mortgage recast calculator to optimize payments and save on interest. It also tracks home equity, PMI removal, and supports couples managing finances together.

Mortgage recast calculatorDebt payoff strategies (snowball/avalanche)Home equity and PMI tracking
💰 Finance
(4)
free
18
Paidback: Debt help
Paidback: Debt help
Paidback: Debt help
Debt calculator & planner
Free

This app helps you manage and pay off debt faster with tools and motivation. Connect with others on a similar journey for encouragement and celebrate milestones together. It offers calculators and resources to save money while becoming debt-free.

Debt payoff calculatorsSocial sharing and encouragementDebt management tools
💰 Finance
(27)
free with in-app purchases
19
National Debt Relief
National Debt Relief
National Debt Relief
Client Dashboard
Free

Manage your debt reduction journey with this client dashboard. Track progress, view statements, receive alerts, and communicate with debt specialists. Securely approve offers and access exclusive client perks.

Track program progressView account balances and statementsReceive alerts and notifications
💰 Finance
(12)
free
20
Debt Payoff Accelerator
Debt Payoff Accelerator
Debt Payoff Accelerator
Simple loan calculator
Free
💰 Finance
(0)

FAQ about Debt Payoff Mortgage

What are the best debt payoff mortgage apps for iPhone?
Debt Payoff Box: Snowball Plan tops our debt payoff mortgage apps ranking as of August 2026, with a 4.5-star average from 2.4K App Store ratings, and it's free to download.
Yes — 20 of the top debt payoff mortgage apps we rank are free to download, including Debt Payoff Box: Snowball Plan and Debt & Loan Calculator - Pay Off Debts and Loans.
Debt Payoff Box: Snowball Plan has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 233+ debt payoff mortgage apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Debt Payoff Box is a debt management application designed to help users organize and plan the payoff of their various debts. It offers strategies like the snowball and avalanche methods, allows for extra payments, and provides detailed schedules to track progress towards becoming debt-free.
Key features include defining debt payoff order (smallest first or highest interest first), using a snowball effect with released funds, adding extra monthly payments to save interest and time, and a 'fast forward' option to update debt status without manual transaction tracking. It also offers detailed payment schedules and 'what-if' analysis.