Best Debt Payoff Mortgage Apps

221+ iOS apps curated and reviewed

4.5 avg rating
18 free apps
Updated June 2026

Looking for free debt payoff mortgage apps? 18 of our 221+ tracked titles are free to download β€” no subscription, no trial. The rest are premium picks worth paying for.

Top Picks for Debt Payoff Mortgage

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
πŸ’° Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#74in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

What We Love

  • πŸ’― Excellent debt tracking and planning
  • πŸ” Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • πŸ‘ Simple and easy to use interface

Room to Improve

  • πŸ› Occasional app crashes and stability issues
  • πŸ“† Lack of flexible payment frequency options (weekly, bi-weekly)
  • πŸ’° Frustration with premium-only features
Debt Payoff Box: Snowball Plan#2

Debt Payoff Box: Snowball Plan by Natalia Alekseenko

Loan Tracker and Planner
Strong Contender
πŸ’° Finance
4.5😞(2.3K ratings)
FreeIn-App Purchases
Debt Payoff Box: Snowball Plan screenshot 1
Debt Payoff Box: Snowball Plan screenshot 2
Debt Payoff Box: Snowball Plan screenshot 3
Debt Payoff Box: Snowball Plan screenshot 4
Debt Payoff Box: Snowball Plan screenshot 5

"Navigate your journey to financial freedom with Debt Free Box: Snowball Payoff, an easy-to-use app for managing and paying off debts. Simply set up your payoff plan and enjoy features like the snowball method, fast forward option, and detailed payment schedule. Take control of your debts and install the app now for free!"

What We Love

  • πŸ‘ Simple and easy to use
  • πŸš€ Helpful for debt planning
  • πŸš€ Straightforward layout
  • πŸš€ Provides amortization schedules

Room to Improve

  • πŸ› Buggy and glitchy
  • πŸ’° Requires paid upgrade for basic features
  • πŸ”’ No cloud sync or backup
Loan Calculator - Debt Planner#3

Loan Calculator - Debt Planner by Michael Chu

Mortgage, Car, School, Payday
Worth Considering
πŸ’° Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

Discover the ultimate Loan and Mortgage Calculator - a versatile tool for home buyers, real estate professionals, and more. Easily analyze loans, explore early payoff options, and view detailed payment breakdowns. A must-have for informed financial decisions!

What We Love

  • πŸ‘ Easy to use
  • πŸš€ Quick calculations
  • πŸ’‘ Helpful for financial decisions
  • πŸ”’ Secure app

Room to Improve

  • πŸ” Lacking advanced features
  • πŸ’Έ Excessive ads
  • πŸ› Bugs and crashes

More Debt Payoff Mortgage apps to explore

4
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Mortgage Pal - Loan Calculator
Payment compound interest rate
Free

Start saving on your mortgage and calculate your loan payments with our all-in-one Mortgage Pal tool. Includes Mortgage Payment Calculator, Mortgage Affordability Calculator, and current mortgage rates. Make smarter mortgage decisions today!

πŸ’° Finance
(3.4K)
5
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Simplify debt management and track credit card payoff progress with a user-friendly application designed to streamline financial tracking and goal achievement. Take control of your finances today.

πŸ’° Finance
(3.1K)
6
Pay Off Debt by Jackie Beck
Pay Off Debt by Jackie Beck
Pay Off Debt by Jackie Beck
Your best debt payoff plan
$4.99

The application is a debt-tracking and debt-management tool that helps users develop and implement a personalized debt payoff strategy, whether using the debt snowball, debt avalanche, or any other method. It provides features to stay motivated, visualize progress, and collaborate with others, empowering users to become debt-free and achieve financial freedom.

πŸ’° Finance
(34)
7
Lakeview Mortgage
Lakeview Mortgage
Lakeview Mortgage
Your mortgage on the go.
Free

Manage your mortgage with ease using our app. Make payments, review statements, track finances, and get quick assistance whenever you need it. Simplify your loan servicing with just a few taps.

πŸ’° Finance
(20K)
8
Cenlar Mobileβ„’
Cenlar Mobileβ„’
Cenlar Mobileβ„’
Manage your mortgage on the go
Free

Manage your home loan securely and conveniently on the go with our app. Stay updated on mortgage details, make payments, enroll in AutoPay, use calculators to save on interest, and access helpful resources. Join now for an enhanced user experience and added features for mortgage management.

πŸ’° Finance
(16K)
9
Debt Manager
Debt Manager
Debt Manager
Get Out of Debt Fast
$0.99

Manage and eliminate debt efficiently with this top-ranked finance app in the US. Take control of your finances and achieve financial freedom faster.

πŸ’° Finance
(546)
10
PayOff Pro: Mortgage Tracker
PayOff Pro: Mortgage Tracker
PayOff Pro: Mortgage Tracker
Extra Payments & Debt Free
Free
πŸ’° Finance
(3)
11
Freedom Debt Relief
Freedom Debt Relief
Freedom Debt Relief
Client Dashboard
Free

Track your debt relief plan with ease using our client dashboard app. Get instant notifications on settlement offers, view detailed financial information, and stay updated on your progress. Download now to start your journey towards financial freedom.

πŸ’° Finance
(16K)
12
OneMain
OneMain
OneMain
Personal & Auto Loans
Free

A personal finance management app that helps users track expenses, set budgets, and analyze spending patterns. Take control of your finances today and start making better financial decisions.

πŸ’° Finance
(72K)
13
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Achieve GOOD: Get Out Of Debt
Debt Relief & budget app
Free

Track and manage your debts effectively with this user-friendly app. Stay on top of your financial goals and progress towards becoming debt-free. Download now to take control of your finances!

πŸ’° Finance
(809)
14
Debt Payoff Planner - Snowball
Debt Payoff Planner - Snowball
Debt Payoff Planner - Snowball
Repay Loan Tracker, Calculator
Free
πŸ’° Finance
(20)
15
Mortgage Payoff Track
Mortgage Payoff Track
Mortgage Payoff Track
by Yutaka Onizuka
Free

The application allows homeowners to monitor and track their additional mortgage payments, visualize loan progress and interest savings, and simulate different payment scenarios to optimize their payoff schedule. It serves as a comprehensive mortgage management tool, enabling users to take control of their financial future and reduce the overall cost of their home loans.

πŸ’° Finance
(55)
16
RECalc Mortgage Calculator
RECalc Mortgage Calculator
RECalc Mortgage Calculator
Mortgage/loan calculator
Free

A versatile mortgage/loan calculator app that also functions as a traditional mathematical calculator. Users can calculate monthly payments, terms, interest rates, and loan amounts, with support for semi-annual compounding. Ideal for real estate professionals, mortgage brokers, home buyers, and those looking to refinance. Accessible on iPhone and iPod touch with options to save calculations and send summaries via email.

πŸ’° Finance
(2.6K)
17
My LoanCare Go
My LoanCare Go
My LoanCare Go
Your mortgage on the go.
Free

Access your mortgage information anytime, anywhere with our app. Simplify loan payments, view statements, manage finances, and more easily than ever. Take control of your mortgage with just a few taps.

πŸ’° Finance
(25K)
18
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Mortgage Calculator 2.0
Realtor & Zillow #1 Tool
Free

Calculate your mortgage payments accurately with this advanced tool designed for realtors, homebuyers, and sellers. Take the guesswork out of budgeting for a new home and make informed decisions.

πŸ’° Finance
(437)
19
Payoff β€” Debt Tracker
Payoff β€” Debt Tracker
Payoff β€” Debt Tracker
Crush debt. Keep more money.
Free
πŸ’° Finance
(0)
20
Paidback: Debt help
Paidback: Debt help
Paidback: Debt help
Debt calculator & planner
Free

This debt management application helps users pay off debt quickly by providing calculators, tools, and a supportive community, allowing them to connect with others, share progress, and receive encouragement. By using this app, users can get out of debt fast, save money, and celebrate milestones with like-minded individuals.

πŸ’° Finance
(27)