Best Free Debt Payoff Tracker Apps

4.7😊(7.4K ratings)

FreeAdsIn-App Purchases

#78in Finance

Debt Payoff Planner & Tracker screenshot 1

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Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

💯 Excellent debt tracking and planning
🔍 Detailed debt breakdown and payoff timeline
🎯 Helps stay motivated and on track
👍 Simple and easy to use interface
🤑 Affordable premium subscription
🔢 Customizable debt payoff strategies

Room to Improve

🐛 Occasional app crashes and stability issues
📆 Lack of flexible payment frequency options (weekly, bi-weekly)
💰 Frustration with premium-only features
🔢 Difficulty making changes to existing debt entries
💸 Concerns about recurring subscription costs

Payoff — Debt Tracker by Sandeep Mysore

Crush debt. Keep more money.

Strong Contender

5.0(1 ratings)

FreeIn-App Purchases

This app helps you create a personalized plan to pay off your debts efficiently. It compares different payoff strategies, tracks your progress, and sends due date reminders. You can visualize savings and share milestones.

Ditch: Pay Off Debt Faster by Ditch Technologies Inc.

Automate Payoff & Track Debt

Worth Considering

Changed: Automate Debt Payoff

4.8(4.5K ratings)

FreeAdsIn-App Purchases

#13in Finance

Automate your debt payoff with this finance app. It uses purchase roundups and smart tracking to help you become debt-free. Features include an AI assistant for personalized insights and debt-friendly budgeting tools.

More Free Debt Payoff Tracker apps to explore

Track Debt, Pay It Down Faster

Automated extra paymentsRound up purchasesTrack all debt types

This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.

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Debt Payoff Box: Snowball Plan

Loan Tracker and Planner

Debt payoff planningSnowball and avalanche methodsExtra payment strategy

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

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Debt Snowball - Payoff Planner

Credit card & payment tracker

Add multiple debtsChoose repayment frequencyTrack payments

This app helps you get out of debt faster by implementing popular payoff strategies like Snowball and Avalanche. Track multiple debts, set payment schedules, and monitor your progress to save money on interest and become debt-free sooner.

(1.4K)

Debt Payoff Planner: Tracker

Snowball & Loan Calculator

Track loans, credit cards, and mortgagesCompare snowball and avalanche payoff methodsEstimate debt-free date

This app helps you manage and pay off debts by tracking loans and credit cards. It offers two popular payoff strategies and provides insights into your progress and estimated debt-free date. Your financial data is kept private and stored only on your device.

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Debt Payoff Tracker - DebtFree

Get Debt-Free Date Plan Faster

DebtCleared: Payoff Tracker

Manage loans & track payments

Easy to use debt tracker

Manage debts and receivablesSeparate by currencyDebt payoff planner

Easily manage all your financial commitments, whether you owe money or are owed. Track debts and receivables by currency, plan your debt payoff, and monitor monthly progress. Stay organized and in control of your finances with this intuitive money tracking app.

(106)

Debt Guide - Payoff Planner

Snowball Calculator & Tracker

Personalized debt repayment plansSnowball and Avalanche payoff methodsTrack multiple loans and credit cards

Manage and track multiple debts with a personalized repayment plan. Utilize proven strategies like Snowball and Avalanche to pay off loans and credit cards faster. Visualize your progress with charts and receive payment reminders to stay on track.

(50)

Smart debt tracking & insights

PaidOff: Debt Tracker

Account ManagementComplete Debt ProfileFull Customization

Manage all your debts in one place with detailed insights into your payoff journey. Customize amortization schedules and APRs to visualize your progress towards financial freedom and save money.

Payoff Dots: Debt Tracker

(8)

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Watch every balance fall

Visual payoff dots for each debtProgress tracking for individual and overall debtsQuick balance updates

Visualize and track your debt repayment progress with a unique dot-filling system. Monitor multiple debts, record payments, and see your balances decrease over time. Archive debts and use discreet widgets for a clear overview.

(1)

Clear Balance: Debt Tracker

Payoff planner, budget manager

Organize and add debtsRecord payments and update balancesTrack progress over time

Organize your debts, track your repayment progress, and gain clarity on your financial journey. This app provides a calm and supportive environment to manage balances, record payments, and explore guidance towards becoming debt-free.

Loan Calculator: Mortgage, Car

Amortization Schedule & Payoff

Detailed amortization schedulesCompare multiple loan scenariosCalculate total interest paid

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and offering payoff scenarios. It provides detailed amortization schedules and allows for comparison of multiple loan options. Ideal for homebuyers, car buyers, and financial professionals seeking clarity on loan terms.

(23K)

Debt Payoff Pro: Loan Tracker

Snowball & Avalanche Planner

Debt payoff strategy plannerSnowball and Avalanche methodsCustom debt order

This app helps you create a clear, step-by-step plan to become debt-free. It allows you to track all your debts, choose a payoff strategy, and visualize your progress without linking bank accounts.

(2)

ClearDebt: Debt Payoff Planner

Snowball & Avalanche Tracker

Debt Snowball and Avalanche methodsVisual debt-free date projectionSimple loan tracking

This app helps you visualize your debt payoff journey with simple plans using popular methods. Enter your debts and extra payments to see your projected debt-free date and track your progress as balances shrink.

Debt Payoff Plan: Weightless

Snowball tracker & planner

Zero Debt: Payoff Planner

Loan, card & IOU tracker

Snowball Debt Payoff Planner

Credit Card & Loan Tracker