Super Helpful.
This app made paying off my debt a lot easier to understand. Glad I downloaded this sooner
Free
In-App Purchases
About
This app provides a personalized, step-by-step plan to eliminate your debts efficiently. It offers two proven payoff methods and visualizes your progress, helping you save money and understand the true cost of your debt.
✓Personalized payoff plan
✓Avalanche and Snowball methods
✓Monthly payment guidance
✓Interest vs. principal breakdown
✓Paycheck planner
✓Cloud sync
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What's New in DebtDrop
1.2.0
July 5, 2026
Get started faster — no account needed! • Track up to 3 loans instantly as a guest — no signup required • Payment reminders now work without an account, so you never miss a due date • Clearer Premium previews: every locked feature now shows exactly what you'll unlock • Bug fixes and performance improvements
MoreSubscription plans
ClearDebt Premium (Annual)
All premium features. Save 40% vs monthly.
$34.991 Year
User reviews
FAQ
How does DebtDrop help me pay off debt?
DebtDrop creates a personalized, step-by-step plan based on your loan details. It guides you on which loan to pay and how much each month, using either the Avalanche or Snowball method to accelerate your payoff.
What are the payoff methods offered by DebtDrop?
DebtDrop supports two proven methods: Avalanche, which prioritizes high-interest debts to save the most money, and Snowball, which focuses on smaller balances first to build momentum.
Can I see how much I'm saving with DebtDrop?
Yes, DebtDrop clearly shows you how much money you will save by following its payoff plan. It also breaks down your minimum payments to illustrate how much goes towards interest versus reducing your balance.
What premium features does DebtDrop offer?
Premium features include a paycheck planner to allocate funds, full charts to visualize debt reduction, the cascade effect of paid-off loans, PDF export of your schedule, and cloud sync for multi-device access.
Is DebtDrop free to use?
DebtDrop is free to download and start your initial plan. Certain advanced features, such as the paycheck planner and PDF export, are available through in-app purchases.
Does DebtDrop have ads?
No, DebtDrop is ad-free. The app emphasizes a shame-free experience and does not include advertisements or gimmicks.
What devices is DebtDrop available on?
DebtDrop is available on iPhone, iPad, and iPod, as indicated by its compatibility with iOS devices.
How often is DebtDrop updated?
The app was last updated on May 3, 2026, indicating ongoing development and support. Its current version is 1.0.6.