
Payfin: Debt Payoff Planner
Loan, Credit & Budget Tracker
0 ratings
Free
In-App Purchases
About
Payfin turns a pile of debts into one clear picture: a single remaining balance, a projected debt-free date, and a plan to follow.
Add what you owe, log each payment, and watch your total move as the payoff ring fills. Choose the method that fits you — avalanche (highest APR first) or snowball (smallest balance first) — and see how your projected debt-free date and interest change.
FREE
• Track one debt with the signature payoff ring and balance
• Log payments and follow your progress
• Pure-black dark and clean light themes
PRO
• Track unlimited debts
• Avalanche & snowball planners with month-by-month projections
• Projected debt-free date and monthly interest breakdown
• Payment reminders and milestone moments
• Home-screen widgets for your balance, next payment, and trajectory
• Exclusive themes, accent colors, and app icons
• Run "what-if" scenarios with extra payments and rate changes
Payfin is a personal record-keeping and planning tool. Projections are estimates based on the numbers you enter — not financial advice.
SUBSCRIPTION
Payfin Pro is $4.99/week with a 3-day free trial, or $29.99/year. Payment is charged to your Apple ID at confirmation. Subscriptions auto-renew unless canceled at least 24 hours before the end of the period; manage or cancel anytime in App Store settings.
Privacy Policy: https://hs0929.github.io/payfin/privacy/
Terms of Use: https://hs0929.github.io/payfin/terms/
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What's New in Payfin
1.1.0
July 24, 2026
Payfin 1.1.0 — a bigger free tier and a lot more control. • The full Plan tab is now FREE — build your avalanche or snowball plan and see month-by-month projections without upgrading. • Made a mistake logging a payment? You can now edit or delete any logged payment. • Reorder your plan by dragging debts into the exact payoff order you want. • Choose how many days ahead your payment reminders fire. • A clearer projection chart with labeled trajectory lines. • Export your debts and payments to CSV (Pro). • Smoother milestone celebrations, plus fixes to projections, payment entry, and a startup crash on some devices.
MoreSubscription plans
Payfin Weekly Premium Subscription
All Pro features, billed weekly after a 3-day trial.
$4.997 Days
3 Days trial






