Best Payoff Planner Apps

4.7😊(7.3K ratings)

FreeAdsIn-App Purchases

#76in Finance

Debt Payoff Planner & Tracker screenshot 1

Debt Payoff Planner & Tracker screenshot 2

Debt Payoff Planner & Tracker screenshot 3

Debt Payoff Planner & Tracker screenshot 4

Debt Payoff Planner & Tracker screenshot 5

Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

💯 Excellent debt tracking and planning
🔍 Detailed debt breakdown and payoff timeline
🎯 Helps stay motivated and on track
👍 Simple and easy to use interface
🤑 Affordable premium subscription
🔢 Customizable debt payoff strategies

Room to Improve

🐛 Occasional app crashes and stability issues
📆 Lack of flexible payment frequency options (weekly, bi-weekly)
💰 Frustration with premium-only features
🔢 Difficulty making changes to existing debt entries
💸 Concerns about recurring subscription costs

Payoff Planner - Get Debt Free by Chad Pickard

Paycheck Budget & Debt Planner

Strong Contender

5.0(1 ratings)

FreeIn-App Purchases

Payoff Planner - Get Debt Free screenshot 1

Payoff Planner - Get Debt Free screenshot 2

Payoff Planner - Get Debt Free screenshot 3

Payoff Planner - Get Debt Free screenshot 4

Payoff Planner - Get Debt Free screenshot 5

Payoff Planner - Get Debt Free screenshot 6

This app creates a personalized debt payoff plan based on your actual pay schedule. It analyzes your income, bills, and expenses to tell you how much extra to pay towards debt and which debt to prioritize. See your estimated debt-free date with multiple payoff strategies.

Debt Payoff Box: Snowball Plan by Natalia Alekseenko

Loan Tracker and Planner

Worth Considering

Buddy: Budget Planner App

4.5😞(2.4K ratings)

FreeIn-App Purchases

Debt Payoff Box: Snowball Plan screenshot 1

Debt Payoff Box: Snowball Plan screenshot 2

Debt Payoff Box: Snowball Plan screenshot 3

Debt Payoff Box: Snowball Plan screenshot 4

Debt Payoff Box: Snowball Plan screenshot 5

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

What We Love

👍 Simple and easy to use
🚀 Helpful for debt planning
🚀 Straightforward layout
🚀 Provides amortization schedules
🚀 Calculates snowball effect

Room to Improve

🐛 Buggy and glitchy
💰 Requires paid upgrade for basic features
🔒 No cloud sync or backup
🔒 No passcode or security features
💡 Lacks flexibility for extra payments

More Payoff Planner apps to explore

Bill Tracker & Money Manager

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

free with in-app purchases

(9.5K)

Fleur - Budget Planner App

Bill Organizer & Money Tracker

Log expenses and incomeSet monthly budgetsTrack spending habits

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

free with in-app purchases

(13K)

Debt Payoff Planner

by Business Insights ICT

$1.99

This app helps you visualize and plan debt payoff scenarios for credit cards and mortgages. It provides practical projections to estimate payoff timelines, total interest, and the impact of different payment amounts, enabling informed financial decisions.

Estimate debt payoff timelinesProject total interest and paymentsCompare payoff scenarios

Payfin: Debt Payoff Planner

(5)

paid

Loan, Credit & Budget Tracker

Runway: Debt Payoff Planner

Snowball & Avalanche Tracker

Debt Crush: Payoff Planner

Snowball & Avalanche Tracker

Melt - Debt Payoff Planner

Find the light with your debt.

PayPlanr: Debt Payoff Planner

Balance Transfer Calculator

DebtUnlocked - Payoff Planner

Debt Payoff Planner & Tracker

Personalized payoff plansTrack multiple debt typesAvalanche or Snowball method

Manage your debts with a personalized payoff plan. Track loans and credit cards, choose a payoff strategy, and visualize your debt-free date. See interest saved and get payment reminders.

Avalanche vs Snowball

🔧 Utilities

Debtoff – Debt Payoff Planner

Loan Calculator & Tracker

All-in-one debt and loan managementRepayment schedule and remindersLoan and debt repayment planning

Organize and manage all your loans, mortgages, and debts in one place. Set up repayment schedules, receive timely reminders to avoid late fees, and track your progress towards becoming debt-free.

🔧 Utilities

(2)

freemium

Debt Payoff Planner: Snowball

Debt tracker & avalanche plan

Quitta: Debt Payoff Planner

Snowball & Avalanche Tracker

DebtWise — Debt Payoff Planner

Your Order. Your Freedom Date

DebtDrop: Debt Payoff Planner

See Your Debt-Free Date

Personalized payoff planAvalanche and Snowball methodsMonthly payment guidance

This app provides a personalized, step-by-step plan to eliminate your debts efficiently. It offers two proven payoff methods and visualizes your progress, helping you save money and understand the true cost of your debt.

free with in-app purchases

(3)

Debt Payoff Planner Plus

Plan Smarter. Be Debt Free

Snowball your debt to zero

DebtSnow Payoff Planner