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Debt Payoff Planner

Debt Payoff Planner

by Business Insights Ltd

5 ratings
2 reviews
🔧 Utilities
💰 Finance
$1.99

Details

  • Released
  • Updated
  • August 12, 2011
  • March 16, 2026

Features

Developer

Business Insights Ltd
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Debt Payoff Planner screenshot #1 for iPhone
Debt Payoff Planner screenshot #2 for iPhone
Debt Payoff Planner screenshot #3 for iPhone
Debt Payoff Planner screenshot #4 for iPhone
Debt Payoff Planner screenshot #5 for iPhone
Debt Payoff Planner screenshot #6 for iPhone
Debt Payoff Planner screenshot #7 for iPhone
Debt Payoff Planner screenshot #8 for iPhone
iphone
ipad
⭐2
Reviews↘︎
❓8 answered
FAQ↘︎
📦~ in 4 years
Updates frequency↘︎
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About

This app helps you visualize and plan debt payoff scenarios for credit cards and mortgages. It provides practical projections to estimate payoff timelines, total interest, and the impact of different payment amounts, enabling informed financial decisions.

✓Estimate debt payoff timelines
✓Project total interest and payments
✓Compare payoff scenarios
✓Manage multiple credit cards
✓Calculate mortgage payments
✓Visualize principal vs. interest
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What's New in Debt Payoff Planner

3.0.0

March 16, 2026

• Expanded from a single credit card payoff tool to a broader debt planning app • Added support for multiple cards with consolidated payoff analysis • Added strategy comparison modes (payment-driven and timeline-driven planning) • Added clearer visual breakdowns of principal vs interest • Added AI-assisted explanations for repayment decisions and tradeoffs • Added mortgage planning features with payoff acceleration scenarios • Improved calculation accuracy for multi-card repayment simulations • Redesigned UI with modern workflows, cleaner navigation, and faster scenario testing • Added updated legal and privacy documentation (About, Disclaimer, Privacy Policy) • Improved overall performance and app structure for ongoing feature expansion

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User reviews

Most RecentHighest RatedLowest Rated

Not working and not worth 99 cents

Simple interface which could work well if...1) it allowed you to personalize/individualize accounts. With several different cards it’s hard to know which is which. 2) WAY too many glitches - even for low cost of 99 cents. 90% of the time the app would crash or freeze or move on before I completed entering my information. 1st time ever I’ve actually considered asking for a refund for 99 cents.
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El WoodsEl Woods

Good but may only work for people without any intro promotions

Great idea for me that wants to manage only credit cards and save as much interest as I can. However, please add a feature where you can enter credit cards with introductory promotional fees with time limits if you can.
$&@Laura$&@Laura

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FAQ

How does Debt Payoff Planner help reduce debt?

Debt Payoff Planner provides clear payoff scenarios based on your input. It allows you to estimate payoff timelines, see projected interest, and compare outcomes by adjusting monthly payments, helping you make informed decisions to pay down debt faster.

What types of debt can I plan for with Debt Payoff Planner?

You can use Debt Payoff Planner to plan for credit card debt, managing multiple cards with their respective balances and APRs. It also includes features for mortgage payoff planning, calculating monthly payments and exploring the impact of extra payments.

Can I see the impact of different payment amounts on my debt?

Yes, Debt Payoff Planner allows you to compare payoff outcomes by changing monthly payment amounts. You can also set a target payoff timeline and see the specific payment needed to achieve it.

Does Debt Payoff Planner offer mortgage-specific features?

Yes, the app includes mortgage features to calculate monthly payments based on home price, down payment, rate, and term. It also accounts for property tax, insurance, HOA fees, and extra payments, comparing baseline and accelerated payoff results.

What is the pricing for Debt Payoff Planner?

Debt Payoff Planner is a paid application, available for a one-time purchase of $1.99. There are no additional in-app purchases or subscription fees mentioned.

What devices is Debt Payoff Planner available on?

Debt Payoff Planner is supported on iPhone and iPad devices. It is designed for iOS users looking for financial planning tools.

How often is Debt Payoff Planner updated?

The app was last updated on March 16, 2026, indicating recent development activity. The current version is 3.0.0, released on August 12, 2011.

Does Debt Payoff Planner have ads?

No, Debt Payoff Planner does not contain advertisements. It is a paid application designed to be ad-free for a focused user experience.