Debt Snowball Payoff Tracker

Pay off debt faster and know the exact day you'll be debt-free. Debt Payoff Planner turns every loan and credit card into one clear, month-by-month payoff plan — so you finally see the finish line instead of guessing. Most debt apps just track balances. This one actually builds the plan: it orders your debts into the smartest sequence, rolls each cleared minimum into the next balance, and shows how a few extra dollars a month erase months of payments and hundreds in interest. Snowball for momentum, avalanche for savings — compare both side by side in seconds. WHAT YOU GET - A full month-by-month payoff schedule with your exact debt-free date - Snowball method that crushes the smallest balance first for fast, motivating wins - Avalanche method that targets the highest interest rate to save the most money - An instant compare showing how much interest each method saves you - A what-if slider that models extra payments and re-draws your finish line live - Monthly payment reminders so you never miss a due date — fully offline PERFECT FOR - Anyone juggling multiple credit cards or loans at once - Students and grads tackling student-loan balances - Couples building a shared plan to become debt-free - People who tried budgeting apps but never saw a real payoff date WHY NOT JUST USE A SPREADSHEET Spreadsheets don't roll freed-up minimums into the next debt, re-order by method, or update your debt-free date the moment you add an extra payment. Debt Payoff Planner does all of it automatically, with plain-English guidance drawn from U.S. CFPB and Federal Reserve consumer-credit resources. PRIVACY Every number stays on your device. No bank logins, no accounts, no ads, no tracking — ever. FULL ACCESS The app is free to add your debts and see your first plan. Premium unlocks the complete experience — the avalanche method, interest-saved compare, the full month-by-month schedule, and what-if extra-payment modeling — through one of these options: - Weekly subscription - Yearly subscription - Lifetime one-time purchase Subscriptions renew automatically unless canceled at least 24 hours before the period ends; manage or cancel anytime in your App Store account settings. The lifetime option is a single purchase with no renewal. Add your first debt today and see exactly when you'll be free. Terms of Use (EULA): https://web-levi.web.app/terms Privacy Policy: https://web-levi.web.app/privacy-policy Questions? Contact tphuc.work@gmail.com