Awesome
This fits my workflow perfectly and helps me pay off my credit card debt!
Free
In-App Purchases
Details
About
This app helps you manage credit cards and pay off debt faster. It intelligently allocates your income across cards based on balances, limits, and interest rates, providing visual progress tracking and reminders.
✓Smart debt allocation engine
✓Visual progress tracking with charts
✓Card limit, rate, and payment management
✓Payment history timeline
✓Upcoming expense tracking
✓Payday reminders
Show original description
What's New in Debt Payoff Planner
0.0.4
March 20, 2026
Bug fixes
Subscription plans
Pro Monthly
Pro unlock
$3.991 Month
1 Month trial3
In-App Purchases
$44.99
Lifetime Pro
Pro unlock
User reviews
Developer apps
FAQ
How does MagicDebt help me pay off debt?
MagicDebt uses a smart allocation engine to suggest how much to pay on each credit card based on your balances, limits, and interest rates. It helps you make real progress towards becoming debt-free.
What features require a subscription or in-app purchase in MagicDebt?
Access to the distribution planning and purchase tracking features within MagicDebt requires a subscription or an in-app purchase. Other features are available for free.
Does MagicDebt have ads?
No, MagicDebt does not contain advertisements. The app is free to download and use, with optional in-app purchases for advanced features.
What subscription plans are available for MagicDebt?
MagicDebt offers a Pro Monthly plan at $3.99 with a 1-month free trial, and a Pro Yearly plan at $19.99 with a 3-day free trial.
How does MagicDebt visualize my debt payoff progress?
MagicDebt provides interactive charts, trends, and widgets, including color-coded trends and pie charts, to make your financial journey tangible and rewarding. You can zoom, swipe, or tap to explore your progress.
Is my financial data safe with MagicDebt?
Yes, MagicDebt is privacy-first and never shares your financial data. The app is designed with user privacy as a top priority.
What devices does MagicDebt support?
MagicDebt currently supports iPhones. It is designed to help users manage their finances on the go.
How often is MagicDebt updated?
The latest version of MagicDebt is 0.0.4, and it was last updated on March 20, 2026. This indicates a recent update and ongoing development.