Great finance tool
Easy to keep track of any debts.
With Ads
📊 Productivity
Free
In-App PurchasesWith Ads
About
This app helps you eliminate debt faster using proven strategies like Snowball and Avalanche. Visualize your payoff journey, calculate the impact of extra payments, and receive a personalized monthly plan. It prioritizes your data privacy with offline support and no bank account linking.
✓Debt Snowball & Avalanche methods
✓Interactive debt calculator
✓Personalized monthly payment schedule
✓Offline support and data export
✓Multi-currency support
✓Progress visualizations
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What's New in Payooo
1.1.2
June 23, 2026
What-If Planning is here. Test different payoff scenarios, add extra payments or windfalls, and instantly see how your debt-free date, total interest, and payoff plan change. This update also adds a full amortization view, expanded localization, and bug fixes and performance improvements.
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Payooo Yearly Premium
Yearly Premium
$29.991 Year
14 Days trialUser reviews
Developer apps
FAQ
What debt payoff strategies does Payooo offer?
Payooo supports the Debt Snowball method for quick wins, the Debt Avalanche method for maximum interest savings, a Tsunami method, and custom plans. You can compare strategies to see which saves you the most money.
How does Payooo handle user data privacy?
Payooo prioritizes privacy by keeping all your data on your device, offering full offline support. It does not require linking bank accounts, ensuring your sensitive financial information is never stored on their servers.
Can I see the impact of extra payments with Payooo?
Yes, Payooo features an interactive debt calculator and an extra payment simulator. You can see in real-time how additional payments affect your payoff date and the total interest saved.
Does Payooo have ads?
Yes, Payooo contains advertisements. This allows the app to be offered for free with optional in-app purchases.
What devices does Payooo support?
Payooo is available for iPhone and iPod. It is designed for Apple devices.
How often is Payooo updated?
The latest version of Payooo is 1.1.1, and it was last updated on May 3, 2026. This indicates a relatively active development cycle.
What is the age rating for Payooo?
Payooo has an age rating of 17+. This is likely due to the financial nature of the app and its detailed calculations.
Can Payooo manage debts in different currencies?
Yes, Payooo offers multi-currency support, allowing you to manage debts in any currency with local formatting. This makes it a versatile tool for international users.