Best Credit Card Payoff Calculator Apps

247+ iOS apps curated and reviewed

4.2 avg rating
18 free apps
Updated August 2026

From beginner-friendly picks to power-user tools, our credit card payoff calculator list covers 247+ iPhone apps updated through August 2026. Compare ratings, prices, and screenshots in one place.

Compare top Credit Card Payoff Calculator Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Credit Card Payoff CalcCredit Card Payoff CalcFreeYesNoMay 2026
2Debt Payoff Planner & TrackerDebt Payoff Planner & TrackerFree4.7★ (7.2K)YesYesAug 2026
3Loan Calculator - Debt PlannerLoan Calculator - Debt PlannerFree4.6★ (22K)YesYesAug 2026
4Credit Card Payment CalculatorCredit Card Payment CalculatorFree4.5★ (94)NoYesAug 2026
5Credit Card Debt Payoff CalcCredit Card Debt Payoff CalcFree1.0★ (5)NoNoAug 2026
6Debt Payoff Box: Snowball PlanDebt Payoff Box: Snowball PlanFree4.5★ (2.4K)NoYesAug 2026
7Gauss: Payoff Credit Card DebtGauss: Payoff Credit Card DebtFree4.9★ (3.7K)NoNoAug 2026
8Credit Card CalculatorCredit Card Calculator$1.99NoNoAug 2026

Top Picks for Credit Card Payoff Calculator

Debt Payoff Planner & Tracker#2

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Strong Contender
💰 Finance
4.7😊(7.2K ratings)
FreeAdsIn-App Purchases
#59in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Create a personalized, step-by-step plan to pay off your loans faster. Input your debt details and budget to see customized repayment schedules and track your progress towards becoming debt-free.

What We Love

  • 💯 Excellent debt tracking and planning
  • 🔍 Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • 👍 Simple and easy to use interface

Room to Improve

  • 🐛 Occasional app crashes and stability issues
  • 📆 Lack of flexible payment frequency options (weekly, bi-weekly)
  • 💰 Frustration with premium-only features
Loan Calculator - Debt Planner#3

Loan Calculator - Debt Planner by ChuChu Train Productions

Mortgage, Car, School, Payday
Worth Considering
💰 Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

This app helps you understand the true cost of loans and mortgages by revealing total interest paid and payoff timelines. It allows for scenario comparisons, extra payment analysis, and detailed amortization schedules. Visualize your debt journey with graphs and access bonus calculators.

What We Love

  • 👍 Easy to use
  • 🚀 Quick calculations
  • 💡 Helpful for financial decisions
  • 🔒 Secure app

Room to Improve

  • 🔍 Lacking advanced features
  • 💸 Excessive ads
  • 🐛 Bugs and crashes

More Credit Card Payoff Calculator apps to explore

4
Credit Card Payment Calculator
Credit Card Payment Calculator
Credit Card Payment Calculator
Debt management and tracking
Free

Calculate credit card payments by entering your balance and interest rate. Determine your payoff timeline or monthly payment amount with this intuitive tool. Manage your debt effectively with clear options for debt reduction.

Calculate monthly paymentsDetermine payoff timeframeIntuitive and easy to use
💰 Finance
(94)
free with in-app purchases
5
Credit Card Debt Payoff Calc
Credit Card Debt Payoff Calc
Credit Card Debt Payoff Calc
Payoff your credit card debt
Free

Plan your credit card debt payoff to become debt-free by a target date. Input your monthly payment to see how long it will take to clear your balances. Share results and view detailed amortization schedules showing interest and principal breakdown.

Debt payoff goal settingMonthly payment inputAmortization schedule generation
💰 Finance
(5)
free
6
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

This app helps you organize and plan to pay off your debts efficiently. It supports various payoff strategies and allows you to track your progress, offering insights into interest and time savings. Get a clear overview of all your debts in one place to achieve financial freedom.

Debt payoff planningSnowball and avalanche methodsExtra payment strategy
💰 Finance
(2.4K)
free with in-app purchases
7
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Manage all your credit cards in one place, track spending, and get personalized AI advice to pay off debt faster. Features include balance transfers, credit building, and automated payoff strategies.

Manage all credit cards in one appBalance transfers to low APR credit linesCredit building with reporting to bureaus
💰 Finance
(3.7K)
subscription
8
Credit Card Calculator
Credit Card Calculator
Credit Card Calculator
Credit Card Payoff Calculator
$1.99
💰 Finance
(0)
9
Debtor Debt Pay Off Calculator
Debtor Debt Pay Off Calculator
Debtor Debt Pay Off Calculator
Helps visualize debt costs.
Free

This budgeting tool helps you visualize debt costs with two distinct calculators. One calculates per-month interest for credit cards, while the other determines amortized monthly payments over a specified period for larger loans. A comparison feature highlights potential savings or extra costs based on payment adjustments.

Per-Month debt interest calculationBy-Months loan amortizationVisualize credit card costs
💰 Finance
(44)
ad-supported
10
Pay Down: Credit Card Payoff
Pay Down: Credit Card Payoff
Pay Down: Credit Card Payoff
See what purchases really cost
Free
💰 Finance
(0)
11
Hourglass: Debt Payoff
Hourglass: Debt Payoff
Hourglass: Debt Payoff
Loan & Credit Card Calculator
Free

This app helps you visualize your debt payoff journey. Input your loans and credit cards, set payment amounts, and see your estimated debt-free date and total interest. Model different payment scenarios to accelerate your payoff.

Calculate payoff dates for any debtSee month-by-month amortizationModel extra payment scenarios
💰 Finance
(1)
free with in-app purchases
12
CardLab: Credit Card Tracker
CardLab: Credit Card Tracker
CardLab: Credit Card Tracker
Payoff, Interest & APR Sim
Free

This app allows you to simulate credit card usage without connecting to your bank. You can test purchases, payments, and payoff plans to understand interest, rewards, and credit utilization. It offers hands-free logging via Siri and home screen widgets for at-a-glance information.

Credit card simulationNo bank login requiredSiri and widget integration
💰 Finance
(1)
free with in-app purchases
13
Clarity Card
Clarity Card
Clarity Card
Master credit cards in minutes
Free
💰 Finance
(0)
14
EZ Financial Calculators
EZ Financial Calculators
EZ Financial Calculators
by Bishinew Incorporated
Free

Access a comprehensive suite of financial tools for personal and business use. Calculate loans, mortgages, investments, retirement savings, and more with ease. This app offers a wide range of specialized calculators for detailed financial analysis.

Finance and Investment CalculatorsLoan and Mortgage CalculatorsRetirement Planning Tools
💰 Finance
(51)
ad-supported
15
CreditRun
CreditRun
CreditRun
Maximize your credit-free days
Free
💰 Finance
(0)
16
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Loan Cash - Loan App Calc
Instant Loan & EMI Calculator
Free
💰 Finance
(0)
17
Credit Cards Payoff
Credit Cards Payoff
Credit Cards Payoff
See how to Payoff debt early
$0.99
💰 Finance
(0)
18
Debt Payoff Tracking & Planner
Debt Payoff Tracking & Planner
Debt Payoff Tracking & Planner
Debt Snowball Calculator
Free
💰 Finance
(0)
19
Payoff — Debt Tracker
Payoff — Debt Tracker
Payoff — Debt Tracker
Crush debt. Keep more money.
Free
💰 Finance
(0)
20
NoMo - Debt Payoff Calculator
NoMo - Debt Payoff Calculator
NoMo - Debt Payoff Calculator
Budget & Pay Off Debt Fast
Free
💰 Finance
(0)

FAQ about Credit Card Payoff Calculator

Are there free credit card payoff calculator apps for iPhone?
Yes — 18 of the top credit card payoff calculator apps we rank are free to download, including Credit Card Payoff Calc and Debt Payoff Planner & Tracker.
Credit Card Payoff Calc shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 247+ credit card payoff calculator apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.