Best Credit Card Payoff Calculator Apps

223+ iOS apps curated and reviewed

4.4 avg rating
19 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our credit card payoff calculator list covers 223+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Top Picks for Credit Card Payoff Calculator

Debt Payoff Planner & Tracker#1

Debt Payoff Planner & Tracker by OxbowSoft LLC

Debt Free Snowball Calculator
Editor's Choice
πŸ’° Finance
4.7😊(6.7K ratings)
FreeAdsIn-App Purchases
#74in Finance
Debt Payoff Planner & Tracker screenshot 1
Debt Payoff Planner & Tracker screenshot 2
Debt Payoff Planner & Tracker screenshot 3
Debt Payoff Planner & Tracker screenshot 4
Debt Payoff Planner & Tracker screenshot 5
Debt Payoff Planner & Tracker screenshot 6

Control your finances with ease using an innovative debt payoff planner app. Effortlessly manage and track your debts, set personalized repayment goals, and stay on top of your financial well-being. Take charge of your financial future today!

What We Love

  • πŸ’― Excellent debt tracking and planning
  • πŸ” Detailed debt breakdown and payoff timeline
  • 🎯 Helps stay motivated and on track
  • πŸ‘ Simple and easy to use interface

Room to Improve

  • πŸ› Occasional app crashes and stability issues
  • πŸ“† Lack of flexible payment frequency options (weekly, bi-weekly)
  • πŸ’° Frustration with premium-only features
Loan Calculator - Debt Planner#3

Loan Calculator - Debt Planner by Michael Chu

Mortgage, Car, School, Payday
Worth Considering
πŸ’° Finance
4.6😐(22K ratings)
FreeAdsIn-App Purchases
Loan Calculator - Debt Planner screenshot 1
Loan Calculator - Debt Planner screenshot 2
Loan Calculator - Debt Planner screenshot 3
Loan Calculator - Debt Planner screenshot 4
Loan Calculator - Debt Planner screenshot 5
Loan Calculator - Debt Planner screenshot 6

Discover the ultimate Loan and Mortgage Calculator - a versatile tool for home buyers, real estate professionals, and more. Easily analyze loans, explore early payoff options, and view detailed payment breakdowns. A must-have for informed financial decisions!

What We Love

  • πŸ‘ Easy to use
  • πŸš€ Quick calculations
  • πŸ’‘ Helpful for financial decisions
  • πŸ”’ Secure app

Room to Improve

  • πŸ” Lacking advanced features
  • πŸ’Έ Excessive ads
  • πŸ› Bugs and crashes

More Credit Card Payoff Calculator apps to explore

4
Credit Card Payment Calculator
Credit Card Payment Calculator
Credit Card Payment Calculator
Debt management and tracking
Free

This app helps you manage debt and track credit card payments by calculating months to pay off or monthly payments based on your credit card balance and interest. Simply enter your details and get options for expected monthly payments or desired payoff timeframe, and take control of your finances today.

πŸ’° Finance
(94)
5
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Your personal money app
Free

Get your personal money assistant with a powerful financial app offering insights on your accounts and credit, free credit monitoring, access to credit card and loan offers, net worth tracking, credit building, early paycheck access, drive score monitoring, and more. Download the app to start optimizing your finances today.

πŸ’° Finance
(7.6M)
6
EZ Financial Calculators
EZ Financial Calculators
EZ Financial Calculators
by Bishinew Incorporated
Free

A comprehensive financial calculator app offering a wide range of calculators for finance, investment, loans, retirement, bonds, stocks, credit cards, auto loans, and more. Customize and prioritize calculators, share results via email, and enjoy offline functionality except for the Currency Converter. Contact pfinanceapp@gmail.com for questions or support.

πŸ’° Finance
(46)
7
Credit Card Debt Payoff Calc
Credit Card Debt Payoff Calc
Credit Card Debt Payoff Calc
Payoff your credit card debt
Free

This tool helps you create a plan to pay off credit card debt by calculating how long it'll take to become debt-free based on your payoff goal or monthly payment. You can even share the results with others and view a detailed amortization schedule to track interest and principal payments.

πŸ’° Finance
(5)
8
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Debt Payoff Box: Snowball Plan
Loan Tracker and Planner
Free

"Navigate your journey to financial freedom with Debt Free Box: Snowball Payoff, an easy-to-use app for managing and paying off debts. Simply set up your payoff plan and enjoy features like the snowball method, fast forward option, and detailed payment schedule. Take control of your debts and install the app now for free!"

πŸ’° Finance
(2.3K)
9
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Changed: Debt Payoff Planner
Track Debt, Pay It Down Faster
Free

Automate debt payoff with an app that rounds up your spare change to help you pay off credit cards, loans, and more. Save money effortlessly and accelerate your journey to a debt-free life with Stash My Cash. Join the Payoff Debt Revolution and start saving thousands today!

πŸ’° Finance
(5.2K)
10
Debtor Debt Pay Off Calculator
Debtor Debt Pay Off Calculator
Debtor Debt Pay Off Calculator
Helps visualize debt costs.
Free

This debt calculator helps users visualize and manage debt costs with two modes: a per-month calculator for debts like credit cards and a by-months calculator for long-term debts like home loans. It allows users to compare different payment scenarios and see how changes can save or cost them money.

πŸ’° Finance
(44)
11
Credit Card Calculator
Credit Card Calculator
Credit Card Calculator
Credit Card Payoff Calculator
$1.99
πŸ’° Finance
(0)
12
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
Bright: Loans & Credit Builder
AI Loan Asst > Credit & Loans
Free

Manage multiple debts easily with the Bright App's AI-powered features. Consolidate debts, build credit, create personalized money management plans, and access expert finance guidance, all for less than $10 a month. Join over 1 million satisfied customers and experience the benefits today!

πŸ’° Finance
(248K)
13
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Grow Your Score & Earn Rewards
Free

Unlock better credit scores across four bureaus with Kovo Credit Builder Rewards. Transform your credit health effortlessly with our user-friendly app. Start boosting your credit today!

πŸ’° Finance
(8.9K)
14
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Gauss: Payoff Credit Card Debt
Manage Debt, Credit & Budget
Free

Simplify debt management and track credit card payoff progress with a user-friendly application designed to streamline financial tracking and goal achievement. Take control of your finances today.

πŸ’° Finance
(3.1K)
15
Pay Off Debt: Debt Calculator
Pay Off Debt: Debt Calculator
Pay Off Debt: Debt Calculator
Lump Sum & Prepay Calculator
Free

This debt calculator helps you pay off your debt faster by determining how extra payments, whether lump sum or recurring, can save you interest and reduce your repayment duration. Simply input your debt details and experiment with different payment scenarios to create a personalized plan and start living debt-free.

πŸ’° Finance
(7)
16
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Grow & Track Your Credit
Free

Build credit quickly with Kikoff: improve your credit score by 58 points on average. Choose from Basic or Premium plans, get a credit line reported to major bureaus, and watch your credit grow hassle-free. Sign up and start building credit effortlessly today.

πŸ’° Finance
(248K)
17
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Debt Snowball - Payoff Planner
Credit card & payment tracker
Free

A debt payoff app that uses the snowball method to help users tackle their debts strategically. Start managing your debts effectively today with this intuitive planner.

πŸ’° Finance
(1K)
18
Loan Calculator‰
Loan Calculator‰
Loan Calculator‰
Simple Loan Calculator
Free

Calculate your loans or mortgages effortlessly with this simple loan calculator app. Just input the amount, term, and rate to get quick results. Try it now!

πŸ’° Finance
(96K)
19
Debt Payoff Plan Calculator
Debt Payoff Plan Calculator
Debt Payoff Plan Calculator
Snowball repayment strategies
Free

Accelerate debt repayment with our intuitive calculator. Snowball repayment strategies help you pay off debts faster. Take control of your finances today.

πŸ’° Finance
(130)
20
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

An essential credit monitoring tool with features like credit score updates, report access, credit simulator, and identity theft monitoring tools. Take control of your credit score for free with no impact on your score. Sign up to start monitoring and improving your credit today.

πŸ’° Finance
(306K)