CreditU

CreditU

Budgeting & Financial Literacy

991 ratings
426 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • January 5, 2024
  • September 1, 2026

Features

CreditU screenshot #1 for iPhone
CreditU screenshot #2 for iPhone
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CreditU screenshot #4 for iPhone
CreditU screenshot #5 for iPhone
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About

This app helps users manage their credit, reduce debt, and optimize their budget with personalized plans. It offers tools for tracking progress, integrating with debt management plans, and ensuring data security.

Advanced debt analysis
Personalized budget plans
Debt Management Plan integration
Progress monitoring
Credit score tracking
Secure data encryption
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What users say

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+1

What's New in CreditU

1.0.22

September 1, 2026

We’ve made updates to improve app performance, stability, and overall user experience. This release includes: • Performance improvements • Bug fixes and stability enhancements • Security updates • General improvements to provide a smoother experience

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Subscription plans

Premium Purchase

Premium Purchase

$12.991 Month
1 Month trial
How to cancel CreditU subscription ⁉️

User reviews

Not all features of the upper functional

There is a star program and it’s not even functional. You can still do your budget, but there’s supposed to be educational content and it’s not even there.

Bank linking

Can’t seem to link banks at all just wants me to manually enter everything

Helpful

very

Grateful for the support

I enrolled in a program 5 years ago to pay off two credit card accounts. After getting off the phone with ACCC, it has been confirmed that both accounts have been paid off in full. When one account was paid off in January, I continued making the same payments, and it was seamlessly then all applied to the second account, resulting in a pay off two months earlier than expected. I am so relieved to have completed the program and also feel grateful for the flexibility that they had on the rare occasion that I had to switch a payment date by a few days throughout the years.
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Response from developer

Thank you so much for sharing your experience and congratulations on completing your program! 🎉 We’re thrilled to hear that both of your accounts have now been paid in full and that the transition of payments between accounts helped you finish earlier than expected. At American Consumer Credit Counseling, we understand that staying committed to a long-term financial goal takes dedication, and we’re honored to have been part of your journey over the past five years. We’re also glad our team was able to provide flexibility and support along the way when life circumstances came up. Thank you again for trusting us to help you work toward your financial goals. We wish you continued success moving forward!

Arthur from ACCC

Arthur was very helpful and shared great insight for my situation. He was also very kind to speak with.

User experience

🐞

Reported Bugs

2 issues

Can't login

Bug

Can't set up app

Bug

Requested Features

2 requests

Dark mode option

Feature

Advanced analytics dashboard

Feature

FAQ

What does the CreditU app do?

CreditU is a personal finance app designed to help users manage their credit, reduce debt, and optimize their budget. It provides tools for analyzing debts, creating personalized budget plans, and tracking financial progress.

How does CreditU help with debt management?

The app offers advanced debt analysis to understand your financial situation and generates personalized budget plans. It also seamlessly integrates with Debt Management Plans (DMPs), allowing users to track payments, adjust budgets, and receive real-time updates.

Is CreditU free to use?

Based on the provided information, the app is offered for free. There are no mentions of subscription fees or in-app purchases for core functionalities.

What kind of progress can I track with CreditU?

CreditU allows you to continuously monitor your progress in improving your credit score and reducing your debt. The app provides insightful updates to help you celebrate milestones and stay motivated on your financial journey.

Is my financial data secure with CreditU?

Yes, the app prioritizes user privacy and data security. It employs robust security measures, including advanced encryption and strict privacy protocols, to protect your information.