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CreditU

CreditU

Budgeting & Financial Literacy

991 ratings
429 reviews
📚 Education
💰 Finance
Free
In-App Purchases

Details

  • Released
  • Updated
  • January 5, 2024
  • September 1, 2026

Features

Developer

American Consumer Credit Counseling, Inc
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About

This app helps users manage their credit, reduce debt, and optimize their budget with personalized plans. It offers tools for tracking progress, integrating with debt management plans, and ensuring data security.

✓Advanced debt analysis
✓Personalized budget plans
✓Debt Management Plan integration
✓Progress monitoring
✓Credit score tracking
✓Secure data encryption
Show original description

What users say

Summarized from real user reviews of CreditU. Based on 991 reviews and a 4.9/5 average, it highlights the 56 positives and 2 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Game changer
  • 👍Outstanding Support
  • 👍Life Savers
  • 👍Great Experience
  • 👍Helping me take my life back
  • 👍Impressed so far
  • 👍Kind and patient
  • 👍Great costumer service
  • 👍Joaquin was very helpful and informative
  • 👍Janie was a huge help
  • 👍Stress reliever
  • 👍Excellent
  • 👍Amazing
  • 👍Customer Service
  • 👍Excellent Customer Service
  • 👍Very helpful & understanding
  • 👍Amazing service, Great People
  • 👍Great help
  • 👍Kim was great!
  • 👍Great Service
  • 👍Amazing Customer Experience
  • 👍Helpful!
  • 👍great program & customer service
  • 👍They hire angels
  • 👍Excellent Customer Service
  • 👍So helpful
  • 👍Great support
  • 👍They gave me hope and a fresh start
  • 👍Great company & staff!
  • 👍Watch out for Marly!
  • 👍Thanks
  • 👍Excellent!
  • 👍Great customer service!
  • 👍Amazing customer service
  • 👍Life saving
  • 👍Great service!
  • 👍Highly recommended
  • 👍Made a bad situation better
  • 👍ACCC is so helpful!
  • 👍Excellent
  • 👍So Far So Good
  • 👍A godsend
  • 👍Adding creditors.
  • 👍Excelente servicio, la app es de gran ayuda
  • 👍Great Service
  • 👍Awesome!!!
  • 👍Life changing!
  • 👍Love the app - works wonderfully
  • 👍Nice app for financial literacy.
  • 👍Awesome
  • 👍Love CreditU!
  • 👍Very happy with Credit U
  • 👍Great Experience
  • 👍Hugely helpful, thank you!
  • 👍Great app and took care of problem very quickly
  • 👍Way easy to use!

Negative things

  • 🐛Lame
  • 🐛Horrible
See all reviews

What's New in CreditU

1.0.22

September 1, 2026

We’ve made updates to improve app performance, stability, and overall user experience. This release includes: • Performance improvements • Bug fixes and stability enhancements • Security updates • General improvements to provide a smoother experience

More

Subscription plans

Premium Purchase

Premium Purchase

$12.991 Month
1 Month trial
How to cancel CreditU subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

I’m finding that my balance continues to go up and they reported a late payment for one of my

I feel my balance is on my account are getting increasing and that declining and I’m concerned
Christie KyriacosChristie Kyriacos

I’m so confused

I don’t know what to do on here
glo51gloglo51glo

Was skeptical but was exactly what I needed!

They walked with me every step of the way!!
ArluahArluah

Not all features of the upper functional

There is a star program and it’s not even functional. You can still do your budget, but there’s supposed to be educational content and it’s not even there.
NalarstubsNalarstubs

Bank linking

Can’t seem to link banks at all just wants me to manually enter everything
PiscesKayakerPiscesKayaker
See 424 more reviews

User experience

🐞

Reported Bugs

2 issues

Can't login

Bug

Can't set up app

Bug
✨

Requested Features

2 requests

Dark mode option

Feature

Advanced analytics dashboard

Feature

FAQ

What does the CreditU app do?

CreditU is a personal finance app designed to help users manage their credit, reduce debt, and optimize their budget. It provides tools for analyzing debts, creating personalized budget plans, and tracking financial progress.

How does CreditU help with debt management?

The app offers advanced debt analysis to understand your financial situation and generates personalized budget plans. It also seamlessly integrates with Debt Management Plans (DMPs), allowing users to track payments, adjust budgets, and receive real-time updates.

Is CreditU free to use?

Based on the provided information, the app is offered for free. There are no mentions of subscription fees or in-app purchases for core functionalities.

What kind of progress can I track with CreditU?

CreditU allows you to continuously monitor your progress in improving your credit score and reducing your debt. The app provides insightful updates to help you celebrate milestones and stay motivated on your financial journey.

Is my financial data secure with CreditU?

Yes, the app prioritizes user privacy and data security. It employs robust security measures, including advanced encryption and strict privacy protocols, to protect your information.