Best Personal Finance Apps

NerdWallet: Smart Money App

Track, Save & Invest

Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

YNAB

Never worry about money again

Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Enrich: Portfolio Tracker

Retirement & investing planner

Free

Automate investment tracking and goal management for passive investors. Connect brokerage accounts, set financial goals, and receive alerts for rebalancing and tax optimization. Designed for those who want control with less manual work.

Intuit Credit Karma

Save, Spend & Grow Your Credit

Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

EveryDollar: Budget Management

Track Income, Bills & Spending

Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Empower ®

Plan, save, invest, retire

Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

Tesorin: Personal Finance

Budget, Net Worth, Investments

Free

Manage your finances with expense tracking, budgeting, net worth monitoring, and investment organization. Plan for future goals like retirement or education without linking bank accounts. Offers on-device AI for personal finance questions and robust encryption for data security.

Goodbudget Budget Planner

Money & Expense Tracker

Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

SoFi: Bank, Invest & Crypto

Online Banking & Investing

Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

MoneyWiz 2026 Personal Finance

Personal Accounting Software

Free

Manage all your financial accounts, including loans, savings, investments, and cryptocurrency, in one secure application. It offers automatic transaction downloads, cloud syncing, and advanced reporting to give you a comprehensive overview of your finances.

Wageso: Personal Finance

Track expense, income & assets

Free

Effortlessly manage your income, expenses, and budget to gain control over your personal finances. Track cash flow, monitor bills, and plan for the future by adding assets and debts. This app offers a simple expense tracker or a comprehensive personal finance system.

Debit & Credit

Personal Finance Manager

Free

Manage all your finances in one place with this intuitive personal finance app. Track spending, create budgets, and plan for the future with automatic transaction import and detailed reports. Syncs across devices and offers shared account management.