Best Personal Finance Budget Apps

248+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated August 2026

EveryDollar is the household name in personal finance budget, but it's far from the only option. We track 248+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Personal Finance Budget Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026
2Budgetx - Personal BudgetingBudgetx - Personal BudgetingFreeNoNoMay 2026
3BudgetIQ - Personal FinanceBudgetIQ - Personal FinanceFreeNoYesAug 2026
4Budget: my money and financesBudget: my money and financesFreeNoMay 2026
5Budgeter: Budget TrackerBudgeter: Budget TrackerFreeNoNoAug 2026
6Simple Budget: Expense ManagerSimple Budget: Expense ManagerFreeYesYesJul 2026
7Kiplinger Personal FinanceKiplinger Personal FinanceFree4.7★ (986)NoYesAug 2026
8My Simple Budget Planner - Easy Finance Tracking and PlanningMy Simple Budget Planner - Easy Finance Tracking and PlanningFree1.8★ (14)NoYesAug 2026

Top Picks for Personal Finance Budget

EveryDollar: Budget Management#1

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Editor's Choice
💰 Finance
4.7😐(84K ratings)
FreeIn-App Purchases
#12in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches

More Personal Finance Budget apps to explore

4
Budget: my money and finances
Budget: my money and finances
Budget: my money and finances
by William Archimede
Free
💰 Finance
(0)
5
Budgeter: Budget Tracker
Budgeter: Budget Tracker
Budgeter: Budget Tracker
Your personal monthly budgeter
Free

This app helps you plan and track your monthly spending across custom categories. It provides a clear overview of your budget, highlights overspending, and offers a simple, distraction-free way to manage your money manually.

Monthly budget planning by categoryTrack actual spendingView remaining budget
💰 Finance
(0)
free
6
Simple Budget: Expense Manager
Simple Budget: Expense Manager
Simple Budget: Expense Manager
Simplest finance manager
Free

Manage your personal finances with this straightforward expense tracker. Monitor spending, set savings goals, and track bills and debt. Offers offline access, automatic cloud backup, and customizable reports to help you stay on top of your money.

Expense and income trackingBudget planning and savings goalsDebt and bill management
💰 Finance
(0)
free with in-app purchases
7
Kiplinger Personal Finance
Kiplinger Personal Finance
Kiplinger Personal Finance
Helping you live a richer life
Free

Access expert advice on investing, saving, tax cutting, and wealth building. Plan for retirement, major purchases like homes and education, and achieve financial security with comprehensive personal finance guidance.

Investing and saving insightsTax cutting strategiesWealth building guidance
📰 Magazines & Newspapers
(986)
subscription
8
My Simple Budget Planner - Easy Finance Tracking and Planning
My Simple Budget Planner - Easy Finance Tracking and Planning
My Simple Budget Planner - Easy Finance Tracking and Planning
by Black Cigar Apps, LLC
Free

Easily manage your finances by logging earnings and expenses, setting budget plans, and tracking spending history. Features include a currency converter, multi-currency support, and flexible time periods for detailed financial oversight. Secure your data with PIN protection.

Log earnings and expensesCreate budget plansCurrency converter
💰 Finance
(14)
free with in-app purchases
9
Pleke: Personal Finance
Pleke: Personal Finance
Pleke: Personal Finance
Create a budget and save more
Free

Manage your money effectively by organizing finances, creating household budgets, and tracking spending. Set spending limits, adjust budgets easily, and build an emergency fund for unexpected expenses or future goals.

Household budget creationSpending limit settingExpense tracking by category
💰 Finance
(0)
freemium
10
Money Manager - Budget & Track
Money Manager - Budget & Track
Money Manager - Budget & Track
Personal Finance Made Easy
Free

Easily track expenses, create budgets, and visualize spending habits. Manage multiple accounts and income sources with bank-grade security. Achieve your savings goals faster with personalized insights and reminders.

Expense trackingBudget creationSpending visualization
🔧 Utilities
(0)
free with in-app purchases
11
Budget - Money management
Budget - Money management
Budget - Money management
Personal money management.
Free
💰 Finance
(0)
12
Dime: Budget & Expense Tracker
Dime: Budget & Expense Tracker
Dime: Budget & Expense Tracker
Personal Finance/Money Manager
Free

This app helps you monitor your spending and manage your finances effectively. It offers insightful breakdowns of your expenditures, allows you to create and stick to budgets, and provides custom reminders to log expenses. Secure your financial data with biometric authentication and enjoy a beautifully designed interface.

100% free foreverInsightful expenditure breakdownsBudget creation and tracking
💰 Finance
(304)
free
13
Bank Account Budget Tracker
Bank Account Budget Tracker
Bank Account Budget Tracker
Simple Expense Mngr
Free
💰 Finance
(0)
14
BudgetExplora: Money Planner
BudgetExplora: Money Planner
BudgetExplora: Money Planner
AI Budget, Debt & Savings
Free
💰 Finance
(0)
15
Budget : Money Tracker
Budget : Money Tracker
Budget : Money Tracker
Effortless expense tracking
Free

This personal finance app offers a simple way to track expenses and understand spending habits. It features effortless logging, custom categories, and visual insights through pie charts to help users save money and build healthier financial habits.

Effortless expense loggingCustomizable spending categoriesAutomated recurring expense tracking
💰 Finance
(0)
free with in-app purchases
16
Budget Coach - Expense Tracker
Budget Coach - Expense Tracker
Budget Coach - Expense Tracker
Spend smartly, manage finance!
Free
💰 Finance
(0)
17
My budget : Personal spendings and revenue manager, currency exchange and notes with reminders
My budget : Personal spendings and revenue manager, currency exchange and notes with reminders
My budget : Personal spendings and revenue manager, currency exchange and notes with reminders
by ARAPPDEV
Free

Easily track your income and expenses with daily, weekly, or monthly reports. Includes a currency converter and a note system with reminders for financial planning.

Expense and income managementCustomizable financial reportsCurrency converter
💰 Finance
(15)
free with in-app purchases
18
Budget Friend
Budget Friend
Budget Friend
Simple budget comparison tool
Free
💰 Finance
(0)
19
Sums Up Budget Calc
Sums Up Budget Calc
Sums Up Budget Calc
Budget Calculator Monthly Plan
Free

Easily manage your monthly finances without complex spreadsheets. Input income and expenses to see spending patterns, track progress, and export data for further analysis. Your financial data remains private on your device.

Income and expense trackingCustomizable spending categoriesReal-time balance updates
💰 Finance
(2)
free
20
Budget Saved - Personal Finance and Money Management Mobile Bank Account Saving App
Budget Saved - Personal Finance and Money Management Mobile Bank Account Saving App
Budget Saved - Personal Finance and Money Management Mobile Bank Account Saving App
by Tardent Apps Inc.
Free

This app helps you save money by categorizing your expenses as needs or wants. Track your spending, set budgets, and gain insights into your purchasing habits to identify areas where you can cut back and increase savings.

Categorize expenses as needs or wantsTrack monthly expensesCreate custom budgets
💰 Finance
(67)
free with in-app purchases

FAQ about Personal Finance Budget

What are the best personal finance budget apps for iPhone?
EveryDollar: Budget Management tops our personal finance budget apps ranking as of August 2026, with a 4.7-star average from 84K App Store ratings, and it's free to download.
Yes — 20 of the top personal finance budget apps we rank are free to download, including EveryDollar: Budget Management and Budgetx - Personal Budgeting.
EveryDollar: Budget Management has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 248+ personal finance budget apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
EveryDollar is a personal finance app designed to help you create custom budgets, track your income and expenses, and manage your money effectively. It aims to reveal hidden savings, empower you to pay off debt, build wealth, and achieve your financial goals by giving every dollar a job.
Key features include creating custom budgets, tracking spending and transactions, managing bills and income, setting financial goals, and utilizing automated bank connections for easier expense tracking. The app also provides money-saving tips and guidance on financial management.