Best Personal Finance Budget Apps

243+ iOS apps curated and reviewed

4.5 avg rating
19 free apps
Updated September 2026

Budget Saved is the household name in personal finance budget, but it's far from the only option. We track 243+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Personal Finance Budget Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Budget Saved - Personal Finance and Money Management Mobile Bank Account Saving AppBudget Saved - Personal Finance and Money Management Mobile Bank Account Saving AppFree4.4★ (67)NoYesSep 2026
2Budget Planner:Finance ManagerBudget Planner:Finance ManagerFreeNoMay 2026
3Money Pro: Personal Finance ARMoney Pro: Personal Finance AR$0.99 was $4.994.2★ (2.3K)NoYesSep 2026
4Budget: Finance TrackerBudget: Finance TrackerFree5.0★ (48)NoYesSep 2026
5MoneyPatrol : Personal FinanceMoneyPatrol : Personal FinanceFree3.3★ (8)YesNoMay 2026
6My budget : Personal spendings and revenue manager, currency exchange and notes with remindersMy budget : Personal spendings and revenue manager, currency exchange and notes with remindersFree3.9★ (15)NoYesMay 2026
7Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesSep 2026
8Dime: Budget & Expense TrackerDime: Budget & Expense TrackerFree4.8★ (304)NoYesSep 2026

Top Picks for Personal Finance Budget

4.4😊(67 ratings)
FreeIn-App Purchases
Budget Saved - Personal Finance and Money Management Mobile Bank Account Saving App screenshot 1
Budget Saved - Personal Finance and Money Management Mobile Bank Account Saving App screenshot 2
Budget Saved - Personal Finance and Money Management Mobile Bank Account Saving App screenshot 3
Budget Saved - Personal Finance and Money Management Mobile Bank Account Saving App screenshot 4
Budget Saved - Personal Finance and Money Management Mobile Bank Account Saving App screenshot 5

This app helps you save money by categorizing your expenses as needs or wants. Track your spending, set budgets, and gain insights into your purchasing habits to identify areas where you can cut back and increase savings.

What We Love

  • 👍 Simple and easy to use
  • 💡 "Want" vs "Need" categorization
  • 📊 Good for tracking spending
  • 💰 Helps stay on budget
  • 🖼️ Nice visual interface/graphics
  • 🚀 Fast input
  • 📧 Budgets can be emailed as PDF
  • 💸 Option to add money (instead of just expenses)
  • ✅ Recurring payments and budgets
  • 🔄 Can edit/change payments
  • 📅 Input future payments
  • 📂 Previous budgets saved
  • 🚫 No monthly subscription (for some versions)
  • 🗂️ Budgets and categories available
  • 💡 Ability to separate different "pockets" of money/budgets
  • 💯 Worth the purchase price
  • ✨ "Retro" feel to interface

Room to Improve

  • 🐛 Cannot delete expenses
  • 🐛 Recurring budgets have same date
  • ❌ No sync across devices
  • 📈 Lacks visual graphic representation of spending
  • 📉 Recurring budgets don't automatically roll over with correct dates
  • ⚠️ Ads can be annoying/obnoxious
  • ❓ Unclear advantage of Pro version over free
  • 🚫 Recurring expenses lack specific frequency options (bi-weekly, etc.)
  • 🚫 Recurring budgets don't automatically switch to new cycles
  • 📉 Some users experienced data loss/glitches with late entries
  • 🤔 Frequent store names/subjects don't auto-type
  • ❌ Free version limited to 10 transactions
  • ❓ Menu at top right not intuitive
Budget Planner:Finance Manager#2

Budget Planner:Finance Manager by Oleksii Below

Expense, Money, Bills Tracker
Strong Contender
💰 Finance
0.0(0 ratings)
FreeIn-App Purchases
Budget Planner:Finance Manager screenshot 1
Budget Planner:Finance Manager screenshot 2
Budget Planner:Finance Manager screenshot 3
Budget Planner:Finance Manager screenshot 4
Budget Planner:Finance Manager screenshot 5

This app helps you manage your money by creating budgets, tracking expenses, and monitoring bills. It offers insights into spending habits and tools to help you save money and achieve financial goals.

Money Pro: Personal Finance AR#3

Money Pro: Personal Finance AR by iBear LLC

Home Budget & Expense Tracker
Worth Considering
💰 Finance
4.2😊(2.3K ratings)
$0.99In-App Purchases
#62in Finance
Money Pro: Personal Finance AR screenshot 1
Money Pro: Personal Finance AR screenshot 2
Money Pro: Personal Finance AR screenshot 3
Money Pro: Personal Finance AR screenshot 4
Money Pro: Personal Finance AR screenshot 5
Money Pro: Personal Finance AR screenshot 6

Manage your personal and family finances with this comprehensive app. Track expenses, create budgets, and monitor accounts with insightful analytics and optional augmented reality reports. Set financial goals and gain control over your money.

What We Love

  • 👍 Easy to use
  • 🚀 Great for tracking finances
  • 💡 Comprehensive budgeting features
  • 🔒 Secure data storage
  • 🤝 Helpful customer support

Room to Improve

  • 🐛 Sync issues between devices
  • 🔍 Confusing interface for some users
  • 💰 Expensive subscription model
  • 🔄 Difficulty correcting past transactions
  • 📊 Limited reporting and analytics

More Personal Finance Budget apps to explore

FAQ about Personal Finance Budget

What are the best personal finance budget apps for iPhone?
Budget Saved - Personal Finance and Money Management Mobile Bank Account Saving App tops our personal finance budget apps ranking as of September 2026, with a 4.4-star average from 67 App Store ratings, and it's free to download.
Yes — 19 of the top personal finance budget apps we rank are free to download, including Budget Saved - Personal Finance and Money Management Mobile Bank Account Saving App and Budget Planner:Finance Manager.
Budget Saved - Personal Finance and Money Management Mobile Bank Account Saving App has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 243+ personal finance budget apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Budget Saved is a personal finance app designed to help users save money. It allows you to track your expenses by categorizing them as either 'needs' or 'wants'. This helps you understand your spending habits and identify areas where you can cut back to increase your savings.
Key features include the ability to save money by tracking 'wants' vs 'needs', an intuitive interface, budget creation by month, week, or custom periods, support for recurring budgets and expenses, reminders, export and print options, quick expense input, custom categories, passcode lock, and detailed expense reports.