Monarch User Reviews

Customer Experience

Positive experience59.0% of reviews
Neutral9.5% of reviews
Negative experience31.5% of reviews

~ Based on 1,370 written reviews from the US App Store.

What users say

Is Monarch Safe?

Monarch: Budget & Track Money appears safe based on user ratings. AppsHunter Safety Score for Monarch is 98/100.

This assessment is based on 104,230 user ratings, with an App Store average of 4.9/5.

Safety Analysis

98.5% of ratings point to a safe experience
0.7% of ratings suggest some concerns
0.8% of ratings point to a risky experience

~ Based on 104,230 App Store ratings for Monarch.

Is Monarch Legit?

Monarch: Budget & Track Money appears to be a legitimate app. AppsHunter Legitimacy Score for Monarch is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Amazing product

Was always looking for a tool like this

Amazing tools.

Love using this tool everyday!

Incredibly helpful!

Me and my partner just signed up together and are using this to track our spending, savings and goals as a couple and it’s been incredible to get a better picture of the break down of or spending. Super helpful so glad we signed up!

Review

Love it, it keeps my finances organized and in one spot

Great budgeting app

Monarch has completely changed how I manage my money. It’s clean, intuitive, and makes budgeting actually feel easy. Having all my finances in one place has given me so much clarity and control. Highly recommend!

Game Changer

This is an absolute life saving application. If you can’t link certain accounts, I will say, support makes it seem pretty hopeless that they’ll ever get updated. Other than that, it’s great.

Am I crazy? Buggy app and mobile experience

I feel crazy that no one else seems to be having this problem. Logging in and attempting to change account preferences are very difficult on mobile. Frequently met with blank, white pages or never-ending auth redirect flows.

It’s also a shame it can’t attempt to pull in full historical data. I’ve waited a week, hoping it would go out and fetch previous years of investment data. Making the switch is a much tougher sell without that.
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Supportive development team which care about the customers

A couple of weeks ago, a new feature change caused some confusion with how I track my monthly spending. I reached out to the developers to ask what was happening, and they responded the very next day!

Once they identified the issue, they were able to fix it quickly in the next release. I really appreciate their responsiveness and how quickly they addressed the problem. I’m so happy that I can continue using this app with minimal interruption. Great support and a great app!
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Truly amazing

I’ve had this app for a few days and except for the fact that I cannot get MetLife or Sunwest Mortgage to connect to it, everything else did connect and the information it provides is astounding. If I can get those last two items to connect, I’ll be batting 1000.

A request

I love the app and have used it over the last few months to effectively manage my finances across investments and my personal accounts. I do have a feature request though, which is to add smoothing to the net worth and all other graphs. What I mean is being able to select a duration over which to average the amount, so as to account for pending transactions and slight fluctuations, which make the graphing look a lot more jagged. Thank you to the developers for this great app and alternative to previous money tracking apps like Mint!
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Useful tool, very happy with it

This is a wonderful tool for personal and family financial planning and budgeting. It is so helpful to have nearly everything in one place. I highly recommend it. I like that it’s paid so there aren’t advertisements

Support won’t help with log in bug

I am having two bugs. One where the website crashes when I try to link an account. I successfully give permissions in plaid but monarch doesn’t recognize it. The other is I am unable to Sign in with Apple on my iPhone even though it works on my Mac. I sent a message to support but they never responded to my follow up and the AI assistant is unhelpful and won’t submit a follow up ticket.
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The best personal finance app out there!

This app is the best personal finance app that I’ve found! I highly recommend it

Very user friendly!

Easy to open up, quickly mark budget categories as transactions come in. Also, makes it simple to see how your budget is working.

Not good

App is very buggy. Couldn’t even make it through the making the account process with out the app freezing & not going forward

Definitely worth it.

Great app. Not intimidating and easy to use. Really helps keep you on track and motivated.

Garbage

Doesn’t connect in canada

Response from developer

Unfortunately, while most banks can connect seamlessly, not all financial institutions work well with our data providers. We never want anyone stuck in a subscription that isn’t working for them. We may be able to help with our money-back guarantee, depending on how you subscribed. Please email support@monarch.com so we can check your eligibility.

Loving Monarch!

I’ve used budgeting programs in the past but found them all lacking in features I wished they had. Simple things like adding a text note to an unusual transaction so that I could understand what it was for at some future date. Or being able to create any category I want so things don’t just fall into the ‘Shopping’ category. I’m able to fine tune things by having casual meals categorized as either ‘Restaurants & Bars’, or ‘Fast Food & Take-out’ or ‘Coffee Shops & Convenience Stores’. This allows me to see how my daily expenses are actually distributed among these areas so I know better where I could tighten up these potential money wasting activities. And the AI assistant is great. I have not yet seen a single shortcoming. Well done!!
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Response from developer

We love to hear it! Thanks so much for taking the time to share. We'd love to possibly use your feedback in some of our marketing materials—if you're willing, please email support@monarch.com ATTN Amanda so we can share the consent form.

App freezes up

The app no longer works for more than a minute and completely freezes up. I wish they would fix it, been happening the last month or so after years of being a useful tool.

Hypocrisy

This financial app that is intended to help you monitor your expenses provides no reminder of a renewing membership fee. What a joke.