Monarch User Reviews

Customer Experience

Positive experience59.3% of reviews
Neutral9.3% of reviews
Negative experience31.4% of reviews

~ Based on 1,424 written reviews from the US App Store.

What users say

Is Monarch Safe?

Monarch: Budget & Track Money appears safe based on user ratings. AppsHunter Safety Score for Monarch is 98/100.

This assessment is based on 107,620 user ratings, with an App Store average of 4.9/5.

Safety Analysis

98.5% of ratings point to a safe experience
0.7% of ratings suggest some concerns
0.8% of ratings point to a risky experience

~ Based on 107,620 App Store ratings for Monarch.

Is Monarch Legit?

Monarch: Budget & Track Money appears to be a legitimate app. AppsHunter Legitimacy Score for Monarch is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Data Loss

This company is clearly astro-turfing these reviews. Apple, do something about this.

Tried the paid plan for nine months. Data was literally lost. Duplicate record imports. Regular account disconnections.

Right now I’m stuck in a captcha loop and can’t even access my account.

Support is useless. Don’t believe the fake reviews. Stay away.

And, Apple, do something here to protect your customers!!!!!
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Worth it

It’s only 100 dollars a year and I’ve already saved 1000 dollars a month after seeing where my money’s been going

Amazing app

Before this app, I was so frustrated and worn down on budgeting. One night I stayed up researching apps that were out there. This one immediately caught my attention. After so many apps not meeting my needs, I was hesitant but then thought, “what’s the worse I can lose in a 7 day free trial,?” I’m so glad I took a chance. This app meets all my needs and is simply amazing!! I have been telling all my friends and family about it!!
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Everything we were missing

Update 1 year late:
We still love it. They continue to tweak and improve and provide great new features to make everyday budgeting and long term planning better!

Original:
We’d skipped from Mint to NerdWallet and looked at countless others searching for an app that would allow us to view and manage all of our finances in one place - and allow us to budget. This is the first app we’ve found that gives us all that and the kitchen sink.

The interface is incredible to use, the customization elements are deliberate, functional, and exactly what we needed.

This is definitely worth every penny.
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Doesn’t work

No transaction show up.

Paywall

$15 a month to even use the app. Wish this was more transparent. It’s also unclear whether your partner would also need to pay this $15 fee (which would be absurd)

Reporting

I does a very poor job with producing tabular reports, the graphics are pretty, but not very useful for analysis., Most programs have a variety of reports tracking sounding, by group, and categories by month, or spending versus budget in similar fashion. Otherwise program is great and easy to use.

It great

Easy to see

Budget usability issue in last update

Last update removed the ability click on budget category and see transactions. It only shows the totals and have to sift through transactions to find them. Huge usability issue!

Fantastic Budgeting and Finance App

A great finance and budgeting app that looks clean, easy to use and navigate, and focuses on exactly what it advertises. Great functionality and different options to view everything related to your finances. One of those apps where you are happy to pay for because it provides a great service for the price. I tried a few different ones and nothing matches the simplicity and functionality of Monarch.
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Functional

This tracks everything you need and the best part is the account sharing. The UX is not quite there yet, it could use some customization work like moving things around and more themes, but all the functionality is much appreciated. I think the budget part is a little confusing how to set up at the beginning.
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Amazing

To put it simple It has everything you need for budgeting worth the money

BRING BACK THE MCP!!

Amazing app, had an incredible MCP that got “blocked by partners”… bring it back!! We want our data freeeeeeeedoommmmmmm

Connection issues that don’t get fixed

Our bank has a known connection issue with all 3 connection platforms. It’s been a month and still broken. It makes the app worthless.

Can’t manage what you don’t measure

Has helped my wife and I align on goals and spending.

Poor service and sync

I thought this was a good replacement for Mont for my money tracking. Spent the next year chasing down over charged service and help tickets. These guys are idiots. Use Origin, so much better and no issues.

Best budgeting app ever

Seriously, it makes it so easy.

Essential

Cant live without it

Great app

I’ve tried a few personal finance apps and Monarch is far and away the most proactive with integrations and makes it easy to track manual accounts alongside them.

Useful

Very useful for people whose finances are spread out between multiple services (bank, brokerage, 401k plan, credit cards, even Venmo, etc) to get an understanding of your cash flow.