Could be better
Lately transactions have been missing. I know there were some third party issues and I’m not sure if they are fixed. You could do better on communication with those items. I feel backed up on my finances because monarch has not been able to show me the full picture the last few months.
So close to being the Best Ever
I absolutely love monarch! My only con about this app is that you can’t budget by paycheck and can only budget by month. The yearly fee is not cheap so you would think it’s a feature they would have. Hopefully they will add the feature when they it i would rate it 5 star!
Allow Users to Create Custom Goal Types
I would like the opportunity to create my own goal types. I can't honestly place goals like “Home Renovations” or “Art/Entertainment” under the current options. “Joy” would be useful. These are meaningful parts of financial planning too.
So far so good!
New here, but I think it’s already helping 👍
Keep track of your money so it doesn’t fly away
Great for seeing all my savings, spending, debts, and goals all in one place. Makes wrangling your finances much easier
Unable to split charge expenses
Frustrating change in app
Great but I want more
Honestly app is great at what it does, few apps do better - but I want more out of the integrated AI. Sure, analysis is great and that is an extremely useful tool however, I want it to build and adjust based on request. I don’t want to go through and mark bills for adjustment or manually move things through categories, I want to request the ai to make those changes after discussion. I want to build budgeting with a discussion and be able to dynamically adjust over time - these things are very much so possible with the current state of AI and would make this app significantly better.
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Game changing
A truly refreshing look at finances
Budgeting
Amazing application, takes a few days to start learning its quirks. Took me about 3-5 to learn the ins and outs but once you start learning and messing with it you realize how powerful and how much control you have!
Chart your worth
I’ve tried about every wealth tracking app on the market and monarch is the easiest to understand and use. I love the chart of wealth at the top. Perhaps immature of me, but I greatly enjoy the visual representation of progress.
Nice interface but unreliable
I’ve been shopping around for spending tracking apps recently. Monarch has one of the nicest interfaces but it seems to be randomly losing transactions. Compared to Rocket Money and Quicken it’s just not reliable enough.
Awesome Bookkeeping+Reports
I would be lost without this app. It helps me run multi-businesses along with our family accounts. It filled a gap in my financial record keeping that I had needed for years. Thank you! 😊 🙏
Easy, Clear, Faster, Better.
I have been using Quicken since the 90’s. So I’ve built quite a history and I felt locked in. After using Monarch for two days I have a much clearer view of my financial picture, and I’m saving the time and tedium of manually processing transactions. Technology has advanced since the 90’s; it’s time to move on. I love Monarch.
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Best budgeting app!
Hands down Monarch is the best budgeting app! Easy to set up, user friendly! All your basic money tracking needs in one app
Editing multiple transactions
It’s good except why is there no option to edit multiple transactions from debit to credit and vice versa???
I’m not paying for this
I’m sure the app is great, but if I am trying to find financial help because I am struggling with money, why in the freaking world would I pay a subscription. I am struggling. I don’t need ANOTHER thing to pay for. My goodness.
It worked when it was new
I have reported the same problems 2 or 3 times. App is not applying payments to debt accounts and reducing balance. App has stopped retaining info about paydown goals and does not show it listed and does not reducing balance.
App does not want to show my progress at eliminating debt. It is like an ex who hacks your finances and creates chaos so you feel hopeless. It looks good except it doesn’t feel accurate ever.
App does not want to show my progress at eliminating debt. It is like an ex who hacks your finances and creates chaos so you feel hopeless. It looks good except it doesn’t feel accurate ever.
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Must Have for Budgeting
Far and away the best budgeting app I have ever used. Every feature you could dream of has been added and it is perfect for managing finances with a spouse. The team behind Monarch is constantly pushing updates and clearly takes great pride in their work.
Hate apps that do this
I hate it when your trying to find a good app for something and find an app with great reviews and is perfect for what you need so you down load it just to find out that you have to pay for it. It’s one of the worst experiences and you could just put the price where you download it so everyone knows
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Easy
So far so good. Very intuitive
