Best Free Money Spending Tracker Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated September 2026

From beginner-friendly picks to power-user tools, our free money spending tracker list covers 250+ iPhone apps updated through September 2026. Compare ratings, prices, and screenshots in one place.

Compare top Free Money Spending Tracker Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8โ˜… (19K)YesYesSep 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7โ˜… (16K)NoYesSep 2026
3Dollarwise: Budget & TrackingDollarwise: Budget & TrackingFree3.8โ˜… (3.8K)NoYesSep 2026
4Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7โ˜… (6.6K)YesYesSep 2026
5Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5โ˜… (393K)YesYesSep 2026
6Spending Tracker : Track your budget & Save moneySpending Tracker : Track your budget & Save moneyFree5.0โ˜… (2)NoYesAug 2026
7Lumi: Budget & Expense TrackerLumi: Budget & Expense TrackerFreeโ€”NoYesSep 2026
8Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8โ˜… (30K)NoYesSep 2026

Top Picks for Free Money Spending Tracker

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ“Š Helpful reports and charts
  • ๐Ÿ’ฐ One-time fee for premium features
  • ๐Ÿ” Recurring transactions
  • ๐Ÿ—‚๏ธ Multiple accounts and categories
  • ๐Ÿ”’ Secure with passcode/biometrics
  • ๐ŸŒ Syncs across devices
  • ๐Ÿ—“๏ธ Customizable time periods
  • ๐ŸŽจ Attractive and intuitive interface

Room to Improve

  • ๐Ÿ› Occasional syncing issues
  • ๐Ÿ”ข Lack of fortnightly budget option
  • ๐Ÿ—‚๏ธ Difficulty deleting unused categories
  • ๐Ÿ’ฐ Paid upgrade required for some features
  • ๐Ÿ“ˆ Limited budget tracking within categories
Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
๐Ÿ’ฐ Finance
4.7๐Ÿ˜Š(16K ratings)
FreeIn-App Purchases
#66in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿš€ Straightforward and intuitive
  • ๐Ÿ’ฐ Affordable one-time purchase
  • ๐ŸŽจ Customizable categories and colors
  • ๐Ÿ—“๏ธ Helpful calendar and transaction views
  • ๐Ÿงฎ Detailed budgeting and tracking features
  • ๐Ÿ”’ Secure manual data entry (no bank connections)
  • ๐Ÿ’ป Seamless cross-device sync via iCloud

Room to Improve

  • ๐Ÿ› Recurring bills/payments not working as expected
  • ๐Ÿ” Lack of advanced reporting and analytics
  • ๐Ÿค Sharing/collaboration features not reliable
  • ๐Ÿ‡จ๐Ÿ‡ฆ Limited support for Canadian banks/accounts
  • ๐Ÿ”€ Difficulty moving money between budgets
  • ๐Ÿ•ฐ๏ธ Inconsistent date range/rollover behavior
Dollarwise: Budget & Tracking#3

Dollarwise: Budget & Tracking by Hammer Media LLC

Rewrite your money story.
Worth Considering
๐Ÿ’ฐ Finance
3.8๐Ÿ˜(3.8K ratings)
FreeIn-App Purchases
#86in Finance
Dollarwise: Budget & Tracking screenshot 1
Dollarwise: Budget & Tracking screenshot 2
Dollarwise: Budget & Tracking screenshot 3
Dollarwise: Budget & Tracking screenshot 4
Dollarwise: Budget & Tracking screenshot 5
Dollarwise: Budget & Tracking screenshot 6

Effortlessly manage your finances with automatic account syncing and AI-powered insights. See your available spending money at a glance, track bills, debt, and savings, and gain actionable advice to improve your financial habits without complex charts.

What We Love

  • ๐Ÿ‘ Simple and easy to use
  • ๐Ÿš€ Intuitive interface
  • ๐Ÿ’ก Customizable budget categories
  • ๐Ÿš€ Straightforward budgeting experience
  • ๐Ÿ‘ Helpful for gaining financial control

Room to Improve

  • ๐Ÿ› Frequent log-out issues
  • ๐Ÿ› Inconsistent transaction categorization
  • ๐Ÿ’ฐ Expensive subscription model
  • ๐Ÿ› Connectivity problems with bank accounts
  • ๐Ÿ› Lack of advanced features

More Free Money Spending Tracker apps to explore

FAQ about Free Money Spending Tracker

What are the best free money spending tracker apps for iPhone?
Spending Tracker tops our free money spending tracker apps ranking as of September 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ free money spending tracker apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Spending Tracker is a personal finance app designed to help users easily track their expenses and income. By monitoring spending habits, users can stick to budgets, gain control over their money, and ultimately save more.
Key features include a simple and intuitive user interface, flexible time period tracking (weekly, monthly, yearly), a budget mode with carry-over functionality, a summary view of spending progress, the ability to log expenses and income, editable categories, and interactive charts for reports.