Best Free Money Spending Tracker Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

From beginner-friendly picks to power-user tools, our free money spending tracker list covers 250+ iPhone apps updated through October 2026. Compare ratings, prices, and screenshots in one place.

Compare top Free Money Spending Tracker Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (19K)YesYesOct 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesOct 2026
3Expense & Budget App: SpendeeExpense & Budget App: SpendeeFree4.6★ (6.3K)NoYesOct 2026
4Money Tracker:Expense & BudgetMoney Tracker:Expense & BudgetFree4.8★ (389)YesYesOct 2026
5Monefy: Bills & Money TrackerMonefy: Bills & Money TrackerFree4.7★ (6.6K)YesYesOct 2026
6Money Budget Tracker. SpendingMoney Budget Tracker. SpendingFree—NoNoMay 2026
7MyMoneyPal: Spending TrackerMyMoneyPal: Spending TrackerFree—NoYesJul 2026
8Money Tracker & SaverMoney Tracker & SaverFree—NoYesMay 2026

Top Picks for Free Money Spending Tracker

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories
Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#73in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior
Expense & Budget App: Spendee#3

Expense & Budget App: Spendee by Cleevio s.r.o.

Money Tracker & Planner
Worth Considering
💰 Finance
4.6😐(6.3K ratings)
FreeIn-App Purchases
Expense & Budget App: Spendee screenshot 1
Expense & Budget App: Spendee screenshot 2
Expense & Budget App: Spendee screenshot 3
Expense & Budget App: Spendee screenshot 4
Expense & Budget App: Spendee screenshot 5
Expense & Budget App: Spendee screenshot 6

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

What We Love

  • 💯 Excellent budgeting tool
  • 👍 User-friendly interface
  • 🎨 Beautiful design
  • 🔍 Detailed expense tracking
  • 💳 Supports multiple wallets and accounts
  • 📊 Helpful charts and graphs
  • 🤝 Shared wallet feature
  • 🔒 Secure data storage

Room to Improve

  • 🐛 Frequent crashes and bugs
  • ⚠️ Unreliable bank sync
  • 🕰️ Slow transaction loading
  • 💰 Subscription model too restrictive
  • 🤔 Confusing UI changes after updates
  • 📆 Recurring transactions issues
  • 🗂️ Missing sub-categories and organization
  • 🤷‍♀️ Poor customer support

More Free Money Spending Tracker apps to explore

FAQ about Free Money Spending Tracker

What are the best free money spending tracker apps for iPhone?
Spending Tracker tops our free money spending tracker apps ranking as of October 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ free money spending tracker apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.