Best Free Money Spending Tracker Apps

4.8😊(20K ratings)

FreeAdsIn-App Purchases

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

👍 Easy to use
📊 Helpful reports and charts
💰 One-time fee for premium features
🔁 Recurring transactions
🗂️ Multiple accounts and categories
🔒 Secure with passcode/biometrics
🌐 Syncs across devices
🗓️ Customizable time periods
🎨 Attractive and intuitive interface

Room to Improve

🐛 Occasional syncing issues
🔢 Lack of fortnightly budget option
🗂️ Difficulty deleting unused categories
💰 Paid upgrade required for some features
📈 Limited budget tracking within categories

Expense & Budget App: Spendee by Cleevio s.r.o.

Money Tracker & Planner

Strong Contender

4.6😐(6.3K ratings)

FreeIn-App Purchases

Expense & Budget App: Spendee screenshot 1

Expense & Budget App: Spendee screenshot 2

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Expense & Budget App: Spendee screenshot 4

Expense & Budget App: Spendee screenshot 5

Expense & Budget App: Spendee screenshot 6

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

What We Love

💯 Excellent budgeting tool
👍 User-friendly interface
🎨 Beautiful design
🔍 Detailed expense tracking
💳 Supports multiple wallets and accounts
📊 Helpful charts and graphs
🤝 Shared wallet feature
🔒 Secure data storage

Room to Improve

🐛 Frequent crashes and bugs
⚠️ Unreliable bank sync
🕰️ Slow transaction loading
💰 Subscription model too restrictive
🤔 Confusing UI changes after updates
📆 Recurring transactions issues
🗂️ Missing sub-categories and organization
🤷‍♀️ Poor customer support

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing

Worth Considering

Copilot: Track & Budget Money

4.9😊(117K ratings)

FreeIn-App Purchases

#8in Finance

Monarch: Budget & Track Money screenshot 1

Monarch: Budget & Track Money screenshot 2

Monarch: Budget & Track Money screenshot 3

Monarch: Budget & Track Money screenshot 4

Monarch: Budget & Track Money screenshot 5

Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor net worth, and collaborate with partners or financial advisors to achieve your financial goals.

What We Love

💻 Extremely customizable
🤝 Great for couples
🔍 Comprehensive budgeting and net worth tracking
📈 Excellent data visualization
🚀 Intuitive and user-friendly interface
🆕 Frequent updates and new features
🔒 Secure and ad-free experience
🎨 Clean and modern design

Room to Improve

🔁 Recurring account disconnection issues
🇨🇦 Limited support for Canadian users
💰 Expensive subscription cost
🕰️ Slow transaction updates
🐛 Bugs and data inconsistencies
🚫 Lack of live support and slow response times

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Effortlessly manage your personal finances with this comprehensive expense tracker and budgeting app. Visualize your spending with clear reports and graphs, set budgets to optimize savings, and gain financial awareness with personalized insights and tips.

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Sort expenses, skip the budget

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Scan prices & track budget

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Spending Tracker - YouSpend

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Create and share budgetsTrack and categorize expensesPhoto receipt capture

Easily manage shared budgets for couples, households, or projects. Track expenses, categorize spending, and visualize trends with clear reports. Offers privacy-focused features like on-device receipt recognition and iCloud syncing.

Money Tracker: Secure Budget

rack spend with private lock