Best Free Money Spending Tracker Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated July 2026

From beginner-friendly picks to power-user tools, our free money spending tracker list covers 250+ iPhone apps updated through July 2026. Compare ratings, prices, and screenshots in one place.

Compare top Free Money Spending Tracker Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (19K)YesYesAug 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesAug 2026
3Monefy: Money TrackerMonefy: Money TrackerFree4.7★ (6.6K)YesYesAug 2026
4Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (377K)YesYesAug 2026
5MoolaCon: Easy Expense TrackerMoolaCon: Easy Expense TrackerFreeNoYesJul 2026
6SpendCheck: Expense TrackerSpendCheck: Expense TrackerFree5.0★ (3)NoNoAug 2026
7Expense & Budget App: SpendeeExpense & Budget App: SpendeeFree4.6★ (6.2K)NoYesAug 2026
8Budjetly: Budget PlannerBudjetly: Budget PlannerFreeNoYesAug 2026

Top Picks for Free Money Spending Tracker

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#64in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Monefy: Money Tracker#3

Monefy: Money Tracker by Reflective Technologies ApS

Track Income & Expenses
Worth Considering
💰 Finance
4.7😊(6.6K ratings)
FreeAdsIn-App Purchases
Monefy: Money Tracker screenshot 1
Monefy: Money Tracker screenshot 2
Monefy: Money Tracker screenshot 3
Monefy: Money Tracker screenshot 4
Monefy: Money Tracker screenshot 5
Monefy: Money Tracker screenshot 6

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

What We Love

  • 👍 Very easy to use
  • 👍 Helpful for tracking expenses
  • 👍 Customizable categories
  • 👍 Intuitive interface

Room to Improve

  • 🐛 Synchronization issues
  • 🐛 Pricing errors and lack of refunds
  • 🐛 Ads and paywalls for basic features

More Free Money Spending Tracker apps to explore

4
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(377K)
free with in-app purchases
5
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
Your Budget & Money Reimagined
Free
💰 Finance
(0)
6
SpendCheck: Expense Tracker
SpendCheck: Expense Tracker
SpendCheck: Expense Tracker
Private, simple spending log
Free

Track your spending privately and simply. Log expenses, refunds, and investments with fast entry, receipt scanning, and smart categorization. All data stays on your device with no accounts or ads.

Fast expense entryTrack expenses, refunds, and investmentsSearchable receipt photos
💰 Finance
(3)
free
7
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(6.2K)
free with in-app purchases
8
Budjetly: Budget Planner
Budjetly: Budget Planner
Budjetly: Budget Planner
Spending Tracker Bills Manager
Free

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Fast expense and income trackingInstant spending overviewCategory budgets with progress tracking
💰 Finance
(0)
freemium
9
Marlo: Budget Expense Tracker
Marlo: Budget Expense Tracker
Marlo: Budget Expense Tracker
Safe to spend & savings goals
Free
💰 Finance
(0)
10
Spending Tracker : Track your budget & Save money
Spending Tracker : Track your budget & Save money
Spending Tracker : Track your budget & Save money
by MOHAMED ETTAMMAR
Free

Easily track your expenses and manage your home budget with this intuitive finance app. Visualize your spending with interactive charts and reports, and set optional budgets to meet your financial goals. Secure your data with a passcode.

Intuitive expense trackingFlexible time periods (weekly, monthly, yearly)Optional budget setting
💰 Finance
(2)
free with in-app purchases
11
Spenda - Spend Smarter
Spenda - Spend Smarter
Spenda - Spend Smarter
Track & improve spending
Free
💰 Finance
(0)
12
MoneyLoop: AI Money Manager
MoneyLoop: AI Money Manager
MoneyLoop: AI Money Manager
AI budget & expense tracker
Free
💰 Finance
(0)
13
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
14
Spending Tracker and Manager
Spending Tracker and Manager
Spending Tracker and Manager
Expense Manager, Money Tracker
Free

Easily monitor, understand, and manage your expenses and income. This app provides tools to record transactions, visualize spending, and create custom categories to improve your financial habits.

Expense and income transaction trackingIntegrated calculatorCalendar visualization of transactions
💰 Finance
(0)
ad-supported
15
Coiny: Budget Expense Tracker
Coiny: Budget Expense Tracker
Coiny: Budget Expense Tracker
Money Manager - Budget Planner
Free

Easily track daily expenses, set budgets, and monitor spending habits. Gain insights into your financial health with detailed reports and manage multiple payment methods in one place.

Record expenses with categoriesSet budgets and track progressGenerate expense and income reports
💰 Finance
(25)
ad-supported
16
Money Tracker:Expense & Budget
Money Tracker:Expense & Budget
Money Tracker:Expense & Budget
Expense Tracker,Bill Organizer
Free

Effortlessly manage your personal finances with this comprehensive expense tracker and budgeting app. Visualize your spending with clear reports and graphs, set budgets to optimize savings, and gain financial awareness with personalized insights and tips.

Expense trackingBudget planningFinancial reports
💰 Finance
(349)
free with in-app purchases
17
FundRoad
FundRoad
FundRoad
Envelope budget & time tracker
Free
📊 Productivity
(0)
18
Quanto: Expense Tracker
Quanto: Expense Tracker
Quanto: Expense Tracker
Expense tracking, simplified
Free

Effortlessly track your daily spending and understand where your money goes. This app offers clear insights into your financial habits with beautiful charts and customizable categories. It prioritizes privacy and simplicity, helping you make smarter financial decisions.

Effortless expense and income entryWeekly, monthly, and yearly spending insightsVisual spending charts and trends
💰 Finance
(29)
free with in-app purchases
19
Monbark: Budget & Money Track
Monbark: Budget & Money Track
Monbark: Budget & Money Track
Know when your money runs out.
Free

This app provides a clear daily view of your financial runway, showing how many days your current balance will last. It helps you understand spending's impact on your available time and forecasts future financial scenarios.

Daily financial runway calculationSpending impact analysisSafe spending recommendations
💰 Finance
(4)
freemium
20
Money Tracker & Saver
Money Tracker & Saver
Money Tracker & Saver
Budget & Expense Tracker
Free
💰 Finance
(0)

FAQ about Free Money Spending Tracker

What are the best free money spending tracker apps for iPhone?
Spending Tracker tops our free money spending tracker apps ranking as of July 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 250+ free money spending tracker apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Spending Tracker is a personal finance app designed to help users easily track their expenses and income. By monitoring spending habits, users can stick to budgets, gain control over their money, and ultimately save more.
Key features include a simple and intuitive user interface, flexible time period tracking (weekly, monthly, yearly), a budget mode with carry-over functionality, a summary view of spending progress, the ability to log expenses and income, editable categories, and interactive charts for reports.