Best Free Money Spending Tracker Apps

243+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

From beginner-friendly picks to power-user tools, our free money spending tracker list covers 243+ iPhone apps updated through June 2026. Compare ratings, prices, and screenshots in one place.

Compare top Free Money Spending Tracker Apps (June 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (18K)YesYesJul 2026
2Monefy: Money TrackerMonefy: Money TrackerFree4.7★ (6.6K)YesYesJul 2026
3Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesJul 2026
4Expense & Budget App: SpendeeExpense & Budget App: SpendeeFree4.5★ (1.7K)YesYesJul 2026
5Dollarwise: Budget & TrackingDollarwise: Budget & TrackingFree3.8★ (3.8K)NoYesJul 2026
6Buddy: Budget & Money PlannerBuddy: Budget & Money PlannerFree4.7★ (9.3K)NoYesJul 2026
7Wallet: Budget & Money ManagerWallet: Budget & Money ManagerFree4.6★ (5.9K)NoYesJul 2026
8Weple Money: Expense TrackerWeple Money: Expense TrackerFree4.9★ (3.6K)YesYesJul 2026

Top Picks for Free Money Spending Tracker

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(18K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
Monefy: Money Tracker#2

Monefy: Money Tracker by Reflective Technologies ApS

Track Income & Expenses
Strong Contender
💰 Finance
4.7😊(6.6K ratings)
FreeAdsIn-App Purchases
Monefy: Money Tracker screenshot 1
Monefy: Money Tracker screenshot 2
Monefy: Money Tracker screenshot 3
Monefy: Money Tracker screenshot 4
Monefy: Money Tracker screenshot 5
Monefy: Money Tracker screenshot 6

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

What We Love

  • 👍 Very easy to use
  • 👍 Helpful for tracking expenses
  • 👍 Customizable categories
  • 👍 Intuitive interface

Room to Improve

  • 🐛 Synchronization issues
  • 🐛 Pricing errors and lack of refunds
  • 🐛 Ads and paywalls for basic features
Budget app - spending tracker#3

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Worth Considering
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#63in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable

More Free Money Spending Tracker apps to explore

4
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
💰 Finance
(1.7K)
free with in-app purchases
5
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
by Hammer Media LLC
Free

Effortlessly manage your finances with automatic account syncing and AI-powered insights. See your available spending money at a glance, track bills, debt, and savings, and gain actionable advice to improve your financial habits without complex charts.

Automatic account syncingReal-time spending overviewAI-enhanced financial suggestions
💰 Finance
(3.8K)
free with in-app purchases
6
Buddy: Budget & Money Planner
Buddy: Budget & Money Planner
Buddy: Budget & Money Planner
Gerer son argent et dépenses
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.3K)
free with in-app purchases
7
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Wallet: Budget & Money Manager
Personal Expense Tracker
Free

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

Automatic bank synchronizationExpense and income trackingInsightful reports and charts
💰 Finance
(5.9K)
free with in-app purchases
8
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Track Spending & Manage Budget
Free

Easily track your spending and manage your budget with this intuitive expense tracker. Record expenses step-by-step, view statistics by category, and analyze your card spending. Start building better financial habits today.

Super simple entry inputDaily, weekly, monthly viewsExpense statistics by category
💰 Finance
(3.6K)
free with in-app purchases
9
Spending Tracker : Wise Budget
Spending Tracker : Wise Budget
Spending Tracker : Wise Budget
Track Expenditure, Income&debt
Free

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

Expense trackingBudget managementCustomizable categories
💰 Finance
(3K)
freemium
10
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
11
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
💰 Finance
(7.6K)
free with in-app purchases
12
Expense Manager, Money Tracker
Expense Manager, Money Tracker
Expense Manager, Money Tracker
Spending manager and tracker
Free

This app helps you understand where your money goes by tracking expenses and income. It offers a simple, user-friendly interface with features like charts, a calculator, and receipt attachments to improve your financial organization and budget management.

Expense & income trackerCalendar overviewInteractive spending charts
💰 Finance
(1.2K)
free with in-app purchases
13
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
14
Money manager, expense tracker
Money manager, expense tracker
Money manager, expense tracker
Финансы - расходы и доходы
Free

Easily track your expenses and income to gain control over your budget and finances. Visualize spending patterns with clear diagrams and detailed reports. Personalize categories, manage multiple currencies, and set payment reminders for better financial management.

Expense and income trackingBudget managementSpending pattern visualization
💰 Finance
(7.3K)
free with in-app purchases
15
MoneyCoach: Budget Planner
MoneyCoach: Budget Planner
MoneyCoach: Budget Planner
Spending Manager, Bill Tracker
Free

This app helps you manage your spending, track bills, and build healthy financial habits. It offers personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase your knowledge.

Family SyncPersonalized BudgetsSmart Goals
💰 Finance
(2.6K)
free with in-app purchases
16
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
💰 Finance
(18K)
free with in-app purchases
17
Coins - Spending Tracker
Coins - Spending Tracker
Coins - Spending Tracker
Track spending, bills & income
Free
$1.99 | 100% OFF

Effortlessly manage your personal finances by quickly logging expenses and income. Understand your spending habits with insightful reports and stay within budget with smart alerts. Automate tracking and personalize your experience with advanced features.

Fast expense and income loggingHome screen widgets for at-a-glance finance overviewInsightful budget reports and alerts
💰 Finance
(636)
freemium
18
Budget App & Expense Tracker
Budget App & Expense Tracker
Budget App & Expense Tracker
Spending, Budgeting, Money
Free

This free budgeting app helps you track expenses, plan budgets weekly or monthly, and review cash flow with visual charts. It offers unlimited wallets to separate personal and business finances, with automatic expense tracking via bank feeds and receipt scanning.

Unlimited wallets for personal and business expensesAutomatic expense tracking via bank feedsReceipt scanning and storage
💰 Finance
(2.7K)
free with in-app purchases
19
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Weekly: Budget Planner & Bills
Spending & Money Goal Tracker
Free

This app helps you plan your weekly budget, track your spending, and save for financial goals. It connects to your bank accounts to monitor transactions, categorizes your expenses, and provides insights into your spending habits. It also helps you manage upcoming bills and view account balances in one place.

Guided budget setupWeekly spending limit calculationBank transaction download
💰 Finance
(3.6K)
free with in-app purchases
20
Money: Budget, Expense Tracker
Money: Budget, Expense Tracker
Money: Budget, Expense Tracker
Spending Planner, Bill Manager
Free

This app is a comprehensive tool for managing your personal finances. It allows you to track expenses, create budgets, monitor investments, and gain a clear overview of your financial health. Stay organized and in control of your money with smart features and detailed reports.

Smart budgeting with real-time trackingAutomatic expense categorizationComplete financial overview dashboard
💰 Finance
(447)
freemium

FAQ about Free Money Spending Tracker

What are the best free money spending tracker apps for iPhone?
Spending Tracker tops our free money spending tracker apps ranking as of June 2026, with a 4.8-star average from 18K App Store ratings, and it's free to download.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of June 2026.
We track 243+ free money spending tracker apps on the iOS App Store as of June 2026, ranked by rating, recency, and analysis of real user reviews.
Spending Tracker is a personal finance app designed to help users easily track their expenses and income. By monitoring spending habits, users can stick to budgets, gain control over their money, and ultimately save more.
Key features include a simple and intuitive user interface, flexible time period tracking (weekly, monthly, yearly), a budget mode with carry-over functionality, a summary view of spending progress, the ability to log expenses and income, editable categories, and interactive charts for reports.