Best Budgeting Planner Apps

250+ iOS apps curated and reviewed

4.2 avg rating
20 free apps
Updated September 2026

Out of 250+ budgeting planner apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Budgeting Planner Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.5K)NoYesSep 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesSep 2026
3Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (13K)NoYesSep 2026
4Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesSep 2026
5Rosy: Budget PlannerRosy: Budget PlannerFree—NoYesAug 2026
6Sentinel - Budget PlannerSentinel - Budget PlannerFree—NoNoMay 2026
7OvavueOvavueFree—NoNoMay 2026
8Budgii: Budget PlannerBudgii: Budget PlannerFree—NoNoJul 2026

Top Picks for Budgeting Planner

Buddy: Budget Planner App#1

Buddy: Budget Planner App by Buddy Budgeting AB

Bill Tracker & Money Manager
Editor's Choice
💰 Finance
4.7😐(9.5K ratings)
FreeIn-App Purchases
#62in Finance
Buddy: Budget Planner App screenshot 1
Buddy: Budget Planner App screenshot 2
Buddy: Budget Planner App screenshot 3
Buddy: Budget Planner App screenshot 4
Buddy: Budget Planner App screenshot 5
Buddy: Budget Planner App screenshot 6

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface
  • 👍 Helps with budgeting
  • 👍 Manually entering transactions
  • 👍 Great for those who don't want to link bank accounts

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices
  • 🐛 Transactions disappearing or resetting
  • 💸 Expensive subscription
  • 🐛 Inability to split transactions
  • 🐛 Inaccurate category assignments
Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#70in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior
Fleur - Budget Planner App#3

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Worth Considering
💰 Finance
4.8😊(13K ratings)
FreeIn-App Purchases
#59in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription
  • 🤝 Responsive and helpful customer service
  • 🧠 Helps users stay organized and on top of finances
  • 💻 Works well across devices (phone, iPad, etc.)

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
  • 🔢 Can't set spending limits per category
  • 🗑️ Inability to delete/edit past transactions

More Budgeting Planner apps to explore

FAQ about Budgeting Planner

What are the best budgeting planner apps for iPhone?
Buddy: Budget Planner App tops our budgeting planner apps ranking as of September 2026, with a 4.7-star average from 9.5K App Store ratings, and it's free to download.
Yes — 20 of the top budgeting planner apps we rank are free to download, including Buddy: Budget Planner App and Budget app - spending tracker.
Buddy: Budget Planner App has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ budgeting planner apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Buddy is a finance app designed to help you create budgets, track your expenses, and manage your money. It allows for both individual and shared budgeting, making it easy to monitor spending with partners or friends. You can also connect your bank account to automatically import transactions.
Key features include the ability to set up personalized budgets, create shared budgets with others for joint expenses, connect your bank account for transaction import, view detailed overviews of your spending and income, and utilize an expense splitting tool to track who owes what.

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