Best Monthly Expenses Tracker Free Apps

240+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

The best monthly expenses tracker free apps on iPhone average 4.7โ˜… across 240+ titles โ€” we've ranked them by what real users actually keep on their phones. Updated June 2026.

Top Picks for Monthly Expenses Tracker Free

Expense Tracker - Money Note#1

Expense Tracker - Money Note by Komorebi Inc.

Budget Planner Bills Organizer
Editor's Choice
๐Ÿ’ฐ Finance
4.9๐Ÿ˜Š(3K ratings)
FreeAdsIn-App Purchases
Expense Tracker - Money Note screenshot 1
Expense Tracker - Money Note screenshot 2
Expense Tracker - Money Note screenshot 3
Expense Tracker - Money Note screenshot 4
Expense Tracker - Money Note screenshot 5

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

What We Love

  • ๐Ÿ‘ Easy to use and understand
  • ๐ŸŽจ Customizable interface with icons and colors
  • ๐Ÿ“Š Clear visual representation of expenses and income
  • ๐Ÿ” Detailed expense tracking and categorization

Room to Improve

  • ๐Ÿ—“๏ธ No option to lock or protect past months' data
  • ๐Ÿ’ณ Lacks support for tracking credit card payments
  • ๐Ÿ” Search function could be improved
Rocket Money - Bills & Budgets#2

Rocket Money - Bills & Budgets by Rocket Money

Subscription & Expense Manager
Strong Contender
๐Ÿ’ฐ Finance
4.5๐Ÿ˜Š(368K ratings)
FreeAdsIn-App Purchases
#2in Finance
Rocket Money - Bills & Budgets screenshot 1
Rocket Money - Bills & Budgets screenshot 2
Rocket Money - Bills & Budgets screenshot 3
Rocket Money - Bills & Budgets screenshot 4
Rocket Money - Bills & Budgets screenshot 5
Rocket Money - Bills & Budgets screenshot 6

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

What We Love

  • ๐Ÿš€ Comprehensive financial tracking
  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿ’ฐ Helpful budgeting and savings features
  • ๐Ÿ”’ Secure account integration

Room to Improve

  • ๐Ÿ› Buggy app performance and connectivity issues
  • ๐Ÿ’ธ Misleading or ineffective bill negotiation service
  • ๐Ÿ” Difficulty linking all accounts and transactions
Expenses OK - expenses tracker#3

Expenses OK - expenses tracker by Mobion OOO

Personal finance
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(4.2K ratings)
Free
Expenses OK - expenses tracker screenshot 1
Expenses OK - expenses tracker screenshot 2
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Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

What We Love

  • ๐Ÿš€ Easy to use
  • ๐Ÿ‘ Simple and intuitive
  • ๐Ÿš€ Quick expense entry
  • ๐Ÿ‘ Customizable categories

Room to Improve

  • ๐Ÿ› Missing recurring expense feature
  • ๐Ÿ› Limited date range view
  • ๐Ÿ› Lack of income tracking

More Monthly Expenses Tracker Free apps to explore

4
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
๐Ÿ’ฐ Finance
(18K)
free with in-app purchases
5
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
๐Ÿ’ฐ Finance
(667)
free with in-app purchases
6
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
๐Ÿ’ฐ Finance
(84K)
free with in-app purchases
7
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
๐Ÿ’ฐ Finance
(61K)
subscription
8
Budget Planner App - Fleur
Budget Planner App - Fleur
Budget Planner App - Fleur
Bill Organizer & Money Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
๐Ÿ’ฐ Finance
(12K)
free with in-app purchases
9
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
๐Ÿ’ฐ Finance
(6.6K)
free with in-app purchases
10
Expenses: Spending Tracker
Expenses: Spending Tracker
Expenses: Spending Tracker
Bill & Subscription Manager
Free

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Expense and income trackingMulti-currency support with auto exchange ratesCustomizable categories
๐Ÿ’ฐ Finance
(1.8K)
free with in-app purchases
11
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Personal Expense Tracker
Free

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

Automatic bank synchronizationExpense and income trackingInsightful reports and charts
๐Ÿ’ฐ Finance
(5.8K)
free with in-app purchases
12
Bill Tracker Pro
Bill Tracker Pro
Bill Tracker Pro
Bill Organizer, Budget Planner
Free

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

Automatic bank transaction syncingCustomizable budget creationBill payment reminders and notifications
๐Ÿ’ฐ Finance
(4.7K)
subscription
13
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
๐Ÿ’ฐ Finance
(9.2K)
free with in-app purchases
14
Expense Tracker - MonAi
Expense Tracker - MonAi
Expense Tracker - MonAi
Easily track spending with AI
Free

Effortlessly track your daily expenses using AI-powered voice input or manual entry. The app automatically categorizes and splits your spending with a beautiful, clutter-free interface. Your data is securely stored in your personal iCloud, with no login required.

AI-powered voice expense entryAutomatic expense categorizationManual expense entry
๐Ÿ’ฐ Finance
(813)
free with in-app purchases
15
GUD HOA
GUD HOA
GUD HOA
by Cinc Systems, LLC
Free

Manage your homeowner association community from your mobile device. Make payments, view account details, access community documents, and submit requests like violations or work orders. Board members can also manage tasks and reviews.

Make paymentsView account detailsAccess community documents
๐Ÿ’ผ Business
(3)
free
16
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
๐Ÿ’ฐ Finance
(1.7K)
free with in-app purchases
17
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
๐Ÿ’ฐ Finance
(13K)
freemium
18
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
๐Ÿ’ฐ Finance
(18K)
free with in-app purchases
19
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Simple & No Ad Budget App
Free

This offline accounting app offers a pure, reliable experience for tracking expenses and managing budgets. It supports multiple ledgers, accounts, global currencies, and provides in-depth financial analysis. Set savings goals and monitor asset trends without any advertisements.

Offline local storageFast transaction recordingMulti-dimensional ledgers
๐Ÿ“Š Productivity
(3.7K)
subscription
20
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
๐Ÿ’ฐ Finance
(3K)
free with in-app purchases