Best Monthly Expenses Tracker Free Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

The best monthly expenses tracker free apps on iPhone average 4.7★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated August 2026.

Compare top Monthly Expenses Tracker Free Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (19K)YesYesAug 2026
2Expenses OK - expenses trackerExpenses OK - expenses trackerFree4.8★ (4.8K)NoNoAug 2026
3Bill Tracker ProBill Tracker ProFree4.6★ (4.8K)NoYesAug 2026
4Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesAug 2026
5Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (384K)YesYesAug 2026
6Expense manager -Money trackerExpense manager -Money trackerFree4.6★ (267)YesNoJul 2026
7YNABYNABFree4.8★ (61K)NoYesAug 2026
8Expense Tracker - Money NoteExpense Tracker - Money NoteFree4.9★ (3K)YesYesAug 2026

Top Picks for Monthly Expenses Tracker Free

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
Expenses OK - expenses tracker#2

Expenses OK - expenses tracker by Mobion OOO

Personal finance
Strong Contender
💰 Finance
4.8😊(4.8K ratings)
Free
Expenses OK - expenses tracker screenshot 1
Expenses OK - expenses tracker screenshot 2
Expenses OK - expenses tracker screenshot 3
Expenses OK - expenses tracker screenshot 4
Expenses OK - expenses tracker screenshot 5

Effortlessly manage your personal finances with this intuitive expense tracker. Quickly log spending, visualize your financial habits with charts, and secure your data with advanced authentication. Sync across devices and export your financial records with ease.

What We Love

  • 🚀 Easy to use
  • 👍 Simple and intuitive
  • 🚀 Quick expense entry
  • 👍 Customizable categories

Room to Improve

  • 🐛 Missing recurring expense feature
  • 🐛 Limited date range view
  • 🐛 Lack of income tracking
Bill Tracker Pro#3

Bill Tracker Pro by Bill Tracker Pro, Inc.

Bill Reminder, Expense Tracker
Worth Considering
💰 Finance
4.6😐(4.8K ratings)
FreeIn-App Purchases
#74in Finance
Bill Tracker Pro screenshot 1
Bill Tracker Pro screenshot 2
Bill Tracker Pro screenshot 3
Bill Tracker Pro screenshot 4
Bill Tracker Pro screenshot 5
Bill Tracker Pro screenshot 6

Manage your bills, income, and spending with this comprehensive finance tracker. Connect your bank accounts for automatic transaction syncing, set bill reminders, and create custom budgets to gain control of your cash flow. Visualize your financial health with insightful charts and reports.

What We Love

  • ⭐ Amazing app
  • 🚀 Helpful and easy to use
  • 👍 Great budgeting and tracking features
  • 🔒 Secure and private

Room to Improve

  • 🐛 Bugs and glitches
  • ⚠️ Unreliable notifications
  • 💰 Subscription-based model

More Monthly Expenses Tracker Free apps to explore

4
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(16K)
free with in-app purchases
5
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(384K)
free with in-app purchases
6
Expense manager -Money tracker
Expense manager -Money tracker
Expense manager -Money tracker
Spending tracker
Free

This app helps you manage and track your daily expenses with an intuitive interface. It offers features like financial calendars, customizable categories, and reminders to help you stay on top of your spending and bills.

Intuitive expense, income, and balance chartsFinancial calendar for monthly spending overviewCustomizable expense and income categories
💰 Finance
(267)
free with in-app purchases
7
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
8
Expense Tracker - Money Note
Expense Tracker - Money Note
Expense Tracker - Money Note
Budget Planner & Bills Tracker
Free

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

Simple and easy to useNo account registrationLocal data storage
💰 Finance
(3K)
free with in-app purchases
9
Monefy: Bills & Money Tracker
Monefy: Bills & Money Tracker
Monefy: Bills & Money Tracker
Track income, budget, expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
10
Expense: Budget Tracker
Expense: Budget Tracker
Expense: Budget Tracker
Log your expenses easily
Free

Easily manage your finances with this modern budget planner and expense tracker. Organize multiple budgets, track spending and income, and visualize your financial habits with clear charts and trends. Plan upcoming purchases and manage recurring payments to stay on top of your money.

Track expenses and incomeCreate multiple budgetsView transactions by category
💰 Finance
(7)
freemium
11
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Wallet - Daily Budget & Profit
Personal Expense Tracker
Free

Manage your personal finances with this comprehensive tool. Track expenses automatically, plan budgets, and gain insights into your spending habits. It helps you save money, manage debt, and plan for the future by consolidating all your financial information.

Automatic bank synchronizationExpense and income trackingInsightful reports and charts
💰 Finance
(5.9K)
free with in-app purchases
12
Quanto: Expense Tracker
Quanto: Expense Tracker
Quanto: Expense Tracker
Expense tracking, simplified
Free

Effortlessly track your daily spending and understand where your money goes. This app offers clear insights into your financial habits with beautiful charts and customizable categories. It prioritizes privacy and simplicity, helping you make smarter financial decisions.

Effortless expense and income entryWeekly, monthly, and yearly spending insightsVisual spending charts and trends
💰 Finance
(29)
free with in-app purchases
13
Expense Tracker Simple
Expense Tracker Simple
Expense Tracker Simple
No Account, No Clutter.
Free

This app offers a straightforward way to track your expenses without requiring an account or subscription. Log spending quickly with custom categories and view your financial habits through charts and historical data.

Log expenses with amount, category, date, and note10 built-in categoriesUp to 15 custom categories
💰 Finance
(1)
free
14
Bill Tracker: Monthly Clarity
Bill Tracker: Monthly Clarity
Bill Tracker: Monthly Clarity
Subscriptions & Expenses
Free
💰 Finance
(0)
15
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
💰 Finance
(106K)
free with in-app purchases
16
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
Your Budget & Money Reimagined
Free
💰 Finance
(0)
17
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
18
Budjetly: Budget Planner
Budjetly: Budget Planner
Budjetly: Budget Planner
Spending Tracker Bills Manager
Free

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Fast expense and income trackingInstant spending overviewCategory budgets with progress tracking
💰 Finance
(0)
freemium
19
Expense tracker - Budget app
Expense tracker - Budget app
Expense tracker - Budget app
Money monitor for every dollar
Free

This app offers a straightforward way to monitor your spending by tracking recent bills. It prioritizes simplicity and avoids unnecessary features like login or credit card requests. The developer plans to add optional features while maintaining the core goal of easy money tracking.

Simple budgeting toolTrack recent billsMeasure spendings
🔧 Utilities
(5)
free with in-app purchases
20
Monthly Expenses Tracker Plus
Monthly Expenses Tracker Plus
Monthly Expenses Tracker Plus
Receipt & Budget Manager
Free

Easily manage your money with this straightforward expense tracker. Log spending, scan receipts, and set budgets with visual feedback. Designed for simplicity and privacy, it helps you stay on top of your finances without complexity.

Receipt scanning for quick expense trackingQuick expense loggingClean dashboard with spending insights
💰 Finance
(1)
free with in-app purchases

FAQ about Monthly Expenses Tracker Free

What are the best monthly expenses tracker free apps for iPhone?
Spending Tracker tops our monthly expenses tracker free apps ranking as of August 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ monthly expenses tracker free apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Spending Tracker is a personal finance app designed to help users easily track their expenses and income. By monitoring spending habits, users can stick to budgets, gain control over their money, and ultimately save more.
Key features include a simple and intuitive user interface, flexible time period tracking (weekly, monthly, yearly), a budget mode with carry-over functionality, a summary view of spending progress, the ability to log expenses and income, editable categories, and interactive charts for reports.