Best Spend Tracking Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

With an average user rating of 4.7★, the spend tracking category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Spend Tracking Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Spending TrackerSpending TrackerFree4.8★ (19K)YesYesAug 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesAug 2026
3Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8★ (30K)NoYesAug 2026
4Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (106K)NoYesAug 2026
5Expenses: Spending TrackerExpenses: Spending TrackerFree4.8★ (1.8K)NoYesAug 2026
6My Spendings TrackingMy Spendings TrackingFreeNoNoMay 2026
7Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8★ (794)NoYesAug 2026
8Track Spending : Wise BudgetTrack Spending : Wise BudgetFree4.8★ (3K)NoYesAug 2026

Top Picks for Spend Tracking

Spending Tracker#1

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Editor's Choice
💰 Finance
4.8😊(19K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#53in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Copilot: Track & Budget Money#3

Copilot: Track & Budget Money by Copilot Money, Inc.

Spending, investing, net worth
Worth Considering
💰 Finance
4.8😊(30K ratings)
FreeIn-App Purchases
#4in Finance
Copilot: Track & Budget Money screenshot 1
Copilot: Track & Budget Money screenshot 2
Copilot: Track & Budget Money screenshot 3
Copilot: Track & Budget Money screenshot 4
Copilot: Track & Budget Money screenshot 5
Copilot: Track & Budget Money screenshot 6

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

What We Love

  • 👍 Intuitive and user-friendly interface
  • 🚀 Seamless account integration and transaction tracking
  • 💡 Customizable budgeting and categorization
  • 🔒 Secure and private financial management

Room to Improve

  • 🐛 Occasional sync and connectivity issues with some financial institutions
  • 🔍 Lack of advanced reporting and filtering options
  • 🔍 Limited functionality for manual transaction entry and forecasting

More Spend Tracking apps to explore

4
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
💰 Finance
(106K)
free with in-app purchases
5
Expenses: Spending Tracker
Expenses: Spending Tracker
Expenses: Spending Tracker
Bill & Subscription Manager
Free

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Expense and income trackingMulti-currency support with auto exchange ratesCustomizable categories
💰 Finance
(1.8K)
free with in-app purchases
6
My Spendings Tracking
My Spendings Tracking
My Spendings Tracking
by Umut ISIK
Free

Record your income and expenses to track your total spending. Visualize your financial data with pie and bar charts for easy analysis.

Save income and expensesList total spendingsView spending reports
💰 Finance
(0)
free
7
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Money Cash Expense Tracker
Free

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

Unlimited digital envelopesQuick deposit refillsMove transactions between envelopes
💰 Finance
(794)
free with in-app purchases
8
Track Spending : Wise Budget
Track Spending : Wise Budget
Track Spending : Wise Budget
Expense Tracker : Debt Tracker
Free

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

Expense trackingBudget managementCustomizable categories
💰 Finance
(3K)
freemium
9
Spend: Track How You Spend
Spend: Track How You Spend
Spend: Track How You Spend
Simple expense tracking
Free
🔧 Utilities
(0)
10
Zen Spend - Expense Tracker
Zen Spend - Expense Tracker
Zen Spend - Expense Tracker
zen spend track your money
Free
💰 Finance
(0)
11
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3.1K)
free with in-app purchases
12
Basil: Budget & Spend Tracker
Basil: Budget & Spend Tracker
Basil: Budget & Spend Tracker
Automatic Spend Tracking
Free

Automate your budgeting with secure, on-device AI that captures transactions from various payment methods instantly. Organize your finances, gain insights into spending habits, and track recurring bills without manual entry.

Automatic transaction loggingAI-powered voice dictationInstant spending insights
💰 Finance
(5)
free
13
ledgr - Spend Tracker
ledgr - Spend Tracker
ledgr - Spend Tracker
Track your daily spending
Free
💰 Finance
(0)
14
Smart Expense Tracking
Smart Expense Tracking
Smart Expense Tracking
Smarter Way to Track Spend.
Free
💰 Finance
(0)
15
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Spending, Bills, Money Saving
Free

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

Consolidate all accountsTrack subscriptionsSet budgets
💰 Finance
(1.4K)
free with in-app purchases
16
Nami: Spending Tracker
Nami: Spending Tracker
Nami: Spending Tracker
by Melio Labs Ltd
Free
💰 Finance
(0)
17
Taffy: Spending Tracker
Taffy: Spending Tracker
Taffy: Spending Tracker
Sort expenses, skip the budget
Free
💰 Finance
(0)
18
Spenda - Spend Smarter
Spenda - Spend Smarter
Spenda - Spend Smarter
Track & improve spending
Free

Understand your spending habits and make smarter financial decisions. Securely connect your bank to track transactions, categorize spending, and receive personalized insights and recaps. Upgrade for advanced analysis and premium features.

Track everyday spendingUnderstand spending habitsCategorize transactions
💰 Finance
(0)
freemium
19
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
MoolaCon: Easy Expense Tracker
Your Budget & Money Reimagined
Free
💰 Finance
(0)
20
Money Guard: Spend Smart
Money Guard: Spend Smart
Money Guard: Spend Smart
Protect and Grow Your Wealth
Free
💰 Finance
(0)

FAQ about Spend Tracking

What are the best spend tracking apps for iPhone?
Spending Tracker tops our spend tracking apps ranking as of August 2026, with a 4.8-star average from 19K App Store ratings, and it's free to download.
Yes — 20 of the top spend tracking apps we rank are free to download, including Spending Tracker and Budget app - spending tracker.
Spending Tracker shows ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 250+ spend tracking apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
Spending Tracker is a personal finance app designed to help users easily track their expenses and income. By monitoring spending habits, users can stick to budgets, gain control over their money, and ultimately save more.
Key features include a simple and intuitive user interface, flexible time period tracking (weekly, monthly, yearly), a budget mode with carry-over functionality, a summary view of spending progress, the ability to log expenses and income, editable categories, and interactive charts for reports.

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