Best Spend Tracking Apps

226+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

With an average user rating of 4.7โ˜…, the spend tracking category is one of the App Store's strongest. Browse all 226+ apps we track, sorted so the most loved ones surface first.

Top Picks for Spend Tracking

Budget app - spending tracker#1

Budget app - spending tracker by Inner Grow Limited

Budget planner & money tracker
Editor's Choice
๐Ÿ’ฐ Finance
4.6๐Ÿ˜Š(667 ratings)
FreeIn-App Purchases
#62in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • ๐Ÿ‘ User-friendly interface
  • ๐Ÿš€ Straightforward and intuitive
  • ๐Ÿ’ฐ Affordable one-time purchase
  • ๐ŸŽจ Customizable categories and colors

Room to Improve

  • ๐Ÿ› Recurring bills/payments not working as expected
  • ๐Ÿ” Lack of advanced reporting and analytics
  • ๐Ÿค Sharing/collaboration features not reliable
Expenses: Spending Tracker#2

Expenses: Spending Tracker by BLUE COMET LABS LLC

Bill & Subscription Manager
Strong Contender
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(1.8K ratings)
FreeIn-App Purchases
Expenses: Spending Tracker screenshot 1
Expenses: Spending Tracker screenshot 2
Expenses: Spending Tracker screenshot 3
Expenses: Spending Tracker screenshot 4
Expenses: Spending Tracker screenshot 5
Expenses: Spending Tracker screenshot 6

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

What We Love

  • ๐Ÿ‘ Simple and easy to use
  • ๐Ÿš€ Straightforward functionality
  • ๐Ÿ”’ No bank account required
  • ๐Ÿ’ก Flexible customization options

Room to Improve

  • ๐Ÿ› Occasional bugs and crashes
  • ๐Ÿ”’ Sharing/collaboration issues
  • ๐Ÿ’ก Lack of advanced budgeting features
Spending Tracker#3

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Worth Considering
๐Ÿ’ฐ Finance
4.8๐Ÿ˜Š(18K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
Spending Tracker screenshot 2
Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • ๐Ÿ‘ Easy to use
  • ๐Ÿ“Š Helpful reports and charts
  • ๐Ÿ’ฐ One-time fee for premium features
  • ๐Ÿ” Recurring transactions

Room to Improve

  • ๐Ÿ› Occasional syncing issues
  • ๐Ÿ”ข Lack of fortnightly budget option
  • ๐Ÿ—‚๏ธ Difficulty deleting unused categories

More Spend Tracking apps to explore

4
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Monarch: Budget & Track Money
Spending, Net Worth, Investing
Free

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

Connect all financial accountsAuto-categorize transactionsCustomizable dashboard
๐Ÿ’ฐ Finance
(97K)
free with in-app purchases
5
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking
๐Ÿ’ฐ Finance
(30K)
subscription
6
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
๐Ÿ’ฐ Finance
(84K)
free with in-app purchases
7
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Money Cash Expense Tracker
Free

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

Unlimited digital envelopesQuick deposit refillsMove transactions between envelopes
๐Ÿ’ฐ Finance
(763)
free with in-app purchases
8
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
๐Ÿ’ฐ Finance
(366K)
free with in-app purchases
9
Track Spending : Wise Budget
Track Spending : Wise Budget
Track Spending : Wise Budget
Expense Tracker : Debt Tracker
Free

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

Expense trackingBudget managementCustomizable categories
๐Ÿ’ฐ Finance
(2.9K)
freemium
10
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
๐Ÿ’ฐ Finance
(9.2K)
free with in-app purchases
11
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
๐Ÿ’ฐ Finance
(3K)
free with in-app purchases
12
Money Manager Expense & Budget
Money Manager Expense & Budget
Money Manager Expense & Budget
20M+DN,Budget&Expense Tracker
Free

This app simplifies personal finance management with easy data entry, graphical spending insights, and robust budgeting tools. It offers features like double-entry bookkeeping, PC management, and credit card tracking to help you stay on top of your finances.

Easy data entryGraphical spending analysisBudget planning
๐Ÿ’ฐ Finance
(31K)
free with in-app purchases
13
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
๐Ÿ’ฐ Finance
(6.5K)
free with in-app purchases
14
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Expense & Budget App: Spendee
Money Tracker & Planner
Free

This app helps you track spending, manage budgets, and gain financial awareness. Connect bank accounts, analyze expenses with smart insights, and optimize your savings. Features include AI receipt scanning, shared finances, and multiple currencies.

Connect bank and crypto walletsAutomatic expense categorizationBudget creation and tracking
๐Ÿ’ฐ Finance
(1.7K)
free with in-app purchases
15
HomeBudget Lite (w/ Sync)
HomeBudget Lite (w/ Sync)
HomeBudget Lite (w/ Sync)
by Anishu, Inc.
Free

Track expenses, income, and bills with integrated budgeting and account balance management. Features family sync for multiple devices and detailed reports with charts and graphs.

Expense and income trackingBill management and remindersBudgeting by category
๐Ÿ’ฐ Finance
(27)
free
16
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Track Spending & Manage Budget
Free

Easily track your spending and manage your budget with this intuitive expense tracker. Record expenses step-by-step, view statistics by category, and analyze your card spending. Start building better financial habits today.

Super simple entry inputDaily, weekly, monthly viewsExpense statistics by category
๐Ÿ’ฐ Finance
(3.6K)
free with in-app purchases
17
Receipt Box - Spending Tracker
Receipt Box - Spending Tracker
Receipt Box - Spending Tracker
since 2013 Expense Tracker
Free

This personal finance app helps you track your spending habits with ease. It offers features like category and tag management, financial overviews, and secure data storage with iCloud backup. Develop a consistent spending tracking habit with this intuitive tool.

Spending trackingCategory and tag managementFinancial overviews (daily, monthly, yearly)
๐Ÿ’ฐ Finance
(825)
subscription
18
Expense - Spending Tracking
Expense - Spending Tracking
Expense - Spending Tracking
Spending tracking made easy
Free

Effortlessly monitor your finances with this intuitive spending tracker. Visualize your expenses with a clean line chart and gain insights into your spending habits. Customize categories and export your data for detailed analysis.

Intuitive expense trackingBeautiful line chart visualizationMonthly spending overview
๐ŸŒŸ Lifestyle
(112)
free
19
Daily Spend - Expense Tracker
Daily Spend - Expense Tracker
Daily Spend - Expense Tracker
Personal Expense Manager
Free

Easily manage and track your personal expenses and income. This app helps you stick to your budget with detailed reports, customizable categories, and visual charts. Take control of your finances and improve your savings.

Expense and income trackingBudget planning and managementCategorization of expenses
๐Ÿ’ฐ Finance
(2.2K)
free with in-app purchases
20
Spend-Trend: Spending Tracker
Spend-Trend: Spending Tracker
Spend-Trend: Spending Tracker
Organize expenses & receipts
Free

This app helps you organize and track your expenses, receipts, and budgets. It offers various views like calendar, summary, and map, and can automatically download transactions from your bank and Apple Card.

Expense trackingReceipt organizationBudget management
๐Ÿ’ฐ Finance
(21)
free with in-app purchases

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