Best Spend Tracking Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

With an average user rating of 4.8★, the spend tracking category is one of the App Store's strongest. Browse all 250+ apps we track, sorted so the most loved ones surface first.

Compare top Spend Tracking Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8★ (31K)NoYesNov 2026
2Budgeting App - Spend TrackerBudgeting App - Spend TrackerFree4.7★ (91)NoYesOct 2026
3Spending TrackerSpending TrackerFree4.8★ (20K)YesYesNov 2026
4Expenses: Spending TrackerExpenses: Spending TrackerFree4.8★ (1.8K)NoYesOct 2026
5Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (116K)NoYesNov 2026
6Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesNov 2026
7YNABYNABFree4.8★ (62K)NoYesNov 2026
8Skei - minimal expense trackerSkei - minimal expense trackerFree—NoYesOct 2026

Top Picks for Spend Tracking

Copilot: Track & Budget Money#1

Copilot: Track & Budget Money by Copilot Money, Inc.

Spending, investing, net worth
Editor's Choice
💰 Finance
4.8😊(31K ratings)
FreeIn-App Purchases
#8in Finance
Copilot: Track & Budget Money screenshot 1
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Copilot: Track & Budget Money screenshot 3
Copilot: Track & Budget Money screenshot 4
Copilot: Track & Budget Money screenshot 5
Copilot: Track & Budget Money screenshot 6

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

What We Love

  • 👍 Intuitive and user-friendly interface
  • 🚀 Seamless account integration and transaction tracking
  • 💡 Customizable budgeting and categorization
  • 🔒 Secure and private financial management
  • 👍 Responsive and helpful customer support
  • 💡 Innovative features like spending rate visualization

Room to Improve

  • 🐛 Occasional sync and connectivity issues with some financial institutions
  • 🔍 Lack of advanced reporting and filtering options
  • 🔍 Limited functionality for manual transaction entry and forecasting
  • 💰 Relatively high subscription cost compared to free alternatives
Budgeting App - Spend Tracker#2

Budgeting App - Spend Tracker by The Budgeting Company

Money Manager & Budget Planner
Strong Contender
💰 Finance
4.7(91 ratings)
FreeIn-App Purchases
Budgeting App - Spend Tracker screenshot 1
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Budgeting App - Spend Tracker screenshot 3
Budgeting App - Spend Tracker screenshot 4
Budgeting App - Spend Tracker screenshot 5
Budgeting App - Spend Tracker screenshot 6

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

Spending Tracker#3

Spending Tracker by MH Riley Ltd

Take Control Of Your Money
Worth Considering
💰 Finance
4.8😊(20K ratings)
FreeAdsIn-App Purchases
Spending Tracker screenshot 1
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Spending Tracker screenshot 3
Spending Tracker screenshot 4
Spending Tracker screenshot 5

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

  • 👍 Easy to use
  • 📊 Helpful reports and charts
  • 💰 One-time fee for premium features
  • 🔁 Recurring transactions
  • 🗂️ Multiple accounts and categories
  • 🔒 Secure with passcode/biometrics
  • 🌐 Syncs across devices
  • 🗓️ Customizable time periods
  • 🎨 Attractive and intuitive interface

Room to Improve

  • 🐛 Occasional syncing issues
  • 🔢 Lack of fortnightly budget option
  • 🗂️ Difficulty deleting unused categories
  • 💰 Paid upgrade required for some features
  • 📈 Limited budget tracking within categories

More Spend Tracking apps to explore

FAQ about Spend Tracking

What are the best spend tracking apps for iPhone?
Copilot: Track & Budget Money tops our spend tracking apps ranking as of October 2026, with a 4.8-star average from 31K App Store ratings, and it's free to download.
Yes — 20 of the top spend tracking apps we rank are free to download, including Copilot: Track & Budget Money and Budgeting App - Spend Tracker.
Copilot: Track & Budget Money has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ spend tracking apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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