Best Spend Tracking Apps

4.7😊(16K ratings)

FreeIn-App Purchases

#58in Finance

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This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

👍 User-friendly interface
🚀 Straightforward and intuitive
💰 Affordable one-time purchase
🎨 Customizable categories and colors
🗓️ Helpful calendar and transaction views
🧮 Detailed budgeting and tracking features
🔒 Secure manual data entry (no bank connections)
💻 Seamless cross-device sync via iCloud

Room to Improve

🐛 Recurring bills/payments not working as expected
🔍 Lack of advanced reporting and analytics
🤝 Sharing/collaboration features not reliable
🇨🇦 Limited support for Canadian banks/accounts
🔀 Difficulty moving money between budgets
🕰️ Inconsistent date range/rollover behavior

Spending Tracker by MH Riley Ltd

Take Control Of Your Money

Strong Contender

4.8😊(19K ratings)

FreeAdsIn-App Purchases

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

What We Love

👍 Easy to use
📊 Helpful reports and charts
💰 One-time fee for premium features
🔁 Recurring transactions
🗂️ Multiple accounts and categories
🔒 Secure with passcode/biometrics
🌐 Syncs across devices
🗓️ Customizable time periods
🎨 Attractive and intuitive interface

Room to Improve

🐛 Occasional syncing issues
🔢 Lack of fortnightly budget option
🗂️ Difficulty deleting unused categories
💰 Paid upgrade required for some features
📈 Limited budget tracking within categories

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing

Worth Considering

Copilot: Track & Budget Money

4.9😊(113K ratings)

FreeIn-App Purchases

#7in Finance

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Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

💻 Extremely customizable
🤝 Great for couples
🔍 Comprehensive budgeting and net worth tracking
📈 Excellent data visualization
🚀 Intuitive and user-friendly interface
🆕 Frequent updates and new features
🔒 Secure and ad-free experience
🎨 Clean and modern design

Room to Improve

🔁 Recurring account disconnection issues
🇨🇦 Limited support for Canadian users
💰 Expensive subscription cost
🕰️ Slow transaction updates
🐛 Bugs and data inconsistencies
🚫 Lack of live support and slow response times

More Spend Tracking apps to explore

Spending, investing, net worth

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

Expenses: Spending Tracker

(30K)

subscription

Bill & Subscription Manager

Expense and income trackingMulti-currency support with auto exchange ratesCustomizable categories

Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

(1.8K)

My Spendings Tracking

by Umut ISIK

Save income and expensesList total spendingsView spending reports

Record your income and expenses to track your total spending. Visualize your financial data with pie and bar charts for easy analysis.

Envy: Envelope Budget Planner

free

Money Cash Expense Tracker

Unlimited digital envelopesQuick deposit refillsMove transactions between envelopes

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

(822)

Track Spending : Wise Budget

Expense Tracker : Debt Tracker

Expense trackingBudget managementCustomizable categories

Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

Spend: Track How You Spend

(3K)

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Simple expense tracking

🔧 Utilities

Velvet: Track Your Spending

easy envelope based budgeting

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

(3.1K)

Protect and Grow Your Wealth

Money Guard: Spend Smart

SpendFlex: Spending Tracker

Track expenses, income, budget

Zen Spend - Expense Tracker

zen spend track your money

Emma - Budget Planner Tracker

Spending, Bills, Money Saving

Consolidate all accountsTrack subscriptionsSet budgets

Consolidate all your financial accounts in one place to track spending, manage subscriptions, and set budgets. Receive weekly reports, daily balance notifications, and overdraft alerts. Offers bank-level security with SSL encryption and biometric authentication.

(1.4K)

SpendBalance: Expense Tracker

Find your spending balance!

Spenda - Spend Smarter

Track & improve spending

Track everyday spendingUnderstand spending habitsCategorize transactions

Understand your spending habits and make smarter financial decisions. Securely connect your bank to track transactions, categorize spending, and receive personalized insights and recaps. Upgrade for advanced analysis and premium features.

Pome: Track Spend & Budget

freemium

Clear. Fast. Expense Focused.

MoolaCon: Easy Expense Tracker

Your Budget & Money Reimagined