Best Finance Tracking Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated September 2026

Monarch is the household name in finance tracking, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Finance Tracking Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (110K)NoYesSep 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesSep 2026
3NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (125K)YesNoSep 2026
4Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8★ (30K)NoYesSep 2026
5Pulse: All-in-One FinancePulse: All-in-One FinanceFreeNoNoSep 2026
6GreenWallet: Finance TrackerGreenWallet: Finance TrackerFreeNoNoMay 2026
7Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8★ (794)NoYesSep 2026
8PigMe. | Easy Finance TrackingPigMe. | Easy Finance TrackingFree5.0★ (1)NoYesMay 2026

Top Picks for Finance Tracking

Monarch: Budget & Track Money#1

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Editor's Choice
💰 Finance
4.9😊(110K ratings)
FreeIn-App Purchases
#7in Finance
Monarch: Budget & Track Money screenshot 1
Monarch: Budget & Track Money screenshot 2
Monarch: Budget & Track Money screenshot 3
Monarch: Budget & Track Money screenshot 4
Monarch: Budget & Track Money screenshot 5
Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

  • 💻 Extremely customizable
  • 🤝 Great for couples
  • 🔍 Comprehensive budgeting and net worth tracking
  • 📈 Excellent data visualization
  • 🚀 Intuitive and user-friendly interface
  • 🆕 Frequent updates and new features
  • 🔒 Secure and ad-free experience
  • 🎨 Clean and modern design

Room to Improve

  • 🔁 Recurring account disconnection issues
  • 🇨🇦 Limited support for Canadian users
  • 💰 Expensive subscription cost
  • 🕰️ Slow transaction updates
  • 🐛 Bugs and data inconsistencies
  • 🚫 Lack of live support and slow response times
Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#63in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior
NerdWallet: Smart Money App#3

NerdWallet: Smart Money App by NerdWallet

Track, Save & Invest
Worth Considering
💰 Finance
4.8😐(125K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
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NerdWallet: Smart Money App screenshot 3
NerdWallet: Smart Money App screenshot 4
NerdWallet: Smart Money App screenshot 5
NerdWallet: Smart Money App screenshot 6

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

What We Love

  • 💡 Helpful financial insights
  • 👍 User-friendly interface
  • 🚀 Comprehensive account tracking
  • 💡 Personalized recommendations

Room to Improve

  • 🐛 Frequent connection issues
  • 🐛 Inaccurate account balances
  • 🐛 Unreliable account linking
  • 🐛 Inconsistent transaction categorization

More Finance Tracking apps to explore

FAQ about Finance Tracking

What are the best finance tracking apps for iPhone?
Monarch: Budget & Track Money tops our finance tracking apps ranking as of September 2026, with a 4.9-star average from 110K App Store ratings, and it's free to download.
Yes — 20 of the top finance tracking apps we rank are free to download, including Monarch: Budget & Track Money and Budget app - spending tracker.
Monarch: Budget & Track Money has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 250+ finance tracking apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Monarch is a personal finance app that consolidates all your financial accounts into one place. It helps you track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals. The app provides actionable insights and a clear view of your money's movement.
Key features include connecting all your financial accounts, auto-categorizing transactions, a customizable dashboard, tracking net worth and investments, managing subscriptions and bills, flexible budgeting options, and the ability to collaborate with partners and financial advisors.

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