Best Finance Tracking Apps

245+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated August 2026

NerdWallet is the household name in finance tracking, but it's far from the only option. We track 245+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Finance Tracking Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (125K)YesNoAug 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesAug 2026
3Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (106K)NoYesAug 2026
4GreenWallet: Finance TrackerGreenWallet: Finance TrackerFreeNoNoMay 2026
5Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8★ (30K)NoYesAug 2026
6PigMe. | Easy Finance TrackingPigMe. | Easy Finance TrackingFree5.0★ (1)NoYesMay 2026
7Budget BestieBudget BestieFree4.7★ (3.1K)YesYesAug 2026
8EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesAug 2026

Top Picks for Finance Tracking

NerdWallet: Smart Money App#1

NerdWallet: Smart Money App by NerdWallet

Track, Save & Invest
Editor's Choice
💰 Finance
4.8😐(125K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
NerdWallet: Smart Money App screenshot 2
NerdWallet: Smart Money App screenshot 3
NerdWallet: Smart Money App screenshot 4
NerdWallet: Smart Money App screenshot 5
NerdWallet: Smart Money App screenshot 6

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

What We Love

  • 💡 Helpful financial insights
  • 👍 User-friendly interface
  • 🚀 Comprehensive account tracking
  • 💡 Personalized recommendations

Room to Improve

  • 🐛 Frequent connection issues
  • 🐛 Inaccurate account balances
  • 🐛 Unreliable account linking
Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#53in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Monarch: Budget & Track Money#3

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Worth Considering
💰 Finance
4.9😊(106K ratings)
FreeIn-App Purchases
#7in Finance
Monarch: Budget & Track Money screenshot 1
Monarch: Budget & Track Money screenshot 2
Monarch: Budget & Track Money screenshot 3
Monarch: Budget & Track Money screenshot 4
Monarch: Budget & Track Money screenshot 5
Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

  • 💻 Extremely customizable
  • 🤝 Great for couples
  • 🔍 Comprehensive budgeting and net worth tracking
  • 📈 Excellent data visualization

Room to Improve

  • 🔁 Recurring account disconnection issues
  • 🇨🇦 Limited support for Canadian users
  • 💰 Expensive subscription cost

More Finance Tracking apps to explore

4
GreenWallet: Finance Tracker
GreenWallet: Finance Tracker
GreenWallet: Finance Tracker
Daily Spending Control
Free
💰 Finance
(0)
5
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

AI-powered transaction categorizationAdaptive budgeting based on habitsSubscription tracking
💰 Finance
(30K)
subscription
6
PigMe. | Easy Finance Tracking
PigMe. | Easy Finance Tracking
PigMe. | Easy Finance Tracking
Budgeting Money Made Simple
Free

Track your income and expenses with this straightforward finance app. It prioritizes your privacy by not collecting or sharing any data. Manage recurring payments, compare monthly budgets, and secure your financial information with a PIN or biometric lock.

Track income and expensesApply recurring status to entriesEdit existing entries
💰 Finance
(1)
free with in-app purchases
7
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3.1K)
free with in-app purchases
8
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
9
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Rocket Money - Bills & Budgets
Subscription & Expense Manager
Free

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

Cancel forgotten subscriptionsNegotiate lower billsTrack monthly expenses
💰 Finance
(384K)
free with in-app purchases
10
Monefy: Bills & Money Tracker
Monefy: Bills & Money Tracker
Monefy: Bills & Money Tracker
Track income, budget, expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
11
Budgeting App - Spend Tracker
Budgeting App - Spend Tracker
Budgeting App - Spend Tracker
Money Manager & Budget Planner
Free

Manage your personal finances with this comprehensive budget planner and expense tracker. It offers features like device syncing, custom categories, flexible budgeting, and insightful analytics to help you stay on track with your spending and savings goals.

Sync across devicesCustomizable spending categoriesFlexible budget creation (weekly, monthly)
💰 Finance
(75)
free with in-app purchases
12
Budjetly: Budget Planner
Budjetly: Budget Planner
Budjetly: Budget Planner
Spending Tracker Bills Manager
Free

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Fast expense and income trackingInstant spending overviewCategory budgets with progress tracking
💰 Finance
(0)
freemium
13
Brorow: Borrow & Lend
Brorow: Borrow & Lend
Brorow: Borrow & Lend
Split bills & track debts
Free
💰 Finance
(0)
14
Monbark: Budget & Money Track
Monbark: Budget & Money Track
Monbark: Budget & Money Track
Know when your money runs out.
Free

This app provides a clear daily view of your financial runway, showing how many days your current balance will last. It helps you understand spending's impact on your available time and forecasts future financial scenarios.

Daily financial runway calculationSpending impact analysisSafe spending recommendations
💰 Finance
(7)
freemium
15
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Envy: Envelope Budget Planner
Money Cash Expense Tracker
Free

Digitize your cash envelope budgeting system with this simple expense tracker. Organize your spending into unlimited digital envelopes, easily move transactions, and track your budget without linking bank accounts. Export your data and manage your money effectively.

Unlimited digital envelopesQuick deposit refillsMove transactions between envelopes
💰 Finance
(794)
free with in-app purchases
16
CruiseSignal - Price Tracker
CruiseSignal - Price Tracker
CruiseSignal - Price Tracker
Get money back for your cruise
Free

Automatically monitors your cruise booking for price drops. Receive instant alerts when fares decrease and get step-by-step guidance to claim refunds or onboard credits. Stop overpaying for your next vacation.

Automated daily price trackingInstant price drop notificationsClear savings comparisons
✈️ Travel
(4)
free with in-app purchases
17
Spark Logger
Spark Logger
Spark Logger
Spark Driver Mileage Tracker
Free

This app helps Spark delivery drivers meticulously track their driving miles and earnings. It logs each trip with detailed information, organizes income and tips, and provides a clear dashboard for tax preparation. Designed to maximize deductions and help drivers keep more of their earnings.

Mileage trackingTrip loggingEarnings and tip tracking
💰 Finance
(2)
freemium
18
Menudo - Budget & Expense
Menudo - Budget & Expense
Menudo - Budget & Expense
Money Tracker & Planner
Free

Effortlessly manage personal and shared finances with this intuitive budgeting app. It offers AI-powered expense categorization, recurring transaction tracking, and seamless synchronization for couples. Log expenses quickly via shortcuts and gain clear insights into your spending habits.

AI expense categorizationShared budgeting for couplesRecurring transaction tracking
💰 Finance
(9)
freemium
19
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Bill Tracker & Money Manager
Free

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

Create personal budgetsShared budgeting for couples/groupsConnect bank accounts for transaction import
💰 Finance
(9.4K)
free with in-app purchases
20
Spendary – Expense Tracker
Spendary – Expense Tracker
Spendary – Expense Tracker
Track Spending & Save More
Free
💰 Finance
(0)

FAQ about Finance Tracking

What are the best finance tracking apps for iPhone?
NerdWallet: Smart Money App tops our finance tracking apps ranking as of August 2026, with a 4.8-star average from 125K App Store ratings, and it's free to download.
Yes — 20 of the top finance tracking apps we rank are free to download, including NerdWallet: Smart Money App and Budget app - spending tracker.
NerdWallet: Smart Money App shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 245+ finance tracking apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The NerdWallet app is a free personal finance tool that helps you track your money, save more, and invest. It provides a dashboard to monitor your cash, investments, credit cards, loans, and property, along with insights into your credit score and cash flow.
You can earn interest on your cash by opening a Cash Account offered by Atomic Brokerage, potentially earning a boosted APY for the first six months. The app also provides access to invest in U.S. Treasury Bills through Atomic Invest, where earned interest is tax-advantaged.

Related searches