Best Finance Tracking Apps

250+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated October 2026

Monarch is the household name in finance tracking, but it's far from the only option. We track 250+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Finance Tracking Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (117K)NoYesNov 2026
2Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8★ (31K)NoYesNov 2026
3NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (126K)YesNoNov 2026
4Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesNov 2026
5Income and Expense TrackerIncome and Expense TrackerFree4.7★ (494)NoYesNov 2026
6GreenWallet: Finance TrackerGreenWallet: Finance TrackerFree5.0★ (1)NoNoOct 2026
7Budget BestieBudget BestieFree4.7★ (3.2K)YesYesOct 2026
8Envy: Envelope Budget PlannerEnvy: Envelope Budget PlannerFree4.8★ (834)NoYesNov 2026

Top Picks for Finance Tracking

Monarch: Budget & Track Money#1

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Editor's Choice
💰 Finance
4.9😊(117K ratings)
FreeIn-App Purchases
#7in Finance
Monarch: Budget & Track Money screenshot 1
Monarch: Budget & Track Money screenshot 2
Monarch: Budget & Track Money screenshot 3
Monarch: Budget & Track Money screenshot 4
Monarch: Budget & Track Money screenshot 5
Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

  • 💻 Extremely customizable
  • 🤝 Great for couples
  • 🔍 Comprehensive budgeting and net worth tracking
  • 📈 Excellent data visualization
  • 🚀 Intuitive and user-friendly interface
  • 🆕 Frequent updates and new features
  • 🔒 Secure and ad-free experience
  • 🎨 Clean and modern design

Room to Improve

  • 🔁 Recurring account disconnection issues
  • 🇨🇦 Limited support for Canadian users
  • 💰 Expensive subscription cost
  • 🕰️ Slow transaction updates
  • 🐛 Bugs and data inconsistencies
  • 🚫 Lack of live support and slow response times
Copilot: Track & Budget Money#2

Copilot: Track & Budget Money by Copilot Money, Inc.

Spending, investing, net worth
Strong Contender
💰 Finance
4.8😊(31K ratings)
FreeIn-App Purchases
#5in Finance
Copilot: Track & Budget Money screenshot 1
Copilot: Track & Budget Money screenshot 2
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Copilot: Track & Budget Money screenshot 4
Copilot: Track & Budget Money screenshot 5
Copilot: Track & Budget Money screenshot 6

Manage your finances with an all-in-one app that tracks spending, plans budgets, and monitors investments. Features an AI assistant to surface financial opportunities and offers bank-level security with no ads or data selling.

What We Love

  • 👍 Intuitive and user-friendly interface
  • 🚀 Seamless account integration and transaction tracking
  • 💡 Customizable budgeting and categorization
  • 🔒 Secure and private financial management
  • 👍 Responsive and helpful customer support
  • 💡 Innovative features like spending rate visualization

Room to Improve

  • 🐛 Occasional sync and connectivity issues with some financial institutions
  • 🔍 Lack of advanced reporting and filtering options
  • 🔍 Limited functionality for manual transaction entry and forecasting
  • 💰 Relatively high subscription cost compared to free alternatives
NerdWallet: Smart Money App#3

NerdWallet: Smart Money App by NerdWallet

Track, Save & Invest
Worth Considering
💰 Finance
4.8😐(126K ratings)
FreeAds
NerdWallet: Smart Money App screenshot 1
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NerdWallet: Smart Money App screenshot 5
NerdWallet: Smart Money App screenshot 6

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

What We Love

  • 💡 Helpful financial insights
  • 👍 User-friendly interface
  • 🚀 Comprehensive account tracking
  • 💡 Personalized recommendations

Room to Improve

  • 🐛 Frequent connection issues
  • 🐛 Inaccurate account balances
  • 🐛 Unreliable account linking
  • 🐛 Inconsistent transaction categorization

More Finance Tracking apps to explore

FAQ about Finance Tracking

What are the best finance tracking apps for iPhone?
Monarch: Budget & Track Money tops our finance tracking apps ranking as of October 2026, with a 4.9-star average from 117K App Store ratings, and it's free to download.
Yes — 20 of the top finance tracking apps we rank are free to download, including Monarch: Budget & Track Money and Copilot: Track & Budget Money.
Monarch: Budget & Track Money has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ finance tracking apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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