Best Personal Finance App

NerdWallet: Smart Money App

Track, Save & Invest

Free

This app helps you manage your finances by tracking spending, monitoring bills, and providing insights into your credit score and cash flow. It also offers opportunities to earn interest on cash, invest in Treasury Bills, and automate investments.

Intuit Credit Karma

Save, Spend & Grow Your Credit

Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

YNAB

Never worry about money again

Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Empower ®

Plan, save, invest, retire

Free

This app provides a comprehensive financial overview, consolidating all your accounts in one place. It offers tools to plan for retirement, manage budgets, track net worth, and simulate financial scenarios, making financial management clearer and simpler.

EveryDollar: Budget Management

Track Income, Bills & Spending

Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Saving+: Personal Finance App

Boost Interest Earnings Easily

Free

Easily compare savings account interest rates from top banks to maximize your earnings. Calculate exact amounts needed to meet bonus requirements and optimize your savings strategy for wealth growth.

Goodbudget Budget Planner

Money & Expense Tracker

Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

SoFi: Bank, Invest & Crypto

Online Banking & Investing

Free

Manage your banking, investments, and cryptocurrency all in one place. This app offers fee-free checking, high-yield savings, commission-free stock trading, and the ability to buy, sell, and hold over 25 cryptocurrencies. It also provides tools for loan pre-qualification and credit score monitoring.

Tesorin: Personal Finance

Budget, Net Worth, Investments

Free

Manage your finances with expense tracking, budgeting, net worth monitoring, and investment organization. Plan for future goals like retirement or education without linking bank accounts. Offers on-device AI for personal finance questions and robust encryption for data security.

Jenna: Personal Finance App

AI personal finance coach

Free

An AI-powered financial companion that helps you understand your money through natural conversation. Securely connect bank accounts to explore spending, balances, and habits, receiving personalized insights and guidance to build healthier financial habits and achieve your goals.

Fiin – Finanças Pessoais

Clareza para seu dinheiro

Free

Manage your personal finances with ease by tracking expenses and income, organizing transactions by category, and reviewing your financial history. This app offers a clean, fast, and intuitive interface with a privacy-first approach, working 100% offline with optional iCloud sync.

Enrich: Portfolio Tracker

Retirement & investing planner

Free

Automate investment tracking and goal management for passive investors. Connect brokerage accounts, set financial goals, and receive alerts for rebalancing and tax optimization. Designed for those who want control with less manual work.

Forge: Personal Finance

by Adam Groesbeck

$1.99

This app provides honest financial tools to help you build your future. It's built around the 7 Baby Step framework, offering features like smart budgeting, debt payoff tracking, and net worth projection without ads or subscriptions.