Best Monarch Money Apps

250+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated October 2026

The best monarch money apps on iPhone average 4.7★ across 250+ titles — we've ranked them by what real users actually keep on their phones. Updated October 2026.

Compare top Monarch Money Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Monarch: Budget & Track MoneyMonarch: Budget & Track MoneyFree4.9★ (113K)NoYesOct 2026
2Rocket Money - Bills & BudgetsRocket Money - Bills & BudgetsFree4.5★ (395K)YesYesOct 2026
3Copilot: Track & Budget MoneyCopilot: Track & Budget MoneyFree4.8★ (31K)NoYesOct 2026
4YNABYNABFree4.8★ (62K)NoYesOct 2026
5EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesOct 2026
6NerdWallet: Smart Money AppNerdWallet: Smart Money AppFree4.8★ (125K)YesNoOct 2026
7Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.5K)NoYesOct 2026
8Quicken: Budget & Track MoneyQuicken: Budget & Track MoneyFree4.5★ (12K)NoYesOct 2026

Top Picks for Monarch Money

Monarch: Budget & Track Money#1

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Editor's Choice
💰 Finance
4.9😊(113K ratings)
FreeIn-App Purchases
#8in Finance
Monarch: Budget & Track Money screenshot 1
Monarch: Budget & Track Money screenshot 2
Monarch: Budget & Track Money screenshot 3
Monarch: Budget & Track Money screenshot 4
Monarch: Budget & Track Money screenshot 5
Monarch: Budget & Track Money screenshot 6

Consolidate all your financial accounts into a single, intuitive dashboard. Track spending, manage budgets, monitor investments, and collaborate with others to achieve your financial goals with actionable insights.

What We Love

  • 💻 Extremely customizable
  • 🤝 Great for couples
  • 🔍 Comprehensive budgeting and net worth tracking
  • 📈 Excellent data visualization
  • 🚀 Intuitive and user-friendly interface
  • 🆕 Frequent updates and new features
  • 🔒 Secure and ad-free experience
  • 🎨 Clean and modern design

Room to Improve

  • 🔁 Recurring account disconnection issues
  • 🇨🇦 Limited support for Canadian users
  • 💰 Expensive subscription cost
  • 🕰️ Slow transaction updates
  • 🐛 Bugs and data inconsistencies
  • 🚫 Lack of live support and slow response times
Rocket Money - Bills & Budgets#2

Rocket Money - Bills & Budgets by Rocket Money

Subscription & Expense Manager
Strong Contender
💰 Finance
4.5😊(395K ratings)
FreeAdsIn-App Purchases
#3in Finance
Rocket Money - Bills & Budgets screenshot 1
Rocket Money - Bills & Budgets screenshot 2
Rocket Money - Bills & Budgets screenshot 3
Rocket Money - Bills & Budgets screenshot 4
Rocket Money - Bills & Budgets screenshot 5
Rocket Money - Bills & Budgets screenshot 6

This personal finance app helps you manage your money by tracking expenses, creating budgets, and automating savings. It also finds and cancels forgotten subscriptions and negotiates lower rates on your existing bills.

What We Love

  • 🚀 Comprehensive financial tracking
  • 👍 User-friendly interface
  • 💰 Helpful budgeting and savings features
  • 🔒 Secure account integration
  • 🤑 Ability to negotiate and lower bills
  • 📈 Provides credit score and financial insights

Room to Improve

  • 🐛 Buggy app performance and connectivity issues
  • 💸 Misleading or ineffective bill negotiation service
  • 🔍 Difficulty linking all accounts and transactions
  • 🔑 Requires access to sensitive financial information
  • 🕰 Lengthy setup and onboarding process
Copilot: Track & Budget Money#3

Copilot: Track & Budget Money by Copilot Money, Inc.

Spending, investing, net worth
Worth Considering
💰 Finance
4.8😊(31K ratings)
FreeIn-App Purchases
#4in Finance
Copilot: Track & Budget Money screenshot 1
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Copilot: Track & Budget Money screenshot 3
Copilot: Track & Budget Money screenshot 4
Copilot: Track & Budget Money screenshot 5
Copilot: Track & Budget Money screenshot 6

This app provides a clear and simple way to manage your finances. It offers smart tools for categorizing spending, budgeting, and tracking investments, all with bank-level security and personalized support. Reclaim control of your financial data with an intuitive interface.

What We Love

  • 👍 Intuitive and user-friendly interface
  • 🚀 Seamless account integration and transaction tracking
  • 💡 Customizable budgeting and categorization
  • 🔒 Secure and private financial management
  • 👍 Responsive and helpful customer support
  • 💡 Innovative features like spending rate visualization

Room to Improve

  • 🐛 Occasional sync and connectivity issues with some financial institutions
  • 🔍 Lack of advanced reporting and filtering options
  • 🔍 Limited functionality for manual transaction entry and forecasting
  • 💰 Relatively high subscription cost compared to free alternatives

More Monarch Money apps to explore

FAQ about Monarch Money

What are the best monarch money apps for iPhone?
Monarch: Budget & Track Money tops our monarch money apps ranking as of October 2026, with a 4.9-star average from 113K App Store ratings, and it's free to download.
Yes — 20 of the top monarch money apps we rank are free to download, including Monarch: Budget & Track Money and Rocket Money - Bills & Budgets.
Monarch: Budget & Track Money has no ads and offers in-app purchases, according to its App Store listing as of October 2026.
We track 250+ monarch money apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.

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