This app provides weekly financial clarity by telling you what to do next with your money. It helps you understand what's safe to spend, upcoming bills, and the best card to use for purchases, offering a sharper plan each week.
2.1.6
July 21, 2026
• Onboarding now adapts to your goals, builds a personalized starting plan, and lets you choose the focus for your first audit. • Rewards Wallet has a new Add or Browse flow for bonuses, offers, points, and incentives, with card filters and free manual tracking. • The rewards catalog grew from 321 to 324 cards, 97 to 134 welcome bonuses, 82 to 101 offers, and 194 to 204 card images. • Recurring expenses can now link to Ledger transactions, show payment evidence, flag price changes, and open a negotiation playbook. • Recommended Steps can recognize matching card payments and transfers in Ledger, then let you confirm completed moves. • Privacy controls are stronger with clear AI consent, safer PIN and Face ID locking, failed-attempt protection, and more complete secure deletion. • Help & Guide was rebuilt around goal-based paths, clear Free/Pro explanations, and shortcuts that open the right place in the app.
MoreHigher limits, full ledger, rewards tracking & more.
$249.99
Catalyst Cash Pro Lifetime
One Payment. Higher limits, ledger, rewards & more.
Catalyst Cash is a finance app designed to provide weekly clarity on your money. It focuses on actionable steps, like determining your safe-to-spend amount and planning for upcoming expenses, rather than just displaying past spending charts.
It calculates a 'safe-to-spend' number for you each week, taking into account upcoming bills and renewals. This helps you make informed decisions about purchases without overspending.
Yes, Catalyst Cash offers several subscription tiers: Pro Monthly at $12.99, Pro Annual at $119.99 (with a 7-day free trial), and a Pro Lifetime option for a one-time purchase of $249.99.
Privacy is a priority. Core financial records stay on your device. The app does not sell your data and uses no third-party advertising tracking. AI features require your consent before sending requests.
Yes, you have the option to connect your accounts for automated tracking. Alternatively, you can choose to track your finances manually.
Catalyst Cash is currently supported on iPhone and iPod devices.
The latest version, 2.1.0, was released on June 21, 2026, indicating regular updates to improve functionality and reliability.
Based on the provided data, Catalyst Cash has a perfect 5.0-star rating from 3 user reviews, suggesting very positive initial user sentiment.