Incontournable
Je ne peux plus me passer de YNAB ! Cette app rend la gestion du budget facile et ludique et je ne suis plus jamais à découvert
Bad bad
Had such a hassle deleting my subscription,
I was automatically signed up for?
I was automatically signed up for?
Fastest way to turn your life and finances around.
YNAB forces you to create a plan and be forward looking and take control of your finances and therefore life.
Great app to track your finances
I have been using it for the last year and it is one of the best decisions I have ever took. It provides clarity in handling your finances and facilitates making a plan.
Highly recommended
Highly recommended
More clicks, broken functionality
The app has gotten away from its roots of simple design and functionality. Things are starting to break now too…such as the ability to select multiple new transactions and “bulk” categorize them all at once. The “Categorize” button at the bottom/right is literally unresponsive
Great practical budgeting
I’ve tried many different budgeting methods and apps, and this is by far the most effective for me. Assigning dollars truly prevents that “I have the cash” intrusive thought when impulse buying. App receives constant and positive updates. Truly a game changer, with admittedly a little bit a learning curve at first.
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Step Down
I have used YNAB for decades. It’s my gold standard for when I help young men get on strong financial footing.
Broken
I get double charges for things constantly so I have to go back and forth between my bank statements and the app to fix it all. Then a week later the money is off again. There are too many errors with this app to feel comfortable using it
Actually true
While there are some items I would add to this app, their tag line is right on target. I don’t worry about money anymore! I’ve tried other budgeting tools in the past and this one is the only one I’ve used that actually helps me feel better about my finances!
Financial Life Changer
YNAB is a financial life changer. It’s given me a better framework to talk about money with my spouse and make long term plans for big purchases with the security of knowing I’m still saving for all of life’s regular expenses. I love this app.
Just use excel
For the learning curve required to use this app, I’d rather use excel.
Long time User
I’ve been a long timer user and have my entire family on this app now. However, recent changes to import are so bad that I’m forced to leave a bad review. Currently consider switching to actual budget. There have been a long series of questionable changes, but the payee renaming on import is so bad I can’t fathom how they allow this to roll out.
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Worth the $
Best tool I’ve found for the “digital” envelope approach to budgeting
Used to be great, doesn’t update
This app used to be great for tracking spending and making a budget but it now takes 12-24 hours to sync transactions.
Do Less With More (Clicks)
Another app ruined by bored designers chasing trends. They’ve sacrificed reliability and ease-of-use for unnecessary UI updates, requiring more taps and clicks to do the same thing. I’m not sure I’m interested in paying more year after year just to fund an endless cycle of interface refreshes.
Finally, money makes sense
Making sense of finances for the everyday person is no small task. This program somehow makes it seem effortless.
Free Year for Students is Great, but there is 1 caveat.
I really enjoyed the free first year, and being able to do a trial run to see if the app worked for me.
Some things that I found difficult were the Mac OS interface, the & sign being written as ‘ ampersand’, and also the transactions seemingly took forever to come over. Even once they did, the reconciliation process seemed very tedious and ultimately made me not want to open the app because of all the tasks that were stacked up.
Some things that I found difficult were the Mac OS interface, the & sign being written as ‘ ampersand’, and also the transactions seemingly took forever to come over. Even once they did, the reconciliation process seemed very tedious and ultimately made me not want to open the app because of all the tasks that were stacked up.
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Bad UX. Stay away.
They keep changing UX that already works, and they made it worse. To change from Inflow to Spending used to be a toggle, now it's a minimum 2-click dropdown. To mark an expense as cleared? Click "Show More" first. I was okay with increasing prices, but worsening the UX is just customer torture.
Why is it so complicated?!
I feel like this could be really useful. However I’ve spent the last 2 hours troubleshooting on how to reconcile bank account amounts with savings. All the tutorial videos seem to just want you to cancel all your different savings accounts because the app will let you save without different pots and accounts but that isn’t realistic when accounts have different interest rates and some accounts only let you put X amount in each month (regular savers) to have access to good interest rates so you have multiple accounts. I don’t know if this is just a difference between the US where the app is developed and the UK and the different terms and conditions of different banks but either way, it’s so complicated to get your head around. Luckily there is a free trial and if I can’t work it out in the next day or 2 then I’m cancelling as otherwise it’s paying £12.99 a month for more maintenance than just keeping your own spreadsheet…
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Great execution except for reports
This app is beautifully designed, is fast and syncs flawlessly across my family’s devices.
The only major downsides are 1) everything is modeled around monthly budgeting (biweekly budgeting isn’t supported strictly speaking) and 2) the reports are very minimal.
The only major downsides are 1) everything is modeled around monthly budgeting (biweekly budgeting isn’t supported strictly speaking) and 2) the reports are very minimal.
