Best Free Budget App Planning

4.8😊(12K ratings)

FreeIn-App Purchases

#72in Finance

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

💖 Beautiful, aesthetically pleasing design
👍 Easy to use and navigate
🎨 Highly customizable categories and icons
💰 One-time purchase, no subscription
🤝 Responsive and helpful customer service
🧠 Helps users stay organized and on top of finances
💻 Works well across devices (phone, iPad, etc.)

Room to Improve

🔒 No option to set password/biometric lock
💸 Premium features may be out of reach for some
📅 Lacks flexibility in date range/budgeting periods
🔢 Can't set spending limits per category
🗑️ Inability to delete/edit past transactions

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker

Strong Contender

4.6😊(13K ratings)

FreeIn-App Purchases

#86in Finance

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

💻 Excellent app for tracking and managing finances
🤝 Great for couples and families to manage budgets together
📈 Helpful envelope system and budgeting tools
🕰️ Ability to schedule recurring payments and income
🗓️ Useful for budgeting by pay period instead of monthly
🧠 Encourages mindful spending and financial discipline
🧭 Provides good visibility into spending categories

Room to Improve

🔍 Confusing or unintuitive interface for some users
💰 Paid subscription seen as too expensive by some
🐛 Occasional bugs, crashes, and syncing issues reported
🔢 Limited free version with only 10 envelopes
🔍 Difficulty making changes to existing budgets
🔍 Lack of automatic transaction importing/syncing

Budget app - spending tracker by InnerGrow

Budget planner & money tracker

Worth Considering

4.7😊(16K ratings)

FreeIn-App Purchases

#65in Finance

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This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

👍 User-friendly interface
🚀 Straightforward and intuitive
💰 Affordable one-time purchase
🎨 Customizable categories and colors
🗓️ Helpful calendar and transaction views
🧮 Detailed budgeting and tracking features
🔒 Secure manual data entry (no bank connections)
💻 Seamless cross-device sync via iCloud

Room to Improve

🐛 Recurring bills/payments not working as expected
🔍 Lack of advanced reporting and analytics
🤝 Sharing/collaboration features not reliable
🇨🇦 Limited support for Canadian banks/accounts
🔀 Difficulty moving money between budgets
🕰️ Inconsistent date range/rollover behavior

More Free Budget App Planning apps to explore

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Mobills - Budget Planner

Track expenses and incomeCreate custom budgetsManage credit cards

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Track and analyze your monthly spending with this intuitive budget app. Set your monthly budget, log expenses, and view detailed reports to understand your spending habits and available balance. Export your data for further analysis.

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CalendarBudget: Budget Planner

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Calendar view of financesFuture balance forecastingBill reminders and notifications

Visualize your income and expenses on a calendar to understand your financial future. This app helps you avoid surprises, plan for bills, and make confident spending decisions by showing your balance day by day.

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Set monthly budgetsLog expenses by categoryVisualize spending with pie charts

Manage your monthly budget and track expenses with this intuitive app. Gain direct control over logged spending, set financial plans, and visualize your expenditures with charts to save money.

(636)

Budget Planner:Finance Manager

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Intuitive budget plannerExpense tracking with auto-categorizationBill payment reminders

This app helps you manage your money by creating budgets, tracking expenses, and monitoring bills. It offers insights into spending habits and tools to help you save money and achieve financial goals.

Future balance & bill tracker

Forecast bank balance over monthsInput income, bills, and expensesAutomatic recurring expense calculation

Manage your personal finances with this app that forecasts your bank balance over time. Input income, bills, and expenses to see future financial projections and receive overdraft warnings. Plan for purchases and easily update your budget.

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Manage your money effortlessly with this intuitive app. Track income and expenses, utilize the envelope system for category budgeting, and set savings goals. Automate recurring transactions and gain insights into your spending habits.

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Mindful Budgeting App

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Projected balance calendarBill and expense organizationDaily spending limit setting

This app helps you plan your finances by projecting your balance on a calendar. It allows you to organize bills, set daily spending limits, and track income to see your financial outlook before payday.

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