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Best Free Budget App Planning

247+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated August 2026

Every iPhone needs a few good free budget app planning. We benchmark 247+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Free Budget App Planning (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Fleur - Budget Planner AppFleur - Budget Planner AppFree4.8★ (12K)NoYesAug 2026
2Goodbudget Budget PlannerGoodbudget Budget PlannerFree4.6★ (13K)NoYesAug 2026
3Buddy: Budget Planner AppBuddy: Budget Planner AppFree4.7★ (9.4K)NoYesAug 2026
4Daily Budget OriginalDaily Budget OriginalFree4.7★ (4.8K)NoYesAug 2026
5Cute budget calendarCute budget calendarFree—YesYesAug 2026
6Budget: Money manager appBudget: Money manager appFree5.0★ (47)NoYesAug 2026
7Mobills - Budget PlannerMobills - Budget PlannerFree4.7★ (4.3K)YesYesAug 2026
8Budjetly: Budget PlannerBudjetly: Budget PlannerFree—NoYesAug 2026

Top Picks for Free Budget App Planning

Fleur - Budget Planner App#1

Fleur - Budget Planner App by Akash Jain

Bill Organizer & Money Tracker
Editor's Choice
💰 Finance
4.8😊(12K ratings)
FreeIn-App Purchases
#47in Finance
Fleur - Budget Planner App screenshot 1
Fleur - Budget Planner App screenshot 2
Fleur - Budget Planner App screenshot 3
Fleur - Budget Planner App screenshot 4
Fleur - Budget Planner App screenshot 5
Fleur - Budget Planner App screenshot 6

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
Goodbudget Budget Planner#2

Goodbudget Budget Planner by Dayspring Technologies

Money & Expense Tracker
Strong Contender
💰 Finance
4.6😊(13K ratings)
FreeIn-App Purchases
#86in Finance
Goodbudget Budget Planner screenshot 1
Goodbudget Budget Planner screenshot 2
Goodbudget Budget Planner screenshot 3
Goodbudget Budget Planner screenshot 4
Goodbudget Budget Planner screenshot 5
Goodbudget Budget Planner screenshot 6

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

  • 💻 Excellent app for tracking and managing finances
  • 🤝 Great for couples and families to manage budgets together
  • 📈 Helpful envelope system and budgeting tools
  • 🕰️ Ability to schedule recurring payments and income

Room to Improve

  • 🔍 Confusing or unintuitive interface for some users
  • 💰 Paid subscription seen as too expensive by some
  • 🐛 Occasional bugs, crashes, and syncing issues reported
Buddy: Budget Planner App#3

Buddy: Budget Planner App by Buddy Budgeting AB

Bill Tracker & Money Manager
Worth Considering
💰 Finance
4.7😐(9.4K ratings)
FreeIn-App Purchases
#73in Finance
Buddy: Budget Planner App screenshot 1
Buddy: Budget Planner App screenshot 2
Buddy: Budget Planner App screenshot 3
Buddy: Budget Planner App screenshot 4
Buddy: Budget Planner App screenshot 5
Buddy: Budget Planner App screenshot 6

This app helps you create and manage personal or shared budgets. Track expenses, connect your bank account for automatic transaction import, and gain a clear overview of your spending, income, and savings. It also features tools to split costs and settle up with others.

What We Love

  • 🚀 Easy to use
  • 👍 Visually appealing
  • 💡 Customizable categories
  • 🚀 Intuitive interface

Room to Improve

  • 🐛 Recurring transactions not working properly
  • 🐛 Balance not carrying over to next month
  • 🐛 Syncing issues between devices

More Free Budget App Planning apps to explore

4
Daily Budget Original
Daily Budget Original
Daily Budget Original
Saving is fun!
Free

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

Daily budget calculationSavings goal planningExpense categorization
💰 Finance
(4.8K)
freemium
5
Cute budget calendar
Cute budget calendar
Cute budget calendar
Track Money & Plans Adorably
Free
🔧 Utilities
(0)
6
Budget: Money manager app
Budget: Money manager app
Budget: Money manager app
Plan Spending & Track Expenses
Free

Manage your personal finances with this intuitive app. Track expenses, create custom budgets, and gain insights into spending habits with visual reports. Take control of your money and achieve your savings goals.

Budget planning with custom categoriesExpense and spending trackingDetailed statistics and visual reports
💰 Finance
(47)
free with in-app purchases
7
Mobills - Budget Planner
Mobills - Budget Planner
Mobills - Budget Planner
Financial and Bill Organizer
Free

Take control of your money with this comprehensive budget planning app. Track expenses, manage bills, and set financial goals to achieve peace of mind. Analyze your spending with intuitive graphs and reports.

Track expenses and incomeCreate custom budgetsManage credit cards
💰 Finance
(4.3K)
freemium
8
Budjetly: Budget Planner
Budjetly: Budget Planner
Budjetly: Budget Planner
Spending Tracker Bills Manager
Free

Effortlessly track your spending and manage budgets with a clean, intuitive interface. Log expenses in seconds and gain instant clarity on where your money goes with visual breakdowns and real-time progress tracking.

Fast expense and income trackingInstant spending overviewCategory budgets with progress tracking
💰 Finance
(0)
freemium
9
Bill Budget Calendar Forecast
Bill Budget Calendar Forecast
Bill Budget Calendar Forecast
Bill & Budget Planner
Free

This app provides a clear, visual timeline of your income, expenses, and future balances. It helps you plan your finances, avoid missed payments, and make informed decisions with daily forecast notifications and bill reminders.

Calendar view of income & expensesProjected daily balancesDaily financial forecast notifications
💰 Finance
(7)
free with in-app purchases
10
PayCheck Budget
PayCheck Budget
PayCheck Budget
Plan by Paycheck, Not Monthly
Free

This app helps users budget based on their pay cycle, whether weekly, biweekly, or monthly. It provides a cash flow forecast, safe-to-spend amounts, and allows for dual-income household planning. Features include receipt scanning and Apple Watch integration.

Budget by paycheckCash flow forecast timelineSafe-to-spend calculation
💰 Finance
(8)
freemium
11
Budget Monthly
Budget Monthly
Budget Monthly
by A. Rude
Free

Track and analyze your monthly spending with this intuitive budget app. Set your monthly budget, log expenses, and view detailed reports to understand your spending habits and available balance. Export your data for further analysis.

Intuitive expense trackingMonthly budget settingSpending analysis reports
💰 Finance
(18)
free with in-app purchases
12
Budget App: Expense Tracker.
Budget App: Expense Tracker.
Budget App: Expense Tracker.
Money Manager & Bill Planner
Free

Manage your monthly budget and track expenses with this intuitive app. Gain direct control over logged spending, set financial plans, and visualize your expenditures with charts to save money.

Set monthly budgetsLog expenses by categoryVisualize spending with pie charts
💰 Finance
(636)
free with in-app purchases
13
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
14
RULEIT - Your Budget App
RULEIT - Your Budget App
RULEIT - Your Budget App
Budget with the 50/30/20 rule
Free

This app simplifies personal finance management using the 50/30/20 budgeting rule. It helps users categorize spending into needs, wants, and savings with a clean, user-friendly interface. Sync your data across devices for seamless budgeting anywhere.

50/30/20 budgeting rule implementationCategorization of expenses (Needs, Wants, Savings)Minimalistic and user-friendly interface
💰 Finance
(29)
ad-supported
15
Zerosum: Zero-based budgeting
Zerosum: Zero-based budgeting
Zerosum: Zero-based budgeting
Plan every dollar
Free

This app helps you meticulously plan your finances using a zero-based budgeting approach. It allows you to allocate every dollar before spending, track savings goals, and gain insights through detailed analytics and forecasts. You can choose between automatic bank syncing or manual entry, and even share your budget with family.

Zero-based budgetingSavings goal trackingFinancial analytics and forecasts
💰 Finance
(15)
freemium
16
Budget Planner:Finance Manager
Budget Planner:Finance Manager
Budget Planner:Finance Manager
Expense, Money, Bills Tracker
Free

This app helps you manage your money by creating budgets, tracking expenses, and monitoring bills. It offers insights into spending habits and tools to help you save money and achieve financial goals.

Intuitive budget plannerExpense tracking with auto-categorizationBill payment reminders
💰 Finance
(0)
subscription
17
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Expense organizer and manager
Free
$4.99 | 100% OFF

This app helps you track spending and save money by clearly showing how much you have available to spend daily. It offers flexible budgeting options and syncs across your Apple devices.

Know how much to spend dailyHelps you save moneyPersonalized weekly, monthly, and custom budgets
💰 Finance
(1.8K)
free with in-app purchases
18
BudgetPlnr
BudgetPlnr
BudgetPlnr
Future balance & bill tracker
Free

Manage your personal finances with this app that forecasts your bank balance over time. Input income, bills, and expenses to see future financial projections and receive overdraft warnings. Plan for purchases and easily update your budget.

Forecast bank balance over monthsInput income, bills, and expensesAutomatic recurring expense calculation
💰 Finance
(0)
free with in-app purchases
19
Budget. Offline control
Budget. Offline control
Budget. Offline control
Money tracker
Free

Manage your finances with automatic scheduling and customizable targets. Track account balances or daily spending limits with quick home screen access via widgets. Enjoy a sleek interface designed for intuitive daily use.

Automatic financial calendar planningCustomizable planning targetsHome screen widgets for quick insights
🌟 Lifestyle
(0)
free
20
Simple Budget Planner
Simple Budget Planner
Simple Budget Planner
Budget, Plan Finances Freely!
Free

Manage your money effortlessly with this intuitive app. Track income and expenses, utilize the envelope system for category budgeting, and set savings goals. Automate recurring transactions and gain insights into your spending habits.

Expense and income trackingEnvelope budgeting systemSavings goal setting
🔧 Utilities
(284)
free with in-app purchases

FAQ about Free Budget App Planning

What is the best free budget app planning for iPhone?
Fleur - Budget Planner App tops our free budget app planning ranking as of August 2026, with a 4.8-star average from 12K App Store ratings, and it's free to download.
Fleur - Budget Planner App has no ads and offers in-app purchases, according to its App Store listing as of August 2026.
We track 247+ free budget app planning on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This app is a cute and simple budget planner and tracker. It allows you to easily log daily expenses and income, set monthly budgets, create multiple accounts, and track your debt. It aims to help you manage your money effectively with its all-in-one features.
Key features include a minimal and elegant design, easy logging of expenses and income, the ability to set monthly budgets, viewing insights into spending habits, transaction history, adding repeating transactions, creating new categories, and iCloud sync. It also offers easy search and filter functionality.