Best Free Budget App Planning

229+ iOS apps curated and reviewed

4.7 avg rating
20 free apps
Updated June 2026

Every iPhone needs a few good free budget app planning apps. We benchmark 229+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Free Budget App Planning

Budget Planner App - Fleur#1

Budget Planner App - Fleur by Akash Jain

Bill Organizer & Money Tracker
Editor's Choice
💰 Finance
4.8😊(12K ratings)
FreeAdsIn-App Purchases
#49in Finance
Budget Planner App - Fleur screenshot 1
Budget Planner App - Fleur screenshot 2
Budget Planner App - Fleur screenshot 3
Budget Planner App - Fleur screenshot 4
Budget Planner App - Fleur screenshot 5
Budget Planner App - Fleur screenshot 6

Organize your bills, track expenses, and manage your budget easily with this intuitive app. Stay on top of your finances effortlessly. Start planning your budget today!

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
Spending Tracker - Budget App#2

Spending Tracker - Budget App by Inner Grow Limited

Budget planner & money tracker
Strong Contender
💰 Finance
4.6😊(667 ratings)
FreeIn-App Purchases
#67in Finance
Spending Tracker - Budget App screenshot 1
Spending Tracker - Budget App screenshot 2
Spending Tracker - Budget App screenshot 3
Spending Tracker - Budget App screenshot 4
Spending Tracker - Budget App screenshot 5
Spending Tracker - Budget App screenshot 6

Track your expenses, set budgets, and manage your finances effectively with this intuitive budgeting app. Take control of your spending habits and achieve your financial goals today.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
YNAB#3

YNAB by You Need A Budget LLC

Never worry about money again
Worth Considering
💰 Finance
4.8😊(61K ratings)
FreeAdsIn-App Purchases
#5in Finance
YNAB screenshot 1
YNAB screenshot 2
YNAB screenshot 3
YNAB screenshot 4
YNAB screenshot 5
YNAB screenshot 6

Start changing your money mindset with a set of habits to spend purposefully, save aspirationally, and give generously. Join millions in improving your financial outlook and sign up for a one-month free trial today!

What We Love

  • 💰 Helps save money
  • 👍 Intuitive and easy to use
  • 🚀 Efficient budgeting system
  • 🤝 Helpful for couples/families

Room to Improve

  • 🔍 Steep learning curve
  • 🔌 Connectivity issues with some banks
  • 💰 Expensive subscription

More Free Budget App Planning apps to explore

4
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
by Hammer Media LLC
Free
💰 Finance
(3.7K)
5
Mobills - Budget Planner
Mobills - Budget Planner
Mobills - Budget Planner
Financial and Bill Organizer
Free

Take control of your finances with our budget planning app. Track expenses, set financial goals, manage credit cards, receive bill reminders, and more to achieve financial peace of mind. Join now to start managing your money effectively.

💰 Finance
(4.3K)
6
The Knot Wedding Planner
The Knot Wedding Planner
The Knot Wedding Planner
Planning, Registry, Countdown
Free

Plan your wedding seamlessly with a comprehensive platform offering registry management, countdown, and checklist features. Let The Knot guide you through every detail of your special day, ensuring a stress-free planning experience.

🌟 Lifestyle
(216K)
7
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

A user-friendly budget planner app that helps you track expenses, set financial goals, and manage your money efficiently. Take control of your finances and start budgeting today!

💰 Finance
(13K)
8
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Weple Money: Expense Tracker
Track Spending & Manage Budget
Free

Track and manage your expenses effortlessly with this user-friendly spending tracker app. Take control of your finances today – simplify your budgeting with Weple Money!

💰 Finance
(3.6K)
9
Plan: Budget & Expense Tracker
Plan: Budget & Expense Tracker
Plan: Budget & Expense Tracker
Manage money, save for goals
Free

This financial tracker helps you control your budget, boost income, and achieve your financial goals by tracking income and expenses, debts, and progress in one place, with features like customizable categories, notifications, and synchronization. Take control of your finances and start planning your budget today!

💰 Finance
(17)
10
Track Spending : Wise Budget
Track Spending : Wise Budget
Track Spending : Wise Budget
Expense Tracker : Debt Tracker
Free

Track your expenses and manage your budget wisely with this intuitive monthly budget and debt tracker app. Stay on top of your finances effortlessly. Start saving today!

💰 Finance
(2.9K)
11
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Money+ Cute Expense Tracker
Simple & No Ad Budget App
Free

Track your expenses effortlessly with this intuitive money management app. Stay on top of your finances and reach your financial goals with ease. Start managing your money better today!

📊 Productivity
(3.6K)
12
Budget: Expense Tracker
Budget: Expense Tracker
Budget: Expense Tracker
Savings and money manager
Free

Manage your finances effectively with our intuitive app that allows you to track expenses, set budgets, and analyze spending patterns. Take control of your money today - start budgeting smarter!

💰 Finance
(41)
13
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

Empower's mobile app offers personalized financial management tools for all your accounts, including retirement plans and investments. With enhanced security features like biometric identification, it helps you take smart steps towards your financial goals. Connect with Siri and Apple Watch for on-the-go tracking. Start managing your finances confidently today!

💰 Finance
(391K)
14
Piere: Budget, Save, Plan
Piere: Budget, Save, Plan
Piere: Budget, Save, Plan
Automate your budget & savings
Free

Piere is a comprehensive budgeting application that allows users to track expenses, set savings goals, and create budgets effortlessly. With intuitive features like customizable categories and detailed reports, Piere helps users manage their finances effectively. Take control of your money today with Piere!

💰 Finance
(650)
15
Origin: AI Budget and Track
Origin: AI Budget and Track
Origin: AI Budget and Track
Spending, Saving, & Net Worth
Free

Origin: Budget is a powerful financial management tool that helps you track expenses, set budget goals, and analyze spending patterns. Take control of your finances and achieve your financial goals with Origin: Budget today!

💰 Finance
(3.5K)
16
Buddy: Budget Planner App
Buddy: Budget Planner App
Buddy: Budget Planner App
Money Manager & Tracker
Free

Manage your finances efficiently with our intuitive budget planner app. Track expenses, set savings goals, and stay on top of your financial health easily. Take control of your money today!

💰 Finance
(9.2K)
17
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

Budget Bestie is a user-friendly budget management app that helps you track expenses, set financial goals, and stay on top of your finances effortlessly. Take control of your money and achieve financial freedom today!

💰 Finance
(3K)
18
Wedding Budget: Plan Together
Wedding Budget: Plan Together
Wedding Budget: Plan Together
Budget Planner for Couples
Free
🌟 Lifestyle
(1)
19
Cute budget calendar
Cute budget calendar
Cute budget calendar
Track Money & Plans Adorably
Free
🔧 Utilities
(0)
20
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Emma - Budget Planner Tracker
Spending, Bills, Money Saving
Free

Track all your finances in one place with a powerful budget planner app. Manage your spending, bills, subscriptions, budgets, and receive weekly reports for better financial control.

💰 Finance
(1.4K)