Best Free Budget App Planning

228+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated April 2026

Every iPhone needs a few good free budget app planning apps. We benchmark 228+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Top Picks for Free Budget App Planning

Budget Planner App - Fleur#1

Budget Planner App - Fleur by Akash Jain

Bill Organizer & Money Tracker
Editor's Choice
💰 Finance
4.8😊(12K ratings)
FreeAdsIn-App Purchases
#48in Finance
Budget Planner App - Fleur screenshot 1
Budget Planner App - Fleur screenshot 2
Budget Planner App - Fleur screenshot 3
Budget Planner App - Fleur screenshot 4
Budget Planner App - Fleur screenshot 5
Budget Planner App - Fleur screenshot 6

Organize your bills, track expenses, and manage your budget easily with this intuitive app. Stay on top of your finances effortlessly. Start planning your budget today!

What We Love

  • 💖 Beautiful, aesthetically pleasing design
  • 👍 Easy to use and navigate
  • 🎨 Highly customizable categories and icons
  • 💰 One-time purchase, no subscription

Room to Improve

  • 🔒 No option to set password/biometric lock
  • 💸 Premium features may be out of reach for some
  • 📅 Lacks flexibility in date range/budgeting periods
Monarch: Budget & Track Money#2

Monarch: Budget & Track Money by Monarch Money, Inc.

Spending, Net Worth, Investing
Strong Contender
💰 Finance
4.9😊(93K ratings)
FreeAdsIn-App Purchases
#8in Finance
Monarch: Budget & Track Money screenshot 1
Monarch: Budget & Track Money screenshot 2
Monarch: Budget & Track Money screenshot 3
Monarch: Budget & Track Money screenshot 4
Monarch: Budget & Track Money screenshot 5
Monarch: Budget & Track Money screenshot 6

Manage your finances efficiently with this comprehensive budgeting application. Track expenses, set financial goals, and stay on top of your budget effortlessly. Start saving money today!

What We Love

  • 💻 Extremely customizable
  • 🤝 Great for couples
  • 🔍 Comprehensive budgeting and net worth tracking
  • 📈 Excellent data visualization

Room to Improve

  • 🔁 Recurring account disconnection issues
  • 🇨🇦 Limited support for Canadian users
  • 💰 Expensive subscription cost
Budget app - spending tracker#3

Budget app - spending tracker by Inner Grow Limited

Budget planner & money tracker
Worth Considering
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#67in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

Track your expenses, set budgets, and manage your finances effectively with this intuitive budgeting app. Take control of your spending habits and achieve your financial goals today.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable

More Free Budget App Planning apps to explore

4
Buddy: Money & Budget Planner
Buddy: Money & Budget Planner
Buddy: Money & Budget Planner
Money Manager & Tracker
Free

Manage your finances efficiently with our intuitive budget planner app. Track expenses, set savings goals, and stay on top of your financial health easily. Take control of your money today!

💰 Finance
(589)
5
YNAB
YNAB
YNAB
Never worry about money again
Free

Start changing your money mindset with a set of habits to spend purposefully, save aspirationally, and give generously. Join millions in improving your financial outlook and sign up for a one-month free trial today!

💰 Finance
(60K)
6
Piere: Budget, Save, Plan
Piere: Budget, Save, Plan
Piere: Budget, Save, Plan
Automate your budget & savings
Free

Piere is a comprehensive budgeting application that allows users to track expenses, set savings goals, and create budgets effortlessly. With intuitive features like customizable categories and detailed reports, Piere helps users manage their finances effectively. Take control of your money today with Piere!

💰 Finance
(651)
7
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

Track expenses, plan finances, and reach your financial goals with a personal budget app that helps you manage your money easily and guilt-free. Start for free today to create budgets, monitor spending, and see all your financial accounts in one place.

💰 Finance
(84K)
8
Mobills - Budget Planner
Mobills - Budget Planner
Mobills - Budget Planner
Financial and Bill Organizer
Free

Take control of your finances with our budget planning app. Track expenses, set financial goals, manage credit cards, receive bill reminders, and more to achieve financial peace of mind. Join now to start managing your money effectively.

💰 Finance
(4.3K)
9
The Knot Wedding Planner
The Knot Wedding Planner
The Knot Wedding Planner
Planning, Registry, Countdown
Free

Plan your wedding seamlessly with a comprehensive platform offering registry management, countdown, and checklist features. Let The Knot guide you through every detail of your special day, ensuring a stress-free planning experience.

🌟 Lifestyle
(215K)
10
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

A user-friendly budget planner app that helps you track expenses, set financial goals, and manage your money efficiently. Take control of your finances and start budgeting today!

💰 Finance
(13K)
11
HomeBudget Lite (w/ Sync)
HomeBudget Lite (w/ Sync)
HomeBudget Lite (w/ Sync)
by Anishu, Inc.
Free

HomeBudget Lite is an integrated expense tracker offering budgeting support, expense analysis with charts, and family sync for multiple devices to manage expenses and income within a single budget. With features like expense, income, bills management, and account balance tracking, it helps you stay on top of your finances effortlessly. To learn more and get started, visit http://www.anishu.com for additional information and user guide download.

💰 Finance
(27)
12
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
by Hammer Media LLC
Free
💰 Finance
(3.6K)
13
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

Budget Bestie is a user-friendly budget management app that helps you track expenses, set financial goals, and stay on top of your finances effortlessly. Take control of your money and achieve financial freedom today!

💰 Finance
(1.3K)
14
Daily Budget Original
Daily Budget Original
Daily Budget Original
Saving is fun!
Free

A user-friendly and enjoyable budgeting app loved by thousands, Daily Budget Original simplifies financial tracking with its easy interface. Start saving and managing your finances effortlessly today!

💰 Finance
(4.8K)
15
Simple Budget Planner
Simple Budget Planner
Simple Budget Planner
Budget, Plan Finances Freely!
Free

Embark on a journey towards financial independence with our budgeting app. Easily track expenses, set savings goals, and automate transactions to manage your finances smartly. Download now for a more prosperous future!

🔧 Utilities
(284)
16
Easy Budget Money Tracker Zeny
Easy Budget Money Tracker Zeny
Easy Budget Money Tracker Zeny
Simple Income Expense Manager
Free

Track your income and expenses effortlessly with this simple money tracker app. Enjoy quick and easy financial management without the need for registration. Start managing your finances with just a few taps today!

💰 Finance
(28)
17
Empower ®
Empower ®
Empower ®
Plan, save, invest, retire
Free

Empower's mobile app offers personalized financial management tools for all your accounts, including retirement plans and investments. With enhanced security features like biometric identification, it helps you take smart steps towards your financial goals. Connect with Siri and Apple Watch for on-the-go tracking. Start managing your finances confidently today!

💰 Finance
(386K)
18
myPlan Financial Planning App
myPlan Financial Planning App
myPlan Financial Planning App
Business Budgeting & Planning
Free

This financial management application helps businesses streamline their budgeting, planning, and cash flow management with personalized insights, custom budgets, and forecasting tools. Sign up for a free trial to track expenses, monitor financial status, and make informed decisions with a user-friendly and secure platform.

💼 Business
(0)
19
RULEIT - Your Budget App
RULEIT - Your Budget App
RULEIT - Your Budget App
Budget with the 50/30/20 rule
Free

This budgeting app helps you manage your finances easily by allocating your income into three categories: mandatory expenses, optional expenses, and savings, based on the 50/30/20 rule. By using this app, you can take control of your budget and achieve your financial goals, and sync your data across all your devices for seamless access.

💰 Finance
(29)
20
Track Spending : Wise Budget
Track Spending : Wise Budget
Track Spending : Wise Budget
Expense Tracker : Debt Tracker
Free

Track your expenses and manage your budget wisely with this intuitive monthly budget and debt tracker app. Stay on top of your finances effortlessly. Start saving today!

💰 Finance
(2.9K)