Best Free Budget App Planning

4.6😊(13K ratings)

FreeIn-App Purchases

#95in Finance

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

What We Love

💻 Excellent app for tracking and managing finances
🤝 Great for couples and families to manage budgets together
📈 Helpful envelope system and budgeting tools
🕰️ Ability to schedule recurring payments and income
🗓️ Useful for budgeting by pay period instead of monthly
🧠 Encourages mindful spending and financial discipline
🧭 Provides good visibility into spending categories

Room to Improve

🔍 Confusing or unintuitive interface for some users
💰 Paid subscription seen as too expensive by some
🐛 Occasional bugs, crashes, and syncing issues reported
🔢 Limited free version with only 10 envelopes
🔍 Difficulty making changes to existing budgets
🔍 Lack of automatic transaction importing/syncing

PocketGuard - Budget App by PocketGuard, Inc.

Plan Budget, Track spending

Strong Contender

4.6😐(7.7K ratings)

FreeAdsIn-App Purchases

#72in Finance

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

What We Love

🚀 Efficient app that helps track spending
👍 Customizable budgeting categories
🚀 Real-time transaction updates
👍 Intuitive and user-friendly interface
🚀 Helpful for getting finances under control
👍 Responsive customer support

Room to Improve

🐛 Recurring issues with bank account syncing
🔒 Security concerns with 2FA/MFA requirements
🚫 Lack of support for certain banks/credit cards
💰 Expensive subscription model
🐛 Buggy app performance and frequent crashes
🤔 Confusing budgeting features and layout

Daily Budget Original by Christopher Ruttinger

Saving is fun!

Worth Considering

Monee - Budget Planner App

4.7😊(4.8K ratings)

FreeIn-App Purchases

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

What We Love

👍 Simple and functional
🚀 Keeps user informed on spending
💰 Helps save money
📊 Provides good overview of finances
🎨 Clean and intuitive interface

Room to Improve

🐛 Issues with data syncing and disappearing transactions
🔧 Limited customization options
💰 Paid features can be expensive
🕰️ Lack of historical transaction view

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