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Paycheck Budget - DaTrack

Paycheck Budget - DaTrack

Daily expense tracker with AI

787 ratings
8 reviews
#189 in top-grossing Finance
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

Released
March 18, 2026
Updated
November 9, 2026

Developer

Quoc Phan
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Paycheck Budget - DaTrack screenshot #10 for iPhone
🧾$69.99 - $99.99
In-App Purchase↘︎
📊no. 189
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❓8 answered
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About

Effortlessly track daily expenses with AI-powered logging and instant chat insights. Understand your spending patterns with clear visuals and stay on budget with automatic reminders and recurring bill management. Your financial data remains private on your device.

✓AI-powered expense logging via text
✓Receipt scanning with AI extraction
✓Chat interface for spending queries
✓Visual spending charts and calendar view
✓Automatic recurring bill tracking
✓Monthly budget setting and monitoring
✓Data privacy with no bank login
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+1

What's New in Paycheck Budget

2.9.1

November 9, 2026

What's new in this version: • Plan your next budget ahead of payday, with new amounts or a new start date, while this one keeps running • Add money you've already saved when you create or edit a fund, without touching your budget • A new Timeline view for every fund, right next to its saving log • Behind the scenes improvements and smaller fixes throughout

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Subscriptions & In-App Purchases

Pro Yearly

All Pro features, billed yearly

$34.991 Year
7 Days trial
How to cancel Paycheck Budget subscription ⁉️

Charts

Top Grossing

📊 189

Finance

The app has maintained its position at 189 recently.

Last updated on November 9, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Glitchy

Glitchy when you try to restart your budget for the week fresh….
BBreCarlin

Response from developer

Hi Bre, thank you for the honest review and sorry the weekly reset gave you trouble. Could you tell us a bit more about what happened when you tried to start the week fresh (for example, did the old expenses stay, or did the budget amount not update)? You can reach us any time from Settings → Give Feedback → Send Feedback. We'd love to fix this for you in the next update.

Good, simple budgeting app with room to become exceptional

I’m coming from Monarch, and before that Copilot. Those apps are both very good in their own right, but I’ve noticed something while using them: letting them do the work of syncing my transactions keeps me further from feeling that spending’s impact on my budget. DaTrack, on the other hand, requires manual entry and, thanks to AI, that entry is simple and fast. I’ve only used it for a few days now, but I’ve enjoyed it and I think the simplicity and flexibility makes the budget more meaningful and personalized. The app is only 6 months old and I can tell it’s come a long way in that time, and I’m sure it will continue to. What I’d like to see to change this to a 5 star review is a process to draw against savings funds for spending without it counting against the normal budget. For instance, if I saved $5,000 for a vacation and then I go on the vacation and spend $3,500 in a bunch of transactions, I’d like the remaining balance in my vacation fund to be $1,500 and I’d like the $3,500 to not impact the budget because I pulled those funds from dedicated savings instead of income. Basically, a true sinking fund tracker.
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Hhenryv93

Response from developer

Thank you so much for this thoughtful review, and for giving DaTrack a try. You put into words exactly why we built it around manual entry: logging each purchase yourself (with AI doing the boring part) keeps you close to what your money is actually doing. Update: spending from a fund is here in version 2.9! 🎉 Open your fund and tap Withdraw, or when you log an expense choose the fund under "Paid from". The money comes out of that fund's balance, so your $5,000 vacation fund minus $3,500 leaves $1,500, and none of it counts against your regular budget. You can log it as lots of separate transactions too, just like a real trip. Update to 2.9 to try it, and thank you again, this feature started with your review. If it earns that 5th star, we'd be thrilled 🙏

Excited

This has been so helpful so far I can’t wait to see the change in my finances
MMimiihol

Response from developer

Thank you, exactly what we hoped to hear! 🙌We did notice the rating came through as 1 star, which doesn't quite match your words. If that was an accidental tap, updating it would really help others find the app. Either way, we're glad it's helping!

Good but not the AI chat

Good to keep track of expenses but the AI chat bot is impossible, repeating itself, not answering the correct questions, telling me how to do something but the instructions not working for what I wanted, it would also be good if my savings could be taken from my monthly budget as well instead of having to set up a savings expenses category as now I have two different sections for my savings. Currently trying to add manual expenses with the AI chat bots instructions and failing, I will continue with the free trial to see how I get on but at this moment I wouldn’t pay for it
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Ppm.hope

Response from developer

Thanks for the detailed note. This is the kind of feedback that shapes what we build next. One thing that may help right away: you can log expenses by hand any time. Go to the Expenses tab, tap the day you want, then tap + in the top right. The chat is a shortcut, not the only way in. Making savings part of the monthly budget without a separate category is on the list, and your note moved it up. We're continuing to sharpen the assistant. Thanks for staying with the trial, and we'll follow up here when these land.

BEST BUDGETING APP

I have tried so many budgeting/financial apps: budget bestie, YNAB, EveryDollar, Rocket Money. This is by far the best one! It’s 4.99/month or you can buy the yearly plan for 34.99. I’m a college student with somewhat simple expenses and this works amazing, but I think it would still work very well for people with more complex financial situations. You have to input your spending but it sends you a reminder to input them and uses AI (in a quite helpful fashion) to help as well. It’s as simple as texting, honestly. You can set your own categories, budget depending on when you get payed whether it be monthly or whatever it may be. It allows you to track recurring expenses and tells you what’s safe to spend. Amazing. 10/10. Budget creator and spending tracker all in one!
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HHsjsjsjsjshs

Response from developer

Thank you for the kind words, it means a lot. If anything ever feels off or you need something the app doesn't do yet, just reach out. Happy to help!

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FAQ

Does Paycheck Budget have ads?

Paycheck Budget does not contain advertisements. The app offers a free tier with core features and a Pro subscription for advanced AI capabilities.

What are the subscription options for Paycheck Budget Pro?

Paycheck Budget Pro offers monthly and yearly subscription plans. The yearly plan includes a 7-day free trial and provides the best value. A lifetime purchase option is also available.

How does Paycheck Budget protect my financial data?

Paycheck Budget is private by default. It does not require a bank login or account creation. Your spending data is stored securely on your device via iCloud, and the developer cannot access it.

Can I import my past financial data into Paycheck Budget?

Yes, Paycheck Budget Pro allows you to import your history from CSV or Excel files. This makes switching from another budgeting app seamless, enabling you to bring your existing data with you.

How often is Paycheck Budget updated?

The latest version of Paycheck Budget is 2.9.1, last updated on November 9, 2026. Updates typically include new features, performance improvements, and bug fixes to enhance user experience.

What devices does Paycheck Budget support?

Paycheck Budget is currently supported on iPhone devices. The app is designed for iOS users looking for a convenient way to manage their finances.

What is the age rating for Paycheck Budget?

Paycheck Budget has an age rating of 4+. This indicates that the content is suitable for most users, including young children, with no mature themes or potentially objectionable material.

How does the AI in Paycheck Budget work for logging expenses?

The AI allows you to log expenses by typing simple sentences like 'Coffee $4'. It automatically categorizes the expense and extracts details. You can also snap a receipt, and the AI will extract all line items.