Paycheck Budget Reviews: Is It Legit?

Name: Paycheck Budget - DaTrack
Rating: 4.8 (787 reviews)

Quoc Phan

Is Paycheck Budget Safe?

Paycheck Budget - DaTrack appears safe based on user ratings. AppsHunter Safety Score for Paycheck Budget is 95/100.

This assessment is based on 787 user ratings, with an App Store average of 4.8/5.

Safety Analysis

94.8% of ratings point to a safe experience

3.7% of ratings suggest some concerns

1.5% of ratings point to a risky experience

~ Based on 787 App Store ratings for Paycheck Budget.

Is Paycheck Budget Legit?

Paycheck Budget - DaTrack appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Paycheck Budget is 70/100.

Based on 70 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Most Recent Highest Rated Lowest Rated

Glitchy

Glitchy when you try to restart your budget for the week fresh….

BBreCarlin

24 days ago

Response from developer

Hi Bre, thank you for the honest review and sorry the weekly reset gave you trouble. Could you tell us a bit more about what happened when you tried to start the week fresh (for example, did the old expenses stay, or did the budget amount not update)? You can reach us any time from Settings → Give Feedback → Send Feedback. We'd love to fix this for you in the next update.

Good, simple budgeting app with room to become exceptional

I’m coming from Monarch, and before that Copilot. Those apps are both very good in their own right, but I’ve noticed something while using them: letting them do the work of syncing my transactions keeps me further from feeling that spending’s impact on my budget. DaTrack, on the other hand, requires manual entry and, thanks to AI, that entry is simple and fast. I’ve only used it for a few days now, but I’ve enjoyed it and I think the simplicity and flexibility makes the budget more meaningful and personalized. The app is only 6 months old and I can tell it’s come a long way in that time, and I’m sure it will continue to. What I’d like to see to change this to a 5 star review is a process to draw against savings funds for spending without it counting against the normal budget. For instance, if I saved $5,000 for a vacation and then I go on the vacation and spend $3,500 in a bunch of transactions, I’d like the remaining balance in my vacation fund to be $1,500 and I’d like the $3,500 to not impact the budget because I pulled those funds from dedicated savings instead of income. Basically, a true sinking fund tracker.

Hhenryv93

a month ago

Response from developer

Thank you so much for this thoughtful review, and for giving DaTrack a try. You put into words exactly why we built it around manual entry: logging each purchase yourself (with AI doing the boring part) keeps you close to what your money is actually doing. Update: spending from a fund is here in version 2.9! 🎉 Open your fund and tap Withdraw, or when you log an expense choose the fund under "Paid from". The money comes out of that fund's balance, so your $5,000 vacation fund minus $3,500 leaves $1,500, and none of it counts against your regular budget. You can log it as lots of separate transactions too, just like a real trip. Update to 2.9 to try it, and thank you again, this feature started with your review. If it earns that 5th star, we'd be thrilled 🙏

Excited

This has been so helpful so far I can’t wait to see the change in my finances

MMimiihol

2 months ago

Response from developer

Thank you, exactly what we hoped to hear! 🙌We did notice the rating came through as 1 star, which doesn't quite match your words. If that was an accidental tap, updating it would really help others find the app. Either way, we're glad it's helping!

Good but not the AI chat

Good to keep track of expenses but the AI chat bot is impossible, repeating itself, not answering the correct questions, telling me how to do something but the instructions not working for what I wanted, it would also be good if my savings could be taken from my monthly budget as well instead of having to set up a savings expenses category as now I have two different sections for my savings. Currently trying to add manual expenses with the AI chat bots instructions and failing, I will continue with the free trial to see how I get on but at this moment I wouldn’t pay for it

Ppm.hope

2 months ago

Response from developer

Thanks for the detailed note. This is the kind of feedback that shapes what we build next. One thing that may help right away: you can log expenses by hand any time. Go to the Expenses tab, tap the day you want, then tap + in the top right. The chat is a shortcut, not the only way in. Making savings part of the monthly budget without a separate category is on the list, and your note moved it up. We're continuing to sharpen the assistant. Thanks for staying with the trial, and we'll follow up here when these land.

BEST BUDGETING APP

I have tried so many budgeting/financial apps: budget bestie, YNAB, EveryDollar, Rocket Money. This is by far the best one! It’s 4.99/month or you can buy the yearly plan for 34.99. I’m a college student with somewhat simple expenses and this works amazing, but I think it would still work very well for people with more complex financial situations. You have to input your spending but it sends you a reminder to input them and uses AI (in a quite helpful fashion) to help as well. It’s as simple as texting, honestly. You can set your own categories, budget depending on when you get payed whether it be monthly or whatever it may be. It allows you to track recurring expenses and tells you what’s safe to spend. Amazing. 10/10. Budget creator and spending tracker all in one!

HHsjsjsjsjshs

2 months ago

Response from developer

Thank you for the kind words, it means a lot. If anything ever feels off or you need something the app doesn't do yet, just reach out. Happy to help!

Easy to navigate, does what it says

I like how simple it is to input my expenses. This is always something I struggled with previously but I like that this just lets you quickly type it out and AI categorises it for you. I would love for it to include a tracker for type of payment method that’s why it’s only 4 stars for me right now. I use various credit cards and debit cards and it would be good to see my expenses in those categories too so I know how much money to put aside when paying off my credit cards etc. other than that it’s a pretty good app and very easy to navigate. Also think the price is fair.

Hhksk1

2 months ago

Response from developer

Thank you for taking the time to write this, it really does help. The payment method tracker is a fair ask and I understand exactly why you want it. Knowing what's sitting on each card so you can set that money aside is a real job, and the app doesn't do it yet. I've written it down properly rather than just filed it away, though I build DaTrack on my own so I won't pretend to have a date for you. One thing that might help in the meantime: some people create a saving fund named after a card and move the money across as they spend on it. Not automatic, but it covers the setting aside part. And thank you for the kind words about typing expenses in. That part took the longest to get right, so it's good to hear it landed.