Best Simple Budget Apps

4.5(50 ratings)

FreeIn-App Purchases

Simple Budget: Expense Tracker screenshot 1

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This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.

Budget app - spending tracker by InnerGrow

Budget planner & money tracker

Strong Contender

4.7😊(16K ratings)

FreeIn-App Purchases

#56in Finance

Budget app - spending tracker screenshot 1

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This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

👍 User-friendly interface
🚀 Straightforward and intuitive
💰 Affordable one-time purchase
🎨 Customizable categories and colors
🗓️ Helpful calendar and transaction views
🧮 Detailed budgeting and tracking features
🔒 Secure manual data entry (no bank connections)
💻 Seamless cross-device sync via iCloud

Room to Improve

🐛 Recurring bills/payments not working as expected
🔍 Lack of advanced reporting and analytics
🤝 Sharing/collaboration features not reliable
🇨🇦 Limited support for Canadian banks/accounts
🔀 Difficulty moving money between budgets
🕰️ Inconsistent date range/rollover behavior

Daily Budget Original by Christopher Ruttinger

Saving is fun!

Worth Considering

EveryDollar: Budget Management

4.7😊(4.8K ratings)

FreeIn-App Purchases

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

What We Love

👍 Simple and functional
🚀 Keeps user informed on spending
💰 Helps save money
📊 Provides good overview of finances
🎨 Clean and intuitive interface

Room to Improve

🐛 Issues with data syncing and disappearing transactions
🔧 Limited customization options
💰 Paid features can be expensive
🕰️ Lack of historical transaction view

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Save first budgeting methodCustomizable spending categoriesDeliberate period closing

This app helps you save money by prioritizing savings before budgeting. It allows you to define spending categories, make conscious decisions about overspending, and track your savings growth over time. It offers quick expense logging and receipt scanning for a streamlined financial management experience.

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Simple expense and income loggingDigital cashbook and cash register style managementMonthly budget planning and spending limit setting

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Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.

Unlimited digital envelopesAdd/subtract funds easilyTrack remaining budget

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Simple Income Expense Manager

Quick input with one handSimple interfaceNo registration required

This app offers a straightforward way to track income and expenses with quick, one-handed input. It prioritizes simplicity and speed, avoiding complex features like receipt scanning or bank integration. Visualizations like pie and bar charts help users understand their spending habits.

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Create budgets with multiple categoriesAdd expenses and incomeTrack transactions by category

Easily create a budget with multiple categories and track your income and expenses. This finance app helps you manage your money effectively by assigning transactions to specific budget areas.

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PocketGuard - Budget App

Automatic expense trackingBill and subscription monitoringDisposable income calculation

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

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SimpleBudgetLiteExpenseTracker

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ideely: Simple Budget

Budget on the go

Quick expense entry (voice/speed tap)Visual spend metersSimple trend graphs

This app simplifies budgeting with quick expense entry via voice or speed tap. It offers clear visual spending meters and trend graphs to help users track their money and reach financial goals.

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Budget Calendar: Simple Money

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Simple and clean designNo ads or trackingCalendar view for spending

Track your spending against a set budget with this straightforward financial planning tool. It offers a clean interface and visual insights into your financial habits. Enjoy a completely free experience with no ads or sign-up, with optional premium features for enhanced functionality.

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MONIUM - Simple Budget

Take Control Of Your Money

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

(19K)

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