Best Simple Budget Apps

247+ iOS apps curated and reviewed

4.7 avg rating
19 free apps
Updated July 2026

With an average user rating of 4.7★, the simple budget category is one of the App Store's strongest. Browse all 247+ apps we track, sorted so the most loved ones surface first.

Compare top Simple Budget Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Simple Budget: Expense TrackerSimple Budget: Expense TrackerFree4.4★ (47)NoYesJul 2026
2Budget app - spending trackerBudget app - spending trackerFree4.7★ (15K)NoYesJul 2026
3Daily Budget OriginalDaily Budget OriginalFree4.7★ (4.8K)NoYesJul 2026
4Budget Calendar: Simple MoneyBudget Calendar: Simple MoneyFree4.8★ (127)NoYesJul 2026
5EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesJul 2026
6Easy Budget Money Tracker ZenyEasy Budget Money Tracker ZenyFree4.8★ (1.8K)YesYesJul 2026
7Simple Budget EnvelopesSimple Budget Envelopes$0.994.6★ (112)NoNoJul 2026
8Budgeter - A Simple BudgetBudgeter - A Simple BudgetFree5.0★ (2)NoNoMay 2026

Top Picks for Simple Budget

Simple Budget: Expense Tracker#1

Simple Budget: Expense Tracker by Luke Brady

Simple Finance & Money Tracker
Editor's Choice
💰 Finance
4.4(47 ratings)
FreeIn-App Purchases
Simple Budget: Expense Tracker screenshot 1
Simple Budget: Expense Tracker screenshot 2
Simple Budget: Expense Tracker screenshot 3
Simple Budget: Expense Tracker screenshot 4
Simple Budget: Expense Tracker screenshot 5
Simple Budget: Expense Tracker screenshot 6

This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.

Budget app - spending tracker#2

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Strong Contender
💰 Finance
4.7😊(15K ratings)
FreeIn-App Purchases
#50in Finance
Budget app - spending tracker screenshot 1
Budget app - spending tracker screenshot 2
Budget app - spending tracker screenshot 3
Budget app - spending tracker screenshot 4
Budget app - spending tracker screenshot 5
Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
Daily Budget Original#3

Daily Budget Original by Christopher Ruttinger

Saving is fun!
Worth Considering
💰 Finance
4.7😊(4.8K ratings)
FreeIn-App Purchases
Daily Budget Original screenshot 1
Daily Budget Original screenshot 2
Daily Budget Original screenshot 3
Daily Budget Original screenshot 4

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

What We Love

  • 👍 Simple and functional
  • 🚀 Keeps user informed on spending
  • 💰 Helps save money
  • 📊 Provides good overview of finances

Room to Improve

  • 🐛 Issues with data syncing and disappearing transactions
  • 🔧 Limited customization options
  • 💰 Paid features can be expensive

More Simple Budget apps to explore

4
Budget Calendar: Simple Money
Budget Calendar: Simple Money
Budget Calendar: Simple Money
Monthly Budget Planner, No Ads
Free

Track your spending against a set budget with this straightforward financial planning tool. It offers a clean interface and visual insights into your financial habits. Enjoy a completely free experience with no ads or sign-up, with optional premium features for enhanced functionality.

Simple and clean designNo ads or trackingCalendar view for spending
💰 Finance
(127)
freemium
5
EveryDollar: Budget Management
EveryDollar: Budget Management
EveryDollar: Budget Management
Track Income, Bills & Spending
Free

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

Create custom budgetsTrack expenses and transactionsManage bills and income
💰 Finance
(84K)
free with in-app purchases
6
Easy Budget Money Tracker Zeny
Easy Budget Money Tracker Zeny
Easy Budget Money Tracker Zeny
Simple Income Expense Manager
Free

This app offers a straightforward way to track income and expenses with quick, one-handed input. It prioritizes simplicity and speed, avoiding complex features like receipt scanning or bank integration. Visualizations like pie and bar charts help users understand their spending habits.

Quick input with one handSimple interfaceNo registration required
💰 Finance
(1.8K)
free with in-app purchases
7
Simple Budget Envelopes
Simple Budget Envelopes
Simple Budget Envelopes
Take your budget on the go!
$0.99

Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.

Unlimited digital envelopesAdd/subtract funds easilyTrack remaining budget
💰 Finance
(112)
free
8
Budgeter - A Simple Budget
Budgeter - A Simple Budget
Budgeter - A Simple Budget
Easy to use budgeting app
Free

Easily create a budget with multiple categories and track your income and expenses. This finance app helps you manage your money effectively by assigning transactions to specific budget areas.

Create budgets with multiple categoriesAdd expenses and incomeTrack transactions by category
💰 Finance
(2)
free
9
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
💰 Finance
(18K)
free with in-app purchases
10
Simple Self Budget
Simple Self Budget
Simple Self Budget
Know Where Every Dollar Goes
Free
💰 Finance
(0)
11
Simple Budget: Expense Manager
Simple Budget: Expense Manager
Simple Budget: Expense Manager
Simplest finance manager
Free

Manage your personal finances with this straightforward expense tracker. Monitor spending, set savings goals, and track bills and debt. Offers offline access, automatic cloud backup, and customizable reports to help you stay on top of your money.

Expense and income trackingBudget planning and savings goalsDebt and bill management
💰 Finance
(0)
free with in-app purchases
12
Simple Budget : BalanceBee
Simple Budget : BalanceBee
Simple Budget : BalanceBee
Expense & Cash Flow Tracker
Free

Track expenses, manage your cashbook, and monitor daily money flow with this intuitive personal finance app. It offers simple logging, budgeting tools, and cashflow insights, all while prioritizing privacy and offline functionality.

Simple expense and income loggingDigital cashbook and cash register style managementMonthly budget planning and spending limit setting
💰 Finance
(1)
freemium
13
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
💰 Finance
(7.6K)
free with in-app purchases
14
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
15
OpenBudget - Simple Budgeting
OpenBudget - Simple Budgeting
OpenBudget - Simple Budgeting
Simple Budgeting for Everyone
Free
💰 Finance
(0)
16
SimpleBudget+
SimpleBudget+
SimpleBudget+
by Gabor Bencze
Free
💰 Finance
(0)
17
Piggy: Simple Budget Tracker
Piggy: Simple Budget Tracker
Piggy: Simple Budget Tracker
Simple budget tracker.
Free
💰 Finance
(0)
18
maneco - Simple Budget Tracker
maneco - Simple Budget Tracker
maneco - Simple Budget Tracker
Expense & Income Graph Planner
Free
💰 Finance
(0)
19
Stuf - Simple Budget
Stuf - Simple Budget
Stuf - Simple Budget
Cash stuffing made simple
Free
💰 Finance
(0)
20
Easy Cashbook : Simple Budget
Easy Cashbook : Simple Budget
Easy Cashbook : Simple Budget
Expense tracker with cashbook
Free

Effortlessly manage your money with this intuitive cashbook app. Track daily expenses and income, set financial goals, and gain control of your budget with customizable currency options and easy data export.

Record income and expensesCustomizable currencyExport data to PDF/CSV
📊 Productivity
(0)
free with in-app purchases

FAQ about Simple Budget

What are the best simple budget apps for iPhone?
Simple Budget: Expense Tracker tops our simple budget apps ranking as of July 2026, with a 4.4-star average from 47 App Store ratings, and it's free to download.
Yes — 19 of the top simple budget apps we rank are free to download, including Simple Budget: Expense Tracker and Budget app - spending tracker.
Simple Budget: Expense Tracker has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
We track 247+ simple budget apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Simple Budget is based on the envelope budgeting system, a method that allocates specific amounts of money to different spending categories. This manual approach aims to increase financial transparency and awareness of every transaction made.
Simple Budget prioritizes security by not linking to your bank accounts. All financial data is entered manually, which enhances transparency and keeps your personal financials safe within the app.

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