With an average user rating of 4.7★, the simple budget category is one of the App Store's strongest. Browse all 247+ apps we track, sorted so the most loved ones surface first.
This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.
This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.
What We Love
👍 User-friendly interface
🚀 Straightforward and intuitive
💰 Affordable one-time purchase
🎨 Customizable categories and colors
Room to Improve
🐛 Recurring bills/payments not working as expected
This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.
What We Love
👍 Simple and functional
🚀 Keeps user informed on spending
💰 Helps save money
📊 Provides good overview of finances
Room to Improve
🐛 Issues with data syncing and disappearing transactions
Simple Budget: Expense Tracker tops our simple budget apps ranking as of July 2026, with a 4.4-star average from 47 App Store ratings, and it's free to download.
Are there free simple budget apps for iPhone?
Yes — 19 of the top simple budget apps we rank are free to download, including Simple Budget: Expense Tracker and Budget app - spending tracker.
Does Simple Budget: Expense Tracker have ads or in-app purchases?
Simple Budget: Expense Tracker has no ads and offers in-app purchases, according to its App Store listing as of July 2026.
How many simple budget apps are on the App Store?
We track 247+ simple budget apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
What is the core budgeting method used by Simple Budget?
Simple Budget is based on the envelope budgeting system, a method that allocates specific amounts of money to different spending categories. This manual approach aims to increase financial transparency and awareness of every transaction made.
How does Simple Budget ensure the security of my financial data?
Simple Budget prioritizes security by not linking to your bank accounts. All financial data is entered manually, which enhances transparency and keeps your personal financials safe within the app.