Best Simple Budget Apps

227+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated May 2026

With an average user rating of 4.6★, the simple budget category is one of the App Store's strongest. Browse all 227+ apps we track, sorted so the most loved ones surface first.

Top Picks for Simple Budget

Simple Budget: Expense Tracker#1

Simple Budget: Expense Tracker by Luke Brady

Simple Finance & Money Tracker
Editor's Choice
💰 Finance
4.4(47 ratings)
FreeIn-App Purchases
Simple Budget: Expense Tracker screenshot 1
Simple Budget: Expense Tracker screenshot 2
Simple Budget: Expense Tracker screenshot 3
Simple Budget: Expense Tracker screenshot 4
Simple Budget: Expense Tracker screenshot 5
Simple Budget: Expense Tracker screenshot 6

This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.

Daily Budget Original#2

Daily Budget Original by Christopher Ruttinger

Saving is fun!
Strong Contender
💰 Finance
4.7😊(4.8K ratings)
FreeIn-App Purchases
Daily Budget Original screenshot 1
Daily Budget Original screenshot 2
Daily Budget Original screenshot 3
Daily Budget Original screenshot 4

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

What We Love

  • 👍 Simple and functional
  • 🚀 Keeps user informed on spending
  • 💰 Helps save money
  • 📊 Provides good overview of finances

Room to Improve

  • 🐛 Issues with data syncing and disappearing transactions
  • 🔧 Limited customization options
  • 💰 Paid features can be expensive
EveryDollar: Budget Management#3

EveryDollar: Budget Management by The Lampo Group Incorporated

Track Income, Bills & Spending
Worth Considering
💰 Finance
4.7😐(84K ratings)
FreeAdsIn-App Purchases
#8in Finance
EveryDollar: Budget Management screenshot 1
EveryDollar: Budget Management screenshot 2
EveryDollar: Budget Management screenshot 3
EveryDollar: Budget Management screenshot 4
EveryDollar: Budget Management screenshot 5
EveryDollar: Budget Management screenshot 6

This app helps you create custom budgets, track expenses, and manage your money effectively. It aims to reveal hidden savings and empower you to pay off debt, build wealth, and achieve your financial goals.

What We Love

  • 👍 Useful budgeting tool
  • 🚀 Helps with financial organization
  • 💡 Customizable budgeting categories
  • 👍 Easy to use and intuitive

Room to Improve

  • 💰 Expensive subscription
  • 🐛 Connectivity issues with Canadian banks
  • 🐛 Bugs and glitches

More Simple Budget apps to explore

4
Budget app - spending tracker
Budget app - spending tracker
Budget app - spending tracker
Budget planner & money tracker
Free

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

Budget PlannerSpending TrackerMoney Management
💰 Finance
(667)
free with in-app purchases
5
Budget Calendar: Simple Money
Budget Calendar: Simple Money
Budget Calendar: Simple Money
Monthly Budget Planner, No Ads
Free

Track your spending against a set budget with this straightforward financial planning tool. It offers a clean interface and visual insights into your financial habits. Enjoy a completely free experience with no ads or sign-up, with optional premium features for enhanced functionality.

Simple and clean designNo ads or trackingCalendar view for spending
💰 Finance
(124)
freemium
6
Easy Budget Money Tracker Zeny
Easy Budget Money Tracker Zeny
Easy Budget Money Tracker Zeny
Simple Income Expense Manager
Free

This app offers a straightforward way to track income and expenses with quick, one-handed input. It prioritizes simplicity and speed, avoiding complex features like receipt scanning or bank integration. Visualizations like pie and bar charts help users understand their spending habits.

Quick input with one handSimple interfaceNo registration required
💰 Finance
(1.8K)
free with in-app purchases
7
Spending Tracker
Spending Tracker
Spending Tracker
Take Control Of Your Money
Free

Easily track your expenses and income to gain control over your finances. Set budgets, view spending summaries, and generate reports with interactive charts. Take the first step towards saving money by understanding where your money goes.

Simple and intuitive interfaceFlexible time period tracking (Weekly, Monthly, Yearly)Budget mode with carry-over
💰 Finance
(18K)
free with in-app purchases
8
Goodbudget Budget Planner
Goodbudget Budget Planner
Goodbudget Budget Planner
Money & Expense Tracker
Free

This app helps you manage your finances and plan your spending using a virtual envelope system. Track expenses, monitor debt, and gain insights with helpful reports. Share your budget with family or friends across multiple devices.

Virtual envelope budgetingShared budgetsExpense tracking
💰 Finance
(13K)
freemium
9
Budget Bestie
Budget Bestie
Budget Bestie
easy envelope based budgeting
Free

This app helps you manage your money using the cash stuffing method, digitally. It guides you through creating expense envelopes, allocating funds, and tracking spending to meet savings goals. Get reminders for bills and budget according to your pay schedule.

Digital cash stuffing methodCustomizable expense envelopesAutomated spending tracking
💰 Finance
(3K)
free with in-app purchases
10
Budget Planner App - Fleur
Budget Planner App - Fleur
Budget Planner App - Fleur
Bill Organizer & Money Tracker
Free

This app helps you manage your finances with a simple and elegant interface. Easily track daily expenses and income, set monthly budgets, and monitor your spending habits. It offers features like transaction history, repeating transactions, and category management.

Log expenses and incomeSet monthly budgetsTrack spending habits
💰 Finance
(12K)
free with in-app purchases
11
Budgeter - A Simple Budget
Budgeter - A Simple Budget
Budgeter - A Simple Budget
Easy to use budgeting app
Free

Easily create a budget with multiple categories and track your income and expenses. This finance app helps you manage your money effectively by assigning transactions to specific budget areas.

Create budgets with multiple categoriesAdd expenses and incomeTrack transactions by category
💰 Finance
(2)
free
12
Simple Budget Envelopes
Simple Budget Envelopes
Simple Budget Envelopes
Take your budget on the go!
$0.99

Easily track your remaining budget with an unlimited number of digital envelopes. Add or subtract funds as you spend or receive money. This straightforward app requires no sign-in or in-app purchases.

Unlimited digital envelopesAdd/subtract funds easilyTrack remaining budget
💰 Finance
(112)
free
13
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
PocketGuard・Budget Planner App
Expense & Subscription Manager
Free

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

Automatic expense trackingBill and subscription monitoringDisposable income calculation
💰 Finance
(7.6K)
free with in-app purchases
14
YNAB
YNAB
YNAB
Never worry about money again
Free

This app helps users gain control of their finances by creating flexible spending plans, tracking expenses, and managing debt. It aims to reduce financial stress and empower users to reach their goals. Features include account linking, manual transaction entry, and collaborative planning for multiple users.

Create and share unlimited spending plansAutomatically import transactionsManually add transactions
💰 Finance
(61K)
subscription
15
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
Dollarwise: Budget & Tracking
by Hammer Media LLC
Free

Effortlessly manage your finances with automatic account syncing and AI-powered insights. See your available spending money at a glance, track bills, debt, and savings, and gain actionable advice to improve your financial habits without complex charts.

Automatic account syncingReal-time spending overviewAI-enhanced financial suggestions
💰 Finance
(3.7K)
free with in-app purchases
16
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Pennies: Budget & Bill Tracker
Expense organizer and manager
Free
$4.99 | 100% OFF

This app helps you track spending and save money by clearly showing how much you have available to spend daily. It offers flexible budgeting options and syncs across your Apple devices.

Know how much to spend dailyHelps you save moneyPersonalized weekly, monthly, and custom budgets
💰 Finance
(1.8K)
free with in-app purchases
17
Simple Budget Planner
Simple Budget Planner
Simple Budget Planner
Budget, Plan Finances Freely!
Free

Manage your money effortlessly with this intuitive app. Track income and expenses, utilize the envelope system for category budgeting, and set savings goals. Automate recurring transactions and gain insights into your spending habits.

Expense and income trackingEnvelope budgeting systemSavings goal setting
🔧 Utilities
(284)
free with in-app purchases
18
Monefy: Money Tracker
Monefy: Money Tracker
Monefy: Money Tracker
Track Income & Expenses
Free

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

One-click transaction entryCross-device synchronizationSpending distribution charts
💰 Finance
(6.6K)
free with in-app purchases
19
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Fudget: Monthly Budget Planner
Daily Money & Expense Tracker
Free

This app helps users manage their money by tracking income and expenses to stay within budget. It offers features for various budgeting needs, from daily spending to large projects, with real-time updates and secure access.

Track income and expensesCreate budgets for events and projectsReal-time budget monitoring
💰 Finance
(1.5K)
freemium
20
Simply Budget - easy budgeting
Simply Budget - easy budgeting
Simply Budget - easy budgeting
Manage money, track expenses
Free

This app offers a simple and private way to manage your money using an envelope-based budgeting system. Easily track expenses, monitor your budget, and plan for future bills without connecting to your bank or using cloud storage. It's designed for mindful spending and building better financial habits.

Envelope-based budgetingQuick transaction loggingOffline and private data storage
💰 Finance
(194)
free with in-app purchases

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