Best Simple Budget Apps

247+ iOS apps curated and reviewed

4.6 avg rating
19 free apps
Updated September 2026

With an average user rating of 4.6★, the simple budget category is one of the App Store's strongest. Browse all 247+ apps we track, sorted so the most loved ones surface first.

Compare top Simple Budget Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Simple Budget: Expense TrackerSimple Budget: Expense TrackerFree4.4★ (48)NoYesSep 2026
2Daily Budget OriginalDaily Budget OriginalFree4.7★ (4.8K)NoYesSep 2026
3Budget app - spending trackerBudget app - spending trackerFree4.7★ (16K)NoYesSep 2026
4EveryDollar: Budget ManagementEveryDollar: Budget ManagementFree4.7★ (84K)NoYesSep 2026
5Blocks: Simple BudgetBlocks: Simple BudgetFreeNoNoAug 2026
6Easy Budget Money Tracker ZenyEasy Budget Money Tracker ZenyFree4.8★ (1.8K)YesYesSep 2026
7Simple Budget: Expense ManagerSimple Budget: Expense ManagerFreeYesYesAug 2026
8Basis - Simple BudgetingBasis - Simple BudgetingFree5.0★ (1)NoNoAug 2026

Top Picks for Simple Budget

Simple Budget: Expense Tracker#1

Simple Budget: Expense Tracker by Luke Brady

Simple Finance & Money Tracker
Editor's Choice
💰 Finance
4.4(48 ratings)
FreeIn-App Purchases
Simple Budget: Expense Tracker screenshot 1
Simple Budget: Expense Tracker screenshot 2
Simple Budget: Expense Tracker screenshot 3
Simple Budget: Expense Tracker screenshot 4
Simple Budget: Expense Tracker screenshot 5
Simple Budget: Expense Tracker screenshot 6

This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.

Daily Budget Original#2

Daily Budget Original by Christopher Ruttinger

Saving is fun!
Strong Contender
💰 Finance
4.7😊(4.8K ratings)
FreeIn-App Purchases
Daily Budget Original screenshot 1
Daily Budget Original screenshot 2
Daily Budget Original screenshot 3
Daily Budget Original screenshot 4

This app simplifies personal finance by calculating your daily spending allowance based on income, expenses, and savings goals. It makes saving money feel like a fun game without connecting to bank accounts, prioritizing user privacy.

What We Love

  • 👍 Simple and functional
  • 🚀 Keeps user informed on spending
  • 💰 Helps save money
  • 📊 Provides good overview of finances
  • 🎨 Clean and intuitive interface

Room to Improve

  • 🐛 Issues with data syncing and disappearing transactions
  • 🔧 Limited customization options
  • 💰 Paid features can be expensive
  • 🕰️ Lack of historical transaction view
Budget app - spending tracker#3

Budget app - spending tracker by InnerGrow

Budget planner & money tracker
Worth Considering
💰 Finance
4.7😊(16K ratings)
FreeIn-App Purchases
#54in Finance
Budget app - spending tracker screenshot 1
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Budget app - spending tracker screenshot 6

This personal finance app helps you track spending, plan budgets, and save money to achieve financial freedom. It offers features like AI-powered tracking, shared budgeting, and detailed stats to understand your financial habits.

What We Love

  • 👍 User-friendly interface
  • 🚀 Straightforward and intuitive
  • 💰 Affordable one-time purchase
  • 🎨 Customizable categories and colors
  • 🗓️ Helpful calendar and transaction views
  • 🧮 Detailed budgeting and tracking features
  • 🔒 Secure manual data entry (no bank connections)
  • 💻 Seamless cross-device sync via iCloud

Room to Improve

  • 🐛 Recurring bills/payments not working as expected
  • 🔍 Lack of advanced reporting and analytics
  • 🤝 Sharing/collaboration features not reliable
  • 🇨🇦 Limited support for Canadian banks/accounts
  • 🔀 Difficulty moving money between budgets
  • 🕰️ Inconsistent date range/rollover behavior

More Simple Budget apps to explore

FAQ about Simple Budget

What are the best simple budget apps for iPhone?
Simple Budget: Expense Tracker tops our simple budget apps ranking as of September 2026, with a 4.4-star average from 48 App Store ratings, and it's free to download.
Yes — 19 of the top simple budget apps we rank are free to download, including Simple Budget: Expense Tracker and Daily Budget Original.
Simple Budget: Expense Tracker has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 247+ simple budget apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
Simple Budget is based on the envelope budgeting system, a method that allocates specific amounts of money to different spending categories. This manual approach aims to increase financial transparency and awareness of every transaction made.
Simple Budget prioritizes security by not linking to your bank accounts. All financial data is entered manually, which enhances transparency and keeps your personal financials safe within the app.

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