Simple Budget: Expense Tracker

Simple Budget: Expense Tracker

Simple Finance & Money Tracker

47 ratings
9 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • November 24, 2021
  • July 5, 2026

Features

Simple Budget: Expense Tracker screenshot #1 for iPhone
Simple Budget: Expense Tracker screenshot #2 for iPhone
Simple Budget: Expense Tracker screenshot #3 for iPhone
Simple Budget: Expense Tracker screenshot #4 for iPhone
Simple Budget: Expense Tracker screenshot #5 for iPhone
Simple Budget: Expense Tracker screenshot #6 for iPhone
Simple Budget: Expense Tracker screenshot #7 for iPhone
Simple Budget: Expense Tracker screenshot #8 for iPhone
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About

This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.

Envelope budgeting system
Manual transaction entry
Spending insights and analysis
Budget calculator
Cross-device access
Transaction export
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What's New in Simple Budget

1.14.0

July 5, 2026

- All new onboarding flow to make your entry into budgeting even easier! - Graphics overhaul with better colors, visualizations, and icons - All around major performance improvements

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Subscription plans

Monthly Premium Subscription

Get all premium features for just $1 a month!

$0.991 Month
1 Month trial
How to cancel Simple Budget subscription ⁉️

User reviews

Handy quick personal budgeting

This app was my answer to leaving behind spreadsheets for my personal budget! I can easily manage my personal budget by hand, tracking every expense no matter what card I use. I can also add income and cash gifts. I don’t have to deal with creepy apps like Mint that read and steal my banking info. This app is handy and useful and in my control!
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Response from developer

Hi Hannah, Thank you very much for using Simple Budget! I’m glad it’s helping you stay in control of your finances without the need for spreadsheets or intrusive apps. Your support means a lot! Best, Luke

Just what I needed!!

I have been looking for a free app just to track my spending manually with a budget. Love this app SO MUCH! Glad it exists

Response from developer

Hi LNetj, Thank you for the kind words, I am glad it suits your needs! -Luke

Simple and Easy

This is exactly what I was looking for. I didn’t need anything fancy that is linked to my bank or cards. This also forces you to put in your spending and be more conscious of your habits. Works well for me

Doesn’t update

Didn’t update my income and it’s just not a straightforward plug in and go. Try the everdollar app of Dave Ramsay way more straightforward even if that app also took a lot of features for their pay wall

Nice and Simple!

The only app I use to track my budget! Nice and simple really helps me budget my day to day expenses!

Response from developer

Hi Don, Glad to hear Simple Budget is working well for you! Thanks, Luke

Developer apps

FAQ

What is the core budgeting method used by Simple Budget?

Simple Budget is based on the envelope budgeting system, a method that allocates specific amounts of money to different spending categories. This manual approach aims to increase financial transparency and awareness of every transaction made.

How does Simple Budget ensure the security of my financial data?

Simple Budget prioritizes security by not linking to your bank accounts. All financial data is entered manually, which enhances transparency and keeps your personal financials safe within the app.

Can I export my transaction data from Simple Budget?

Yes, you can export your transactions for free at any time. This feature allows you to keep backups of your financial records or analyze your data with your own tools.

What are the premium features in Simple Budget?

Premium access in Simple Budget unlocks enhanced insights and additional tools or resources. The core functionality of the app, including basic tracking and insights, remains free to use.

What is the pricing for Simple Budget's premium subscription?

Simple Budget offers a monthly premium subscription for $0.99 per month, with a free trial period. An annual subscription is available for $9.99, saving you $2 compared to the monthly rate.

How often is Simple Budget updated?

The latest version of Simple Budget is 1.13.3, and it was last updated on November 2, 2025. This indicates a relatively active development cycle for the application.

What devices is Simple Budget available on?

Simple Budget is available for iPhone and iPod devices. It is designed for iOS users looking to manage their finances on the go.

What is the age rating for Simple Budget?

Simple Budget has an age rating of 4+. This means it is suitable for users of all ages, with no mature content or themes.