Comparison

Simple Budget Planner vs Simple Budget

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Budget Planner

Manage your money effortlessly with this intuitive app. Track income and expenses, utilize the envelope system for category budgeting, and set savings goals. Automate recurring transactions and gain insights into your spending habits.

Highlights
  • Expense and income tracking
  • Envelope budgeting system
  • Savings goal setting
  • Scheduled transactions
  • Income and expense statistics
  • Customizable budgets and categories
Features
Read full description

Simple Budget Planner is a calm, manual budget for you and your household. No bank login, no connected accounts, nothing automatic happening behind your back: you write down what you spend, and you always know what's left. PLAN YOUR MONTH • Give every category a budget, envelope-style, and see what's left at a glance • Bills and recurring payments are added for you and count before they arrive, so "left to spend" is honest • Monthly from your payday, weekly, or every 2 or 4 weeks • A "Left to spend" widget for your Home Screen and Lock Screen, with amounts you can hide TRACK IN SECONDS • Add an expense in three taps with the quick keypad • Edit anything in place, move entries between categories, undo a delete • Search, filter and sort by date or by due date SAVE ON PURPOSE • Savings goals with contributions and progress • Money set aside is shown separately, never counted as spending SHARE WITH YOUR HOUSEHOLD • Invite your partner or family to the same budget • Everyone sees the same numbers, on their own iPhone or iPad SEE WHERE IT GOES • Clear spending and income insights by category • Money in against spent over the last 6 months • Look back over any dates: a whole year, the last 3 months or your own range, with every entry in one list • Every chart has a text summary and a table view YOURS TO KEEP • Export everything to CSV at any time, on every plan • Works offline and syncs when you're back online • Your data is never sold and never used for ads • On iPhone and iPad, with two columns on the bigger screen PREMIUM Simple Budget Planner is free to download and use. The free plan includes 40 entries for your household, and every feature. Premium is an optional auto-renewing subscription that removes the entry limit. One subscription covers your household through Family Sharing. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your App Store account settings. Any unused part of a free trial is forfeited when you buy a subscription. Terms of Use: https://sbp.sh/terms Privacy Policy: https://sbp.sh/privacy

About

Simple Budget

This financial tool simplifies budgeting using the envelope system with digital enhancements. Manually track expenses, gain powerful insights into spending habits, and forecast future financial scenarios to grow your savings. Access your budget across devices with phone number sign-up.

Highlights
  • Envelope budgeting system
  • Manual transaction entry
  • Spending insights and analysis
  • Budget calculator
  • Cross-device access
  • Transaction export
Features
Read full description

Simple Budget is a hands-on budgeting app for people who want control over where their money goes. SEE WHERE YOUR MONEY GOES Break your spending down into categories, and give each category a budget. By planning your spending ahead of time, you can build savings directly into your budget, allowing you to have guilt-free spending money while still keeping up with your savings. Track your spending habits with Simple Budget to see if your spending matches your goals. HANDS-ON, WITHOUT THE HASSLE Stay close to your spending to see exactly where your money is going. Avoid the set-it-and-forget-it model and plan for every dollar. When you see each one coming in and out, you understand what you're spending and what you're saving. PLAN FOR THE FUTURE, LEARN FROM THE PAST • Plan your spending ahead of time, from retirement savings to weekend shopping. • Budget Calculator: see how your month ends up after the bills you know are coming, before you decide on that splurge. • Projected spending and savings for the current month. • Recurring income on any schedule: weekly, biweekly, monthly and more. • Year Savings: income, spending and savings for every month of the year. • Spending History: track your spending habits month to month. ENVELOPE BUDGETING, MADE EASY Building your budget is quick and easy with customizable, pre-built budget categories. Find what applies to you, tailor it to your needs, and build a budget that works for you. YOUR BUDGET, YOUR WAY • Track balances across your accounts, free. • Search, filter and sort every transaction, free. • Export your transactions to CSV anytime, free. • Sign in with your phone number and pick up your budget on any device, free. FREE AND PREMIUM Simple Budget is built for everyone, and stays affordable for anyone looking for extra budgeting firepower. The core of Simple Budget is free: budgets and categories, transactions, accounts, income, monthly insights and CSV export. Premium adds detailed category insights and trends, yearly insights, full Budget Calculator editing, history from previous years, and more. Simple Budget Premium is an auto-renewing subscription, billed monthly or annually. Payment is charged to your Apple ID at confirmation of purchase. Your subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Questions or ideas? luke@pgmediasolutions.com Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.gosimplebudget.com/privacy-policy

Screenshots

Simple Budget Planner4 screens
Simple Budget4 screens

Verdict

The call

The clearest difference is update cadence: Simple Budget Planner at fortnightly against Simple Budget's every 3 months. Simple Budget Planner also leads on ratings volume (283 vs 56). Simple Budget's advantage is iOS requirement (15.6 vs 17.0). On price, rating, review sentiment and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Budget Planner sells 5 in-app purchases, starting at $1.99 per 7 days and Simple Budget sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.4 for Simple Budget Planner against 4.5 for Simple Budget. That said, the two scores are not equally well evidenced: Simple Budget Planner has 283 ratings behind it against 56, so its average is the more settled of the two. Written reviews are what separate them: 60% of Simple Budget Planner's written reviews are positive against 67% of Simple Budget's.

UpkeepUpdate frequency

Simple Budget Planner ships an update fortnightly, Simple Budget every 3 months. The most recent releases landed on October 26, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
Simple Budget Planner versus Simple Budget: the parameters behind the verdict, then further details
ParameterSimple Budget PlannerSimple Budget
PriceFreeFree
Rating4.4 (283 ratings)4.5 (56 ratings) — better
Positive reviews59.6% of reviews66.7% of reviews — better
Number of ratings283 — better56
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPod
Requires iOS17.015.6 — better
Further details — not scored
Size24 MB59 MB
Age rating4+4+
DeveloperMehmet CetinLuke Brady

Customer experience

Simple Budget Planner

All ratings283 ratings
Positive85.5%
Neutral7.8%
Negative6.7%
Written reviews52 reviews
Positive59.6%
Neutral9.6%
Negative30.8%

Simple Budget

All ratings50 ratings
Positive86.0%
Neutral4.0%
Negative10.0%
Written reviews9 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Bugs and requests

Simple Budget Planner

Reported bugs

6 issues
  • Periodic transactions not recorded automatically
  • App freezes or becomes unusable after declining to rate
  • Glitching UI elements
  • Data export errors
  • Subscription sharing/family plan issues
Show 1 more
  • Screen size/balance partially hidden on some devices

Requested features

11 requests
  • Add dark mode option
  • Allow sorting expenses by due date
  • Add bi-weekly pay period option
  • Add weekly budget option
  • Improve screen resolution and UI scaling
Show 6 more
  • Add option to subtract budgeted items from income
  • Separate statistics for savings
  • Export data to CSV
  • More detail for periodic transactions
  • Pleasing icons or artwork
  • Option to sort accounts alphabetically

Simple Budget

Not enough reviews yet to summarise bugs or requests.

In-app purchases

5 purchases

Simple Budget Planner

Subscriptions4
  • Unlimited Weekly$1.997 Days
  • Unlimited Monthly$4.991 Month
  • Unlimited Annually14 Days trial$17.991 Year
Show 1 more
  • Unlimited Semiannually$24.996 Months
One-time1
  • Remove Ads$9.99
2 purchases

Simple Budget

Subscriptions2
  • Monthly Premium Subscription1 Month trial$0.991 Month
  • Annual Premium Subscription$9.991 Year

Questions

Is Simple Budget Planner free?
Simple Budget Planner is free to download, with in-app purchases available.
Is Simple Budget free?
Simple Budget is free to download, with in-app purchases available.
Which has better reviews, Simple Budget Planner or Simple Budget?
Simple Budget is rated higher. Simple Budget Planner averages 4.4 out of 5 from 283 ratings, while Simple Budget averages 4.5 from 56 ratings.
Do Simple Budget Planner or Simple Budget have ads?
Neither Simple Budget Planner nor Simple Budget shows ads.
Which is updated more often, Simple Budget Planner or Simple Budget?
Simple Budget Planner ships an update fortnightly, and Simple Budget every 3 months. Most recently, Simple Budget Planner was updated on October 26, 2026 and Simple Budget on November 3, 2026.

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