(Budgeting) By Envelope
Simple Budgeting & Retirement
About
This app helps you manage your money with envelope budgeting and retirement planning. It computes everything on your device for complete privacy, allowing you to assign every dollar a job and project if your savings will last.
What's New in (Budgeting) By Envelope
1.2.0
September 14, 2026
New in Version 1.2 • Plan retirement as a couple: in two-person mode, enter each person's age, retirement age, monthly contribution, and Social Security benefit, and see one combined household projection • Fixed: claiming Social Security before your retirement age projected no benefits at all. If you plan to retire after 62, your SS-at-62 scenario was far too pessimistic — it now reflects the benefit correctly • New: set how many months of Social Security count in the first claim year, right in Assumptions • The app now reopens where you left off — your tab, view and scenario are remembered • The housing-budget warning now applies to the Mortgage envelope only, instead of every category
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FAQ
What is the price of Envelope?
Envelope is a paid app, currently priced at $0.99. This one-time purchase grants you access to all its features without ongoing costs.
Does Envelope have ads?
No, Envelope is completely ad-free. The app is designed with privacy in mind and does not include any advertisements.
What devices does Envelope support?
Envelope is available on iPhone, iPad, and Mac. Your budget and projections can be kept in sync privately across these devices via iCloud.
How does Envelope ensure privacy?
Envelope prioritizes privacy by performing all computations and storing data entirely on your device. It does not use servers, requires no accounts, and has no analytics or third-party tracking.
Can Envelope be used for couples?
Yes, Envelope includes a dedicated two-person mode. You can enter individual incomes and amounts, with charts and retirement projections combining into a single household view.
How often is Envelope updated?
The latest version of Envelope is 1.2.0, last updated on September 14, 2026. Updates typically focus on refining features and ensuring smooth performance.
What is the user sentiment for Envelope?
Based on available data, Envelope has a perfect rating of 5.0 stars from 1 rating, indicating very positive initial user sentiment.
Can I use Envelope offline?
Yes, Envelope works fully offline. Since all computations are done on your device, you can manage your budget and retirement projections without an internet connection.