CardCalc: Spending Tracker

CardCalc is a simple manual ledger for tracking credit card spending, current billing-cycle totals, and payment dates—without connecting a bank account or entering card numbers. Features: - Add each card's name, closing day, and payment day - Log an amount, date, category, and note in a few taps - See totals by card and for the current billing cycle - Compare spending with an optional credit limit - Review monthly trends and category breakdowns - Set optional local reminders before payment dates The free version supports up to two cards and shows a banner across all four main tabs. A single, non-renewing Full Access purchase unlocks unlimited cards and removes ads. There is no subscription. Your card names, spending records, and credit limits stay on your device. CardCalc has no bank integration and no account sign-in.